Mount Hermon, Kentucky.
Typical home $198,505 (+8.4% in a year).
to buy the typical home at today's mortgage rate — +$692 (+198%) since Feb 2020.
- 1 year
- Up $15,432 +8%
- $183,073$198,505 since Sep 2025
- 5 years
- Up $68,895 +53%
- $129,610$198,505 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Mount Hermon$1,042
- Kentucky$1,212
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 8 years.
Typical home values in Mount Hermon, KY rose 8.4% over the past year — faster than the nation's +1.2%.
Living in Mount Hermon, Monroe County, Kentucky
The Census does not count Mount Hermon on its own, so the figures here are Monroe County's. Half the county's households earn more than $51,280 a year and half less; 22% of the county's people live below the poverty line. 71% of the county's homes are lived in by their owners and 29% are rented. Unemployment in Monroe County was 4.2% in August 2026, and the county had 0.5% more jobs in 2025 than the year before. The most people in Monroe County work in schools and health care, then shops.
Written by AI Claude Haiku 5.5 wrote this on 22 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Mount Hermon is a small community in Monroe County, in south-central Kentucky, in a county that borders Tennessee. Winters are colder than in most of the country, summers are warm, snowfall is light, and rain is plentiful.
Work. Many residents of Monroe County work in schools, hospitals and social care, shops, manufacturing, and building trades. Unemployment has edged up a little over the past year, while the number of jobs has grown slightly. Very few people work from home, so most adults leave the house each day for their jobs.
Things to do. Barren River, a river a short drive away, offers a close place to spend time outdoors. Old Mulkey Meetinghouse State Historic Site, a protected historic site also a short drive away, is worth a visit. Horse Cave Theatre, a theatre a longer drive away, is an option for an evening out.
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- 4,645households
- 41.1median age
- 16%of adults have a degree
- 22%below the poverty line
- 28 mintypical commute
- 4%work from home
What people in Monroe County work in
Employed residents by industry, from the Census survey. Monroe County had 3,247 jobs in 2025, 0.5% more than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 48° and lows near 24°; warmest in July, with highs near 90° and lows near 63°. About 7 inches of snow and 50 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Summer Shade weather station, 9 miles away (NOAA).
Largest workplaces in Monroe County
- Monroe County SchoolsSchool district351FTE
- Cleary ConstructionUtility line, construction286
- WalmartWarehouse clubs and supercenters176
- Monroe County Medical CenterGeneral hospital172FTE
- Roy Anderson Lumber CompanyBeams, wood, made from logs or bolts131
- Millwood, Inc TompkinsvilleSawed lumber made in sawmills126
- Stephens Manufacturing Co., Inc. - TompkinsvilleConcrete batch plants108
- Signature HealthcareSkilled nursing facilities87
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 11 workplaces with 20 or more staff, 1,138 people in all. School districts come from the Common Core of Data (NCES, 2023–24) and hospitals from their Medicare cost reports (CMS, 2023); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- HailRelatively moderate
- Strong windRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms across Monroe County, against the rest of the country; all of them together, very low. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Monroe County.
Mount Hermon home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Mount Hermon$198,505
- Kentucky$230,909
- United States$366,157
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Zip codes with a Mount Hermon address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Mount Hermon — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.