Mount Joy, Pennsylvania.
, asking rent $1,544 . Lancaster, PA metro.
to buy the typical home at today's mortgage rate — +$793 (+111%) since Jan 2020.
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Pennsylvania$1,507
- United States$1,922
Living in Mount Joy, Lancaster County, Pennsylvania
Mount Joy is a borough of 8,325 people in Lancaster County. Half its households earn more than $90,061 a year and half less, against $86,959 across Lancaster County; 9% of its people live below the poverty line. 63% of its homes are lived in by their owners and 37% are rented. Unemployment in Lancaster County was 3.2% in August 2026, and the county had 0.9% more jobs in 2025 than the year before. The most residents work in schools and health care, then shops.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Mount Joy is a borough in Lancaster County with a population that sits a little above the typical age for the country. Household incomes run higher than across the county, and most homes are lived in by their owners rather than rented. Winters are cold and snowy, with January the coldest month, while July brings the warmest days of the year, and rain and melted snow fall steadily through the seasons.
Work. Residents work mostly in schools, hospitals and social care, with shops, professional and business services, and transport and warehousing also employing many. Among the biggest workplaces in town are Giant, the grocery chain, and Donsco's Mount Joy Foundry, which casts iron. The typical commute is a moderate one, and some people work from home.
Things to do. Chiques Creek and Little Chiques Creek, both rivers in or beside town, are the closest places to spend time outdoors. A short drive away is the National Watch and Clock Museum, and a longer drive leads to Hersheypark, an amusement park.
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- 3,532households
- 34%of adults have a degree
- 9%below the poverty line
- 25 mintypical commute
- 10%work from home
What residents work in
Employed residents by industry, from the Census survey. Lancaster County had 254,207 jobs in 2025, 0.9% more than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 37° and lows near 19°; warmest in July, with highs near 84° and lows near 61°. About 23 inches of snow and 45 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Landisville Northwest weather station, 4 miles away (NOAA).
Largest workplaces in Mount Joy
- Melhorn Sales Service and TruckingPoultry catching services233
- GiantGrocery stores189
- Patterson Logistics ServicesDental equipment and supplies merchant wholesalers173
- TE Connectivity144
- Donsco Inc Mount Joy FoundryFoundries, iron113
- Mount Joy WireDrawing iron or steel wire from purchased iron or steel107
- Cargill Cocoa & Chocolate, NA - Mount JoyLiquor, chocolate, made from cacao beans102
- Lindenmeyr EasternPrinting paper, bulk, merchant wholesalers99
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 19 workplaces with 20 or more staff, 1,629 people in all. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- Winter weatherRelatively high
- Inland floodingRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Mount Joy’s census tracts, against the rest of the country; all of them together, relatively low. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Lancaster County and the Lancaster, PA metro.
Mount Joy home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
Not enough data to draw this yet.
Levy by levy, and a check of one home’s own bill, the site covers Ohio’s property tax.
Sellers are cutting prices on about 1 in 5 Mount Joy listings — the market is roughly in balance.
Market heat, inside the city limits
Share of listings with a price cut
The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.
- Mount Joy20.23%
- United States26.90%
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Mount Joy31
New listings per month
Sellers arriving at the market.
- Mount Joy18
Sale-to-list ratio
Above 100%, homes sell over asking; below, buyers negotiate wins.
- Mount Joy100.62%
Zip codes with a Mount Joy address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Mount Joy — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.