Mount Pleasant, South Carolina.
Typical home $871,681 (+1.6% in a year), asking rent $2,441 (+5.1%). Charleston-North Charleston, SC metro.
to buy the typical home at today's mortgage rate — +$2,840 (+164%) since Jan 2020.
- 1 year
- Up $13,767 +2%
- $857,915$871,681 since Sep 2025
- 5 years
- Up $273,001 +46%
- $598,680$871,681 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Mount Pleasant$4,575
- South Carolina$1,597
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 9 years.
Typical home values in Mount Pleasant, SC rose 1.6% over the past year — faster than the nation's +1.2%.
Asking rents in Mount Pleasant, SC rose 5.1% over the past year — faster than the nation's +2.7%.
Owning the typical home in Mount Pleasant runs $3,349/mo more than renting one. The gap peaked at $3,504 in Jan 2025.
That is $5,791 a month against $2,441 rent: a $4,575 mortgage payment, plus $282 property tax and $933 insurance & upkeep.
Owning vs renting — Mount Pleasant
The owning line is the typical home's monthly payment at that month's rate, plus property tax and insurance & upkeep; the renting line is the typical asking rent; the grey line is the mortgage payment on its own. Same homes, same months, both ways of paying for a roof.
- Owning all in$5,791
- Renting$2,441
- Mortgage only$4,575
Property tax · $282/mo 0.39% of value a year — the ACS 2020-2024 median bill over the median home value for Charleston County, SC
Insurance & upkeep · $933/mo insurance, maintenance and repairs together, from the BLS Consumer Expenditure Survey — the national figure for mortgaged homeowners, scaled to this market's home value. BLS publishes the three bundled and they cannot be split.
Both are priced off the same month's home value, so they rise with the market. Neither is a quote — a specific home's bill depends on its assessment, its age and its insurer.
Living in Mount Pleasant, Charleston County, South Carolina
Mount Pleasant is a town of 90,801 people in Charleston County. Half its households earn more than $124,755 a year and half less, against $88,494 across Charleston County; 6% of its people live below the poverty line. 74% of its homes are lived in by their owners and 26% are rented. Unemployment in Mount Pleasant was 3.3% in August 2026, and Charleston County had 2.0% more jobs in 2025 than the year before. The most residents work in schools and health care, then professional services.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Mount Pleasant is a large town on the east side of the Cooper River, across from Charleston. Residents tend to be older than in many places, and most homes are lived in by their owners. Incomes run well above the county's, few people live below the poverty line, and most adults hold a four-year degree. Homes and rents are expensive. Winters are mild and summers hot, with a fair amount of rain through the year.
Work. Many residents work in schools, hospitals and social care, or in professional and business services, with others in banks, insurance and property, or in restaurants and hotels. Among the largest workplaces in town are the Town of Mount Pleasant, East Cooper Regional Medical Center and Roper St. Francis Mount Pleasant Hospital. Unemployment is a little lower than a year ago, and Charleston County has added jobs. Commutes are of moderate length, and a good number of people work from home.
Things to do. The USS Yorktown and the USS Laffey, ships on display as museums, are in or beside town. A short drive away are Fort Moultrie and Fort Sumter, both forts with long histories, and the H. L. Hunley, a museum devoted to the Civil War submarine. The Cooper River is close by for time on the water.
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- 39,884households
- 68%of adults have a degree
- 6%below the poverty line
- 25 mintypical commute
- 27%work from home
What residents work in
Employed residents by industry, from the Census survey. Charleston County had 283,985 jobs in 2025, 2.0% more than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 59° and lows near 36°; warmest in July, with highs near 91° and lows near 73°. About 52 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Sullivans Is weather station, 3 miles away (NOAA).
Largest workplaces in Mount Pleasant
- Town of Mount PleasantCity and town managers' offices473
- East Cooper Regional Medical CenterGeneral hospital378FTE
- Roper St. Francis Mt Pleasant HospitGeneral hospital297FTE
- WalmartWarehouse clubs and supercenters283
- TargetDiscount department stores251
- Charleston246
- Costco WholesaleWholesale grocer244
- WalmartWarehouse clubs and supercenters242
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 46 workplaces with 20 or more staff, 5,454 people in all. Hospitals come from their Medicare cost reports (CMS, 2023); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- HurricanesVery high
- Coastal floodingRelatively high
- Earthquakesrelatively high in parts of Mount PleasantRelatively moderate
- WildfireRelatively moderate
- Ice stormsRelatively moderate
- LightningRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Mount Pleasant’s census tracts, against the rest of the country; all of them together, relatively high. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Charleston County and the Charleston-North Charleston, SC metro.
Mount Pleasant home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Mount Pleasant$871,681
- South Carolina$304,319
- United States$366,157
Levy by levy, and a check of one home’s own bill, the site covers Ohio’s property tax.
Sellers are cutting prices on about 1 in 4 Mount Pleasant listings — the market is roughly in balance.
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Share of listings with a price cut
The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.
- Mount Pleasant26.39%
- United States26.90%
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Mount Pleasant726
New listings per month
Sellers arriving at the market.
- Mount Pleasant147
Median sale price
What buyers actually paid — closed sales, not asking prices.
- Mount Pleasant$858,357
- United States$371,407
Zip codes with a Mount Pleasant address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Mount Pleasant — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.
Zip codes in Mount Pleasant
| Zip activate to sort by Zip | Place activate to sort by Place | Population sorted descending, activate to sort ascending | Rent activate to sort by Rent | Home value activate to sort by Home value |
|---|---|---|---|---|
| 29464 | Mount Pleasant | 53,045 | $2,401 | $933,192 |
| 29466 | Mount Pleasant | 44,942 | $2,593 | $835,506 |