Mount Zion, Illinois.
Typical home $198,919 (+4.4% in a year). Decatur, IL metro.
to buy the typical home at today's mortgage rate — +$520 (+99%) since Jan 2020.
- 1 year
- Up $8,389 +4%
- $190,530$198,919 since Sep 2025
- 5 years
- Up $38,440 +24%
- $160,479$198,919 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Mount Zion$1,044
- Illinois$1,553
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 16 years.
Typical home values in Mount Zion, IL rose 4.4% over the past year — faster than the nation's +1.2%.
Living in Mount Zion, Macon County, Illinois
Mount Zion is a village of 6,019 people in Macon County. Half its households earn more than $103,365 a year and half less, against $62,666 across Macon County; 4% of its people live below the poverty line. 81% of its homes are lived in by their owners and 19% are rented. Unemployment in Macon County was 5.1% in August 2026, and the county had 0.3% more jobs in 2025 than the year before. The most residents work in schools and health care, then manufacturing.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Mount Zion is a village in Macon County, and most of its homes are lived in by their owners. Household incomes run well above the county's, and fewer people live below the poverty line than you might expect. The population is somewhat older than in many places, and a good share of adults hold a four-year degree. Winters are cold and summers warm, with a fair amount of rain and melted snow through the year.
Work. Many residents work in schools, hospitals and social care, with manufacturing, shops and restaurants and hotels also employing a good number. The largest workplaces in the village include the Mt Zion school district, R&R General Contractors, which builds food processing plants, and a local nursing home. Unemployment across Macon County has eased compared with a year ago, and most people have a commute of a fairly ordinary length.
Things to do. Spitler Woods State Natural Area, a protected area, sits in or beside town. A short drive away are Scovill Zoo and Lake Decatur, a reservoir. Fort Daniel Conservation Area, a park, is also a short drive away, and Robert Allerton Park, a botanical garden, makes a longer outing.
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- 2,078households
- 35%of adults have a degree
- 4%below the poverty line
- 22 mintypical commute
- 6%work from home
What residents work in
Employed residents by industry, from the Census survey. Macon County had 45,164 jobs in 2025, 0.3% more than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 35° and lows near 20°; warmest in July, with highs near 86° and lows near 66°. About 36 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Decatur Airport weather station, 4 miles away (NOAA).
Largest workplaces in Mount Zion
- Mt Zion CUSD 3School district279FTE
- R&R General ContractorsFood processing plant construction104
- Mount ZionNursing homes97
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 2 workplaces with 20 or more staff, 201 people in all. School districts come from the Common Core of Data (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- Cold wavesRelatively high
- Strong windRelatively high
- Heat wavesRelatively high
- Inland floodingRelatively high
- TornadoesRelatively high
- LightningRelatively high
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Mount Zion’s census tracts, against the rest of the country; all of them together, relatively high. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Macon County and the Decatur, IL metro.
Mount Zion home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Mount Zion$198,919
- Illinois$295,943
- United States$366,157
Sellers are cutting prices on about 1 in 3 Mount Zion listings — the market is roughly in balance.
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Share of listings with a price cut
The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.
- Mount Zion35.11%
- United States26.36%
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Mount Zion19
New listings per month
Sellers arriving at the market.
- Mount Zion10
Zip codes with a Mount Zion address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Mount Zion — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.