Mountain House, California.
, asking rent $3,057 (+1.4%). Stockton, CA metro.
to buy the typical home at today's mortgage rate — +$1,997 (+100%) since Jan 2020.
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- California$3,997
- United States$1,922
Asking rents in Mountain House, CA rose 1.4% over the past year — slower than the nation's +2.7%.
Living in Mountain House, San Joaquin County, California
Mountain House, in San Joaquin County, had 24,499 people in the 2020 census. Half its households earn more than $177,163 a year and half less, against $92,179 across San Joaquin County; 5% of its people live below the poverty line. 70% of its homes are lived in by their owners and 30% are rented. Unemployment in San Joaquin County was 6.5% in August 2026, and the county had 0.9% more jobs in 2025 than the year before. The most residents work in schools and health care, then professional services.
Written by AI Claude Sonnet 5.5 wrote this on 24 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Mountain House is a young community, with residents who are younger than in much of the country and household incomes well above the county's. Most homes are lived in by their owners, though rents run high for those who do rent. A large share of adults hold a four-year degree, and fewer residents live below the poverty line than is typical.
Work. Many residents work in schools, hospitals and social care, in professional and business services, in manufacturing and in shops. Across San Joaquin County, some of the largest workplaces are Stockton Unified, Amazon's warehousing operations and St. Josephs Medical Center. The commute is long, and a good number of people work from home at least some of the time.
Things to do. Altamont Raceway Park, a race track, is in or beside town. A short drive away are Bethany Reservoir State Recreation Area, a protected area, and Clifton Court Forebay, a reservoir. For a museum visit, the Haggin Museum is a longer drive away.
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- 7,067households
- 54%of adults have a degree
- 5%below the poverty line
- 50 mintypical commute
- 26%work from home
What residents work in
Employed residents by industry, from the Census survey. San Joaquin County had 290,380 jobs in 2025, 0.9% more than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 56° and lows near 40°; warmest in July, with highs near 93° and lows near 62°. About 12 inches of rain a year, and little or no snow.
Average daily high and low, 1991–2020, at the Tracy Pumping Plt weather station, 3 miles away (NOAA).
Largest workplaces in San Joaquin County
- Stockton UnifiedSchool district3,656FTE
- AmazonGeneral warehousing and storage3,623
- CDCR CA Health Care FacilityCorrectional institutions3,473
- Lodi UnifiedSchool district2,827FTE
- AmazonGeneral warehousing and storage2,717
- St. Josephs Medical CenterGeneral hospital2,389FTE
- San Joaquin General HospitalLocal government2,342
- Manteca UnifiedSchool district2,254FTE
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 608 workplaces with 20 or more staff, 100,955 people in all across the county; Mountain House has two of its own. School districts come from the Common Core of Data (NCES, 2023–24) and hospitals from their Medicare cost reports (CMS, 2023); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- EarthquakesRelatively high
- Inland floodingRelatively high
- Heat wavesRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Mountain House’s census tracts, against the rest of the country; all of them together, relatively moderate. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on San Joaquin County and the Stockton, CA metro.
Mountain House home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
Not enough data to draw this yet.
Sellers are cutting prices on about 1 in 4 Mountain House listings — the market is roughly in balance.
Market heat, inside the city limits
Share of listings with a price cut
The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.
- Mountain House27.70%
- United States26.90%
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Mountain House76
New listings per month
Sellers arriving at the market.
- Mountain House16
Zip codes with a Mountain House address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Mountain House — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.