Murfreesboro, Tennessee.
Typical home $424,348 (-0.5% in a year), asking rent $1,679 (+2.1%). Nashville-Davidson--Murfreesboro--Franklin, TN metro.
to buy the typical home at today's mortgage rate — +$1,184 (+113%) since Jan 2020.
- 1 year
- Down $2,170 -1%
- $426,518$424,348 since Sep 2025
- 5 years
- Up $68,218 +19%
- $356,130$424,348 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Murfreesboro$2,227
- Tennessee$1,737
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 20 years.
Typical home values in Murfreesboro, TN fell 0.5% over the past year — slower than the nation's +1.2%.
Asking rents in Murfreesboro, TN rose 2.1% over the past year — slower than the nation's +2.7%.
Owning the typical home in Murfreesboro runs $1,173/mo more than renting one. The gap peaked at $1,309 in Oct 2023.
That is $2,852 a month against $1,679 rent: a $2,227 mortgage payment, plus $170 property tax and $454 insurance & upkeep.
Owning vs renting — Murfreesboro
The owning line is the typical home's monthly payment at that month's rate, plus property tax and insurance & upkeep; the renting line is the typical asking rent; the grey line is the mortgage payment on its own. Same homes, same months, both ways of paying for a roof.
- Owning all in$2,852
- Renting$1,679
- Mortgage only$2,227
Property tax · $170/mo 0.48% of value a year — the ACS 2020-2024 median bill over the median home value for Rutherford County, TN
Insurance & upkeep · $454/mo insurance, maintenance and repairs together, from the BLS Consumer Expenditure Survey — the national figure for mortgaged homeowners, scaled to this market's home value. BLS publishes the three bundled and they cannot be split.
Both are priced off the same month's home value, so they rise with the market. Neither is a quote — a specific home's bill depends on its assessment, its age and its insurer.
Living in Murfreesboro, Rutherford County, Tennessee
Murfreesboro is a city of 152,769 people in Rutherford County. Half its households earn more than $80,108 a year and half less, against $85,470 across Rutherford County; 9% of its people live below the poverty line. 52% of its homes are lived in by their owners and 48% are rented. Unemployment in Murfreesboro was 3.2% in August 2026, and Rutherford County had 0.6% fewer jobs in 2025 than the year before. The most residents work in schools and health care, then shops.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Murfreesboro is a large city, and its people are younger than in most of the country, with a median age well below what older homeowners may be used to. Household incomes are somewhat below the county's, and more homes here are rented than across much of the county. A good share of adults hold a four-year degree, and a typical commute is a fairly short drive, with some people working from home.
Work. Many residents work in schools, hospitals and social care, in shops, in professional and business services, and in restaurants, hotels and entertainment. Among the largest workplaces in Murfreesboro are Rutherford County Schools, Middle Tennessee State University and the Veterans Health Administration. Across the county, the number of jobs slipped slightly over the past year, and unemployment in the city is close to where it stood a year earlier.
Things to do. Stones River National Battlefield, a Civil War site, lies in or beside town. A longer drive brings you to Nashville's Country Music Hall of Fame and Museum, and to Nissan Stadium. Winters are cool and short on snow, summers are hot, and rain falls steadily through the year.
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- 60,683households
- 43%of adults have a degree
- 9%below the poverty line
- 27 mintypical commute
- 16%work from home
What residents work in
Employed residents by industry, from the Census survey. Rutherford County had 148,438 jobs in 2025, 0.6% fewer than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 48° and lows near 28°; warmest in July, with highs near 89° and lows near 68°. About 2 inches of snow and 56 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Murfreesboro North weather station, 5 miles away (NOAA).
Largest workplaces in Murfreesboro
- Rutherford County SchoolsSchool district5,388FTE
- Middle Tennessee State UniversityUniversity or college2,497
- Veterans Health AdministrationFederal government · Department of Veterans Affairs2,128
- City of MurfreesboroGeneral services departments, government1,970
- AmazonGeneral warehousing and storage1,733
- Saint Thomas Rutherford HospitalGeneral hospital1,622FTE
- Murfreesboro SchoolsSchool district1,407FTE
- Lewis Brothers Bakeries, Inc. of TennesseeBread and bread-type rolls made in commercial bakeries650
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 118 workplaces with 20 or more staff, 20,034 people in all. School districts come from the Common Core of Data (NCES, 2023–24), colleges from IPEDS (NCES, 2023–24), federal offices from OPM's federal workforce data (2026) and hospitals from their Medicare cost reports (CMS, 2023); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- Cold wavesRelatively high
- Winter weatherRelatively high
- TornadoesRelatively high
- Inland floodingRelatively high
- EarthquakesRelatively moderate
- Lightningrelatively high in parts of MurfreesboroRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Murfreesboro’s census tracts, against the rest of the country; all of them together, relatively moderate. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Rutherford County and the Nashville-Davidson--Murfreesboro--Franklin, TN metro.
Murfreesboro home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Murfreesboro$424,348
- Tennessee$330,844
- United States$366,157
Levy by levy, and a check of one home’s own bill, the site covers Ohio’s property tax.
Sellers are cutting prices on about 1 in 3 Murfreesboro listings, and the typical home goes pending in 32 days — the market is cooling.
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Share of listings with a price cut
The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.
- Murfreesboro37.25%
- United States26.90%
Days to pending
How long the typical listing takes to go under contract.
- Murfreesboro32
- United States27
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Murfreesboro630
New listings per month
Sellers arriving at the market.
- Murfreesboro171
Median sale price
What buyers actually paid — closed sales, not asking prices.
- Murfreesboro$415,117
- United States$371,407
Sale-to-list ratio
Above 100%, homes sell over asking; below, buyers negotiate wins.
- Murfreesboro98.93%
Zip codes with a Murfreesboro address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Murfreesboro — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.
Zip codes in Murfreesboro
| Zip activate to sort by Zip | Place activate to sort by Place | Population sorted descending, activate to sort ascending | Rent activate to sort by Rent | Home value activate to sort by Home value |
|---|---|---|---|---|
| 37128 | Murfreesboro | 79,268 | $1,701 | $441,238 |
| 37129 | Murfreesboro | 63,652 | $1,853 | $442,156 |
| 37130 | Murfreesboro | 58,064 | $1,506 | $367,797 |
| 37127 | Murfreesboro | 21,499 | $1,797 | $418,386 |