Muscoy, California.
Typical home $455,580 (+2.4% in a year). Riverside-San Bernardino-Ontario, CA metro.
to buy the typical home at today's mortgage rate — +$1,312 (+122%) since Jan 2020.
- 1 year
- Up $10,673 +2%
- $444,906$455,580 since Sep 2025
- 5 years
- Up $85,876 +23%
- $369,703$455,580 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Muscoy$2,391
- California$3,997
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 17 years.
Typical home values in Muscoy, CA rose 2.4% over the past year — faster than the nation's +1.2%.
Living in Muscoy, San Bernardino County, California
Muscoy, in San Bernardino County, had 10,719 people in the 2020 census. 48% of its homes are lived in by their owners and 52% are rented. Unemployment in San Bernardino County was 5.7% in August 2026, and the county had 0.4% more jobs in 2025 than the year before. The most residents work in schools and health care, then construction.
Written by AI Claude Sonnet 5.5 wrote this on 26 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Muscoy is a small community in San Bernardino County, home to a modest number of people at the last count. Fewer homes are lived in by their owners than across much of the country, and a larger share of residents live below the poverty line than is typical. Few adults hold a four-year degree. Winters are cold, with highs well below what most Californians expect and a fair amount of snow, while summers are warm and a good deal of rain and melted snow falls over the year.
Work. Many residents work in schools, hospitals and social care, in the building trades, in transport, warehouses and utilities, and in restaurants, hotels and entertainment. Across San Bernardino County, some of the largest workplaces are San Bernardino City Unified, Loma Linda University Medical Center and UPS. Job numbers across the county have grown only slightly over the past year, and unemployment there is somewhat higher than a year ago. The typical commute is a long one, and very few people work from home.
Things to do. Cajon Wash and City Creek run in or beside town, and Lytle Creek is a short drive away. For a day out, Glen Helen Amphitheater is a theatre a short drive away, and Auto Club Speedway is a race track a short drive away too. Big Bear Lake, a reservoir, is a longer drive.
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- 2,436households
- 6%of adults have a degree
- 27%below the poverty line
- 32 mintypical commute
- 2%work from home
What residents work in
Employed residents by industry, from the Census survey. San Bernardino County had 848,961 jobs in 2025, 0.4% more than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in December, with highs near 43° and lows near 29°; warmest in August, with highs near 82° and lows near 57°. About 22 inches of snow and 38 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Lake Arrowhead weather station, 11 miles away (NOAA).
Largest workplaces in San Bernardino County
- Yaamava Resort and Casino at San ManuelResort hotels with casinos7,449
- San Bernardino City UnifiedSchool district5,915FTE
- Loma Linda University Medical CenterGeneral hospital5,689FTE
- UPSCouriers and express delivery services4,060
- Empire Workforce SolutionsEmployment agencies3,850
- Fontana UnifiedSchool district3,692FTE
- AmazonGeneral warehousing and storage3,599
- AmazonGeneral warehousing and storage3,541
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 1,624 workplaces with 20 or more staff, 285,165 people in all across the county; Muscoy has one of its own. School districts come from the Common Core of Data (NCES, 2023–24) and hospitals from their Medicare cost reports (CMS, 2023); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- EarthquakesVery high
- WildfireRelatively moderate
- Heat wavesRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Muscoy’s census tracts, against the rest of the country; all of them together, relatively high. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on San Bernardino County and the Riverside-San Bernardino-Ontario, CA metro.
Muscoy home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Muscoy$455,580
- California$761,538
- United States$366,157
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Muscoy6
Zip codes with a Muscoy address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Muscoy — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.
Zillow publishes no zip-level series with this city on the address.