Nampa, Idaho.
Typical home $415,281 (+1.8% in a year), asking rent $1,668 (+6.2%). Boise City, ID metro.
to buy the typical home at today's mortgage rate — +$1,211 (+125%) since Jan 2020.
- 1 year
- Up $7,249 +2%
- $408,032$415,281 since Sep 2025
- 5 years
- Down $8,061 -2%
- $423,342$415,281 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Nampa$2,180
- Idaho$2,502
- United States$1,922
At the last five years' pace, prices here aren't rising.
Typical home values in Nampa, ID rose 1.8% over the past year — faster than the nation's +1.2%.
Asking rents in Nampa, ID rose 6.2% over the past year — faster than the nation's +2.7%.
Owning the typical home in Nampa runs $1,135/mo more than renting one. The gap peaked at $1,435 in Oct 2022.
That is $2,803 a month against $1,668 rent: a $2,180 mortgage payment, plus $178 property tax and $445 insurance & upkeep.
Owning vs renting — Nampa
The owning line is the typical home's monthly payment at that month's rate, plus property tax and insurance & upkeep; the renting line is the typical asking rent; the grey line is the mortgage payment on its own. Same homes, same months, both ways of paying for a roof.
- Owning all in$2,803
- Renting$1,668
- Mortgage only$2,180
Property tax · $178/mo 0.52% of value a year — the ACS 2020-2024 median bill over the median home value for Canyon County, ID
Insurance & upkeep · $445/mo insurance, maintenance and repairs together, from the BLS Consumer Expenditure Survey — the national figure for mortgaged homeowners, scaled to this market's home value. BLS publishes the three bundled and they cannot be split.
Both are priced off the same month's home value, so they rise with the market. Neither is a quote — a specific home's bill depends on its assessment, its age and its insurer.
Living in Nampa, Canyon County, Idaho
Nampa is a city of 100,200 people in Canyon County. Half its households earn more than $74,279 a year and half less, against $76,488 across Canyon County; 12% of its people live below the poverty line. 70% of its homes are lived in by their owners and 30% are rented. Unemployment in Nampa was 3.4% in August 2026, and Canyon County had 1.7% more jobs in 2025 than the year before. The most residents work in schools and health care, then shops.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Nampa is one of the larger cities in Canyon County, and its residents are younger than in many American towns. Most homes are lived in by their owners, though incomes run a little below the county's and fewer adults hold a four-year degree than in much of the country. Winters are cold, with a modest amount of snow, and summers are hot, with fairly little rain and melted snow across the year.
Work. Many residents work in schools, hospitals and social care, in shops, in professional and business services, and in manufacturing. Among the largest workplaces in Nampa are Saint Alphonsus Medical Center, the Nampa School District and Amazon. Unemployment is unchanged from a year ago, and the county has added jobs over the past year. A typical commute is fairly short, and some residents work from home.
Things to do. The Warhawk Air Museum is in or beside town, a museum for anyone curious about aviation. A short drive away, Deer Flat National Wildlife Refuge is a protected area for walking and watching wildlife. Further afield, Bogus Basin is a ski area, a longer drive away.
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- 39,134households
- 23%of adults have a degree
- 12%below the poverty line
- 24 mintypical commute
- 12%work from home
What residents work in
Employed residents by industry, from the Census survey. Canyon County had 90,221 jobs in 2025, 1.7% more than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 40° and lows near 23°; warmest in July, with highs near 93° and lows near 57°. About 10 inches of snow and 11 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Nampa Sugar Factory weather station, a mile away (NOAA).
Largest workplaces in Nampa
- AmazonGeneral warehousing and storage2,966
- Saint Alphonsus Medical Center, Nampa (Garrity)-SAHS-ID/ORHospitals, general medical and surgical1,246
- Nampa School DistrictSchool district1,242FTE
- St. Alphonsus Medical Center - NampGeneral hospital893FTE
- St. Lukes Nampa Medical CenterGeneral hospital854FTE
- Amalgamated Sugar Company - NampaGranulated beet sugar manufacturing652
- Plexus Manufacturing Solutions - BoisePrinted circuit assemblies manufacturing512
- WalmartWarehouse clubs and supercenters443
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 109 workplaces with 20 or more staff, 16,444 people in all. School districts come from the Common Core of Data (NCES, 2023–24) and hospitals from their Medicare cost reports (CMS, 2023); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- Winter weatherRelatively high
- LightningRelatively moderate
- Heat wavesRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Nampa’s census tracts, against the rest of the country; all of them together, very low. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Canyon County and the Boise City, ID metro.
Nampa home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Nampa$415,281
- Idaho$476,754
- United States$366,157
Levy by levy, and a check of one home’s own bill, the site covers Ohio’s property tax.
Sellers are cutting prices on about 1 in 3 Nampa listings, and the typical home goes pending in 17 days — the market is roughly in balance.
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Share of listings with a price cut
The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.
- Nampa34.28%
- United States26.90%
Days to pending
How long the typical listing takes to go under contract.
- Nampa17
- United States27
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Nampa507
New listings per month
Sellers arriving at the market.
- Nampa179
Median sale price
What buyers actually paid — closed sales, not asking prices.
- Nampa$399,431
- United States$371,407
Sale-to-list ratio
Above 100%, homes sell over asking; below, buyers negotiate wins.
- Nampa99.94%
Zip codes with a Nampa address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Nampa — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.
Zip codes in Nampa
| Zip activate to sort by Zip | Place activate to sort by Place | Population sorted descending, activate to sort ascending | Rent activate to sort by Rent | Home value activate to sort by Home value |
|---|---|---|---|---|
| 83686 | Nampa | 60,993 | $1,738 | $432,494 |
| 83687 | Nampa | 43,135 | $1,676 | $431,137 |
| 83651 | Nampa | 38,121 | $1,549 | $377,733 |