Naples, Maine.
Typical home $438,823 (+2.2% in a year). Portland-South Portland, ME metro.
to buy the typical home at today's mortgage rate — +$1,372 (+147%) since Jan 2020.
- 1 year
- Up $9,327 +2%
- $429,496$438,823 since Sep 2025
- 5 years
- Up $90,413 +26%
- $348,410$438,823 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Naples$2,303
- Maine$2,162
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 15 years.
Typical home values in Naples, ME rose 2.2% over the past year — faster than the nation's +1.2%.
Living in Naples, Cumberland County, Maine
Naples, in Cumberland County, had 415 people in the 2020 census. Unemployment in Cumberland County was 2.6% in August 2026, and the county had 1.2% more jobs in 2025 than the year before. The most people in Cumberland County work in schools and health care, then professional services.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Naples is a very small community in Cumberland County, Maine, set among lakes and rivers. Winters are cold and snowy, with January the coldest month, and summers are mild and warm, with July the warmest. Rain and melted snow add up to a fair amount over the year. Fewer households here live below the poverty line than you might expect, and homes are valued well above what many places in the country would ask.
Work. Residents work mostly in schools, hospitals and social care, in professional and business services, in shops, and in banks, insurance and property. Across Cumberland County, some of the largest workplaces are Maine Medical Center, IDEXX World Campus and the University of Southern Maine. Unemployment across the county has held steady over the past year, and the county has added a few more jobs.
Things to do. Water is the main draw. Sebago Lake, a reservoir, and Sebago Lake State Park, a protected area, are both a short drive away. Closer in, Brandy Pond and Trickey Pond are lakes in or beside town, and the Songo River is a short drive off for those who like to be on a river.
Report a mistake
- 3%below the poverty line
What people in Cumberland County work in
Employed residents by industry, from the Census survey. Cumberland County had 194,746 jobs in 2025, 1.2% more than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 29° and lows near 6°; warmest in July, with highs near 79° and lows near 56°. About 78 inches of snow and 50 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the East Hiram weather station, 9 miles away (NOAA).
Largest workplaces in Cumberland County
- Maine Medical CenterGeneral hospital7,287FTE
- IDEXX World CampusCorporate2,475
- University of Southern MaineUniversity or college1,454
- Portland Public SchoolsSchool district1,407FTE
- Mercy HospitalGeneral hospital1,102FTE
- Bowdoin CollegeUniversity or college1,080
- MID Coast HospitalGeneral hospital1,048FTE
- Spring Harbor HospitalPsychiatric hospital911FTE
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 366 workplaces with 20 or more staff, 45,041 people in all across the county; Naples has one of its own. Hospitals come from their Medicare cost reports (CMS, 2023), colleges from IPEDS (NCES, 2023–24) and school districts from the Common Core of Data (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- Winter weatherRelatively high
- Ice stormsRelatively moderate
- LightningRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Naples’ census tracts, against the rest of the country; all of them together, very low. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Cumberland County and the Portland-South Portland, ME metro.
Naples home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Naples$438,823
- Maine$412,002
- United States$366,157
Sellers are cutting prices on about 1 in 3 Naples listings — the market is roughly in balance.
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Share of listings with a price cut
The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.
- Naples31.88%
- United States26.90%
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Naples46
New listings per month
Sellers arriving at the market.
- Naples13
Zip codes with a Naples address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Naples — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.