Naples, New York.
. Rochester, NY metro.
to buy the typical home at today's mortgage rate — +$1,478 (+116%) since Jan 2020.
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- New York$2,755
- United States$1,922
Living in Naples, Ontario County, New York
Naples is a village of 931 people in Ontario County. 67% of its homes are lived in by their owners and 33% are rented. Unemployment in Ontario County was 3.6% in August 2026, and the county had 0.4% fewer jobs in 2025 than the year before. The most people in Ontario County work in schools and health care, then shops.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Naples is a village, home to fewer people than most towns of its kind, and most homes here are lived in by their owners. A good number of residents live below the poverty line. Winters are cold, with January the coldest month and plenty of snow, while July is the warmest and summers are mild to warm. Rain and melted snow add up to a fair amount through the year.
Work. Residents work mostly in schools, hospitals and social care, followed by shops, manufacturing, and professional and business services. Across Ontario County, some of the largest workplaces are Fredrick Ferris Thompson Hospital, the Canandaigua City School District and Hobart William Smith Colleges. Unemployment across the county is about where it was a year ago, and the county has a few fewer jobs than the year before. Commutes are fairly short, and a good share of people work from home.
Things to do. Harriet Hollister Spencer State Recreation Area is a park a short drive away, and Bristol Mountain Ski Resort, also a short drive off, makes good use of the snowy winters. Canandaigua Lake is a longer drive away and is the best known of the many lakes in the area. For a bigger outing, Letchworth State Park, a protected area, is also a longer drive away.
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- 470households
- 25%of adults have a degree
- 12%below the poverty line
- 19 mintypical commute
- 20%work from home
What people in Ontario County work in
Employed residents by industry, from the Census survey. Ontario County had 53,686 jobs in 2025, 0.4% fewer than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 33° and lows near 16°; warmest in July, with highs near 81° and lows near 58°. About 55 inches of snow and 37 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Honeoye weather station, 13 miles away (NOAA).
Largest workplaces in Ontario County
- Fredrick Ferris Thompson HospitalGeneral hospital1,219FTE
- O'Connell Electric CompanyElectrical work1,100
- NY College & University934
- Veterans Health AdministrationFederal government · Department of Veterans Affairs744
- Victor Central School DistrictSchool district727FTE
- Canandaigua City School DistrictSchool district626FTE
- Hobart William Smith CollegesUniversity or college619
- Geneva General HospitalGeneral hospital614FTE
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 130 workplaces with 20 or more staff, 18,646 people in all across the county; Naples has one of its own. Hospitals come from their Medicare cost reports (CMS, 2023), federal offices from OPM's federal workforce data (2026), school districts from the Common Core of Data (NCES, 2023–24) and colleges from IPEDS (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- Inland floodingRelatively high
- Strong windRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Naples’ census tracts, against the rest of the country; all of them together, relatively low. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Ontario County and the Rochester, NY metro.
Naples home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
Not enough data to draw this yet.
Sellers are cutting prices on about 1 in 7 Naples listings — the market is roughly in balance.
Market heat, inside the city limits
Share of listings with a price cut
The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.
Not enough data to draw this yet.
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Naples18
New listings per month
Sellers arriving at the market.
- Naples9
Zip codes with a Naples address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Naples — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.