Nichols, New York.
. Binghamton, NY metro.
to buy the typical home at today's mortgage rate — +$1,478 (+116%) since Jan 2020.
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- New York$2,755
- United States$1,922
Living in Nichols, Tioga County, New York
Nichols is a village of 457 people in Tioga County. Unemployment in Tioga County was 3.7% in August 2026, and the county had 0.2% fewer jobs in 2025 than the year before. The most people in Tioga County work in schools and health care, then manufacturing.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Nichols is a small village in Tioga County, in the southern part of New York State. Very few people live here, and poverty is rare. Winters are cold, with January the coldest month, and summers are warm, with July the warmest. Rain and melted snow add up to a fair amount over the course of a year.
Work. Residents work mostly in schools, hospitals and social care, with manufacturing, shops and professional and business services close behind. Across Tioga County, large workplaces include Lockheed Martin in Owego, Crown Cork & Seal's Nichols plants and the Owego-Apalachin Central School District. Few people work from home, and the typical commute is short.
Things to do. Wappasening Creek runs in or beside town, and Cayuta Creek, another stream, is a short drive away. For a longer outing, Buttermilk Falls State Park and Robert H. Treman State Park are protected areas to visit, and the Arnot Art Museum is a museum, each a longer drive away.
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- 214households
- 13%of adults have a degree
- 1%below the poverty line
- 18 mintypical commute
- 6%work from home
What people in Tioga County work in
Employed residents by industry, from the Census survey. Tioga County had 13,068 jobs in 2025, 0.2% fewer than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 34° and lows near 16°; warmest in July, with highs near 83° and lows near 58°. About 37 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Waverly weather station, 8 miles away (NOAA).
Largest workplaces in Tioga County
- Lockheed Martin Corporation US NY Owego State Route 17C (1233)Aeronautical systems and instruments manufacturing2,404
- CVS Pharmacy, Inc.General warehousing and storage453
- Crown Cork & Seal - Nichols PlantsBeer cans, light gauge metal, manufacturing319
- Owego-apalachin Central School DistrictSchool district285FTE
- Waverly Central School DistrictSchool district273FTE
- Newark Valley Central School DistrictSchool district234FTE
- 37 N Chemung Street Operating CompanyNursing homes229
- Leprino FoodsMilk, acidophilus, manufacturing225
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 27 workplaces with 20 or more staff, 4,916 people in all across the county; Nichols has none of its own. School districts come from the Common Core of Data (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- Inland floodingRelatively high
- Ice stormsRelatively moderate
- LightningRelatively moderate
- Strong windRelatively moderate
- TornadoesRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Nichols’ census tracts, against the rest of the country; all of them together, relatively moderate. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Tioga County and the Binghamton, NY metro.
Nichols home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
Not enough data to draw this yet.
Market heat, inside the city limits
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Nichols5
Zip codes with a Nichols address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Nichols — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.