States · Michigan · Berrien County

Niles, Michigan.

Typical home $213,384 (+7.0% in a year), asking rent $1,396 . Niles, MI metro.

What it costs per month · Niles $1,120/mo

to buy the typical home at today's mortgage rate — +$595 (+113%) since Jan 2020.

What the home itself did
1 year
Up $13,880 +7%
$199,504$213,384 since Sep 2025
5 years
Up $40,956 +24%
$172,428$213,384 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 Niles $1,120 Michigan $1,384 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • Niles$1,120
  • Michigan$1,384
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 16 years.

Typical home values in Niles, MI rose 7.0% over the past year — faster than the nation's +1.2%.

Living in Niles, Berrien County, Michigan

Niles is a city of 11,988 people in Berrien County. Half its households earn more than $51,376 a year and half less, against $65,425 across Berrien County; 18% of its people live below the poverty line. 63% of its homes are lived in by their owners and 37% are rented. Unemployment in Berrien County was 4.8% in August 2026, and the county had about as many jobs in 2025 as the year before. The most residents work in manufacturing, then schools and health care.

People 11,988 in the 2020 census; median age 39.2
Household income $51,376 the median, give or take $4,316 · Berrien County: $65,425
Unemployment 4.8% Berrien County, August 2026; 5.1% a year before
Homes 63% lived in by their owners; 37% rented

Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.

What it’s like

The place. Niles is a small city in Berrien County, set along the Dowagiac River in southwest Michigan. Household incomes run below the county's, and more people here live below the poverty line than is typical, while most homes are lived in by their owners. Winters are cold and snowy, with January the coldest month, and summers are warm, with July the warmest.

Work. Residents work mainly in manufacturing, in schools, hospitals and social care, in transport, warehouses and utilities, and in shops. Among the largest workplaces in Niles are Lakeland Hospital Niles, SpartanNash and French Paper. Fewer adults hold a four-year degree than is common, and the typical commute is a modest one.

Things to do. Fort St. Joseph, a fort site in or beside town, and the Henry A. Chapin House, a museum also in or beside town, are places to learn some local history. The Dowagiac River runs through the city and is a quiet place to spend time outdoors. A short drive away, Notre Dame Stadium is one of the best known college football grounds in the country.

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  • 5,016households
  • 17%of adults have a degree
  • 18%below the poverty line
  • 23 mintypical commute
  • 5%work from home

What residents work in

  • Manufacturing21%
  • Schools, hospitals and social care20%
  • Transport, warehouses and utilities12%
  • Shops (retail)11%
  • Restaurants, hotels and entertainment9%
  • Professional and business services7%

Employed residents by industry, from the Census survey. Berrien County had 60,632 jobs in 2025, about as many as the year before (Bureau of Labor Statistics).

Weather through the year

Average daily high and low for each month: coldest in January, 33° and 19°; warmest in July, 83° and 61° 20° 40° 60° 80° J 33° 19° F M A M J J 83° 61° A S O N D
Average daily high and low for each month: coldest in January, 33° and 19°; warmest in July, 83° and 61° 20° 40° 60° 80° J 33° 19° F M A M J J 83° 61° A S O N D

Coldest in January, with highs near 33° and lows near 19°; warmest in July, with highs near 83° and lows near 61°. About 62 inches of snow and 42 inches of rain and melted snow a year.

Average daily high and low, 1991–2020, at the Niles weather station, a mile away (NOAA).

Largest workplaces in Niles

  1. Lakeland Hospital Niles Loc0182-lakeland Hospital NilesGeneral medical and surgical hospitals385
  2. SpartanNashSupermarkets and other grocery except convenience stores194
  3. Industrial Technologies Group ITG Spartan ToolSewer and drain cleaning equipment manufacturing118
  4. NCP CoatingsPaints manufacturing115
  5. French PaperPulp mills producing paper80
  6. Niles Care CenterNursing homes76
  7. Toefco Engineered Coating SystemsAluminum coating of metal products for the trade73
  8. NilesMail and parcel delivery66

Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 17 workplaces with 20 or more staff, 1,465 people in all. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.

Natural hazards

  1. Strong windRelatively high
  2. HailRelatively moderate
  3. Cold wavesrelatively high in parts of NilesRelatively moderate
  4. Winter weatherRelatively moderate
  5. TornadoesRelatively moderate
  6. Inland floodingrelatively high in parts of NilesRelatively moderate

FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Niles’ census tracts, against the rest of the country; all of them together, relatively low. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.

From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Berrien County and the Niles, MI metro.

Niles home values

Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.

$150,000 $200,000 $250,000 $300,000 $350,000 2018 2020 2022 2024 2026 Niles $213,384 Michigan $263,760 United States $366,157
$150,000 $200,000 $250,000 $300,000 $350,000 2018 2022 2026
  • Niles$213,384
  • Michigan$263,760
  • United States$366,157
Property tax, 2026 roll $1,892/yr median bill inside Niles, effective 0.97% of estimated value — current assessment rolls, AssessorSearch Data Lab, quality-gated against the county's official figures

Levy by levy, and a check of one home’s own bill, the site covers Ohio’s property tax.

Sellers are cutting prices on about 1 in 3 Niles listings, and the typical home goes pending in 11 days — the market is cooling.

When this market ran hot

Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.

JFMAMJJASOND
2026
2025
2024
2023
2022
2021
2020
2019
2018
falling flat warming hot overheating runaway

Market heat, inside the city limits

Share of listings with a price cut

The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.

10% 20% 30% 2018 2019 2020 2021 2022 2023 2024 2025 2026 Niles 29.42% United States 26.90%
10% 20% 30% 2018 2022 2026
  • Niles29.42%
  • United States26.90%

Days to pending

How long the typical listing takes to go under contract.

10 20 30 40 2026 Niles 11 United States 27
10 20 30 40 2026
  • Niles11
  • United States27

Homes for sale

Active for-sale inventory. More supply hands power to buyers.

100 150 200 2018 2019 2020 2021 2022 2023 2024 2025 2026 Niles 143
100 150 200 2018 2022 2026
  • Niles143

New listings per month

Sellers arriving at the market.

30 40 50 60 2018 2019 2020 2021 2022 2023 2024 2025 2026 Niles 54
30 40 50 60 2018 2022 2026
  • Niles54

Median sale price

What buyers actually paid — closed sales, not asking prices.

$100,000 $200,000 $300,000 2018 2019 2020 2021 2022 2023 2024 2025 2026 Niles $203,205 United States $371,407
$100,000 $200,000 $300,000 2018 2022 2026
  • Niles$203,205
  • United States$371,407

Sale-to-list ratio

Above 100%, homes sell over asking; below, buyers negotiate wins.

98.0% 98.5% 99.0% 99.5% 2026 Niles 98.74%
98.0% 98.5% 99.0% 99.5% 2026
  • Niles98.74%

Zip codes with a Niles address

A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Niles — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.

Zip codes in Niles