Nisswa, Minnesota.
Typical home $582,817 (+3.4% in a year). Brainerd, MN metro.
to buy the typical home at today's mortgage rate — +$1,792 (+141%) since Jan 2020.
- 1 year
- Up $19,154 +3%
- $563,663$582,817 since Sep 2025
- 5 years
- Up $130,196 +29%
- $452,621$582,817 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Nisswa$3,059
- Minnesota$1,831
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 14 years.
Typical home values in Nisswa, MN rose 3.4% over the past year — faster than the nation's +1.2%.
Living in Nisswa, Crow Wing County, Minnesota
Nisswa is a city of 1,967 people in Crow Wing County. 94% of its homes are lived in by their owners and 6% are rented. Unemployment in Crow Wing County was 4.9% in August 2026, and the county had 0.3% more jobs in 2025 than the year before. The most residents work in schools and health care, then professional services.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Nisswa is a small lakes-country city where almost everyone owns the home they live in, and the people who live there are older than in most American communities. Homes here cost a good deal more than the typical American home, and a large share of adults hold a four-year degree. Winters are cold, with January days that stay well below freezing and nights below zero, while July brings warm days, and the year's rain and melted snow add up to a moderate amount.
Work. Residents mostly work in schools, hospitals and social care, in professional and business services, in shops, and in banks, insurance and property. Some work from home. Across Crow Wing County, the largest workplaces include St. Joseph's Medical Center, the Brainerd Public School District and Cuyuna Regional Medical Center. Unemployment across the county is higher than a year ago, and the number of jobs there has barely changed.
Things to do. Lake Hubert lies in or beside town, and Gull Lake and Lake Edward are each a short drive away, so time on the water is close at hand. Pillsbury State Forest, a protected area, is also a short drive away for walking and quiet time outdoors. Brainerd International Raceway, a race track, is another short drive away.
Report a mistake
- 880households
- 51%of adults have a degree
- 5%below the poverty line
- 14%work from home
What residents work in
Employed residents by industry, from the Census survey. Crow Wing County had 31,145 jobs in 2025, 0.3% more than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 18° and lows near -1°; warmest in July, with highs near 79° and lows near 61°. About 27 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Gull Lake Dam weather station, 7 miles away (NOAA).
Largest workplaces in Crow Wing County
- St. Josephs Medical CenterGeneral hospital964FTE
- Brainerd Public School DistrictSchool district915FTE
- Cuyuna Regional Medical CenterCritical access hospital834FTE
- Crow Wing CountyExecutive offices, federal, state, and local579
- WalmartWarehouse clubs and supercenters467
- MNDOT District 3Transportation departments, nonoperating454
- Essentiah HealthFamily physicians' offices326
- Central Lakes College-BrainerdTwo-year college278
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 90 workplaces with 20 or more staff, 10,399 people in all across the county; Nisswa has one of its own. Hospitals come from their Medicare cost reports (CMS, 2023), school districts from the Common Core of Data (NCES, 2023–24) and colleges from IPEDS (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- Cold wavesRelatively high
- Strong windRelatively high
- Inland floodingRelatively high
- LightningRelatively high
- HailRelatively moderate
- Winter weatherRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Nisswa’s census tracts, against the rest of the country; all of them together, relatively moderate. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Crow Wing County and the Brainerd, MN metro.
Nisswa home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Nisswa$582,817
- Minnesota$348,778
- United States$366,157
Sellers are cutting prices on about 1 in 3 Nisswa listings — the market is roughly in balance.
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Share of listings with a price cut
The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.
- Nisswa29.71%
- United States26.90%
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Nisswa33
New listings per month
Sellers arriving at the market.
- Nisswa8
Zip codes with a Nisswa address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Nisswa — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.