North Smithfield, Rhode Island.
Typical home $519,270 (+2.1% in a year), asking rent $2,298 . Providence-Warwick, RI-MA metro.
to buy the typical home at today's mortgage rate — +$1,494 (+121%) since Jan 2020.
- 1 year
- Up $10,890 +2%
- $508,380$519,270 since Sep 2025
- 5 years
- Up $109,041 +27%
- $410,229$519,270 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- North Smithfield$2,726
- Rhode Island$2,669
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 15 years.
Typical home values in North Smithfield, RI rose 2.1% over the past year — faster than the nation's +1.2%.
Living in North Smithfield, Providence County, Rhode Island
North Smithfield is a town of 12,588 people in Providence County. Half its households earn more than $108,866 a year and half less, against $78,787 across Providence County; 5% of its people live below the poverty line. 78% of its homes are lived in by their owners and 22% are rented. Unemployment in Providence County was 4.2% in August 2026, and the county had 0.9% more jobs in 2025 than the year before. The most residents work in schools and health care, then shops.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. North Smithfield is a small town in Providence County where most people are older than the typical American and most homes are lived in by their owners. Household incomes run well above the county's, and fewer residents live below the poverty line than you might expect. A good share of adults hold a four-year degree, and homes here are valued above what is typical for the region. Winters are cold and snowy, with January the coldest month, while summers turn warm, with July the warmest, and precipitation is steady through the year.
Work. Many residents work in schools, hospitals and social care, with shops, the building trades and government also employing a lot of people. Among the largest workplaces in town are Walmart, North Smithfield Schools and Wright's Dairy Farm & Bakery. The commute is moderate, and a fair number of people work from home. Across Providence County, unemployment has eased compared with a year earlier, and the number of jobs has edged up.
Things to do. The Branch River runs in or beside town, and the Stadium Theatre is also close at hand, offering a place to catch a show. A short drive away is the Moshassuck River, while a longer drive reaches the Blackstone River, a good choice for time along the water.
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- 5,015households
- 34%of adults have a degree
- 5%below the poverty line
- 26 mintypical commute
- 14%work from home
What residents work in
Employed residents by industry, from the Census survey. Providence County had 290,835 jobs in 2025, 0.9% more than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 38° and lows near 19°; warmest in July, with highs near 84° and lows near 63°. About 42 inches of snow and 52 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Woonsocket weather station, 3 miles away (NOAA).
Largest workplaces in North Smithfield
- WalmartWarehouse clubs and supercenters353
- North Smithfield SchoolsSchool district249FTE
- Wright's Dairy Farm & BakeryMilk production, dairy cattle153
- Lowe's Companies, INCHomecenter145
- Stop & ShopGrocery stores130
- Silgan Dispensing Systems SlatersvillePackaging, plastics, manufacturing126
- DATTCO - North SmithfieldSchool bus services93
- Skanska LynchConstruction management, highway, road, street and bridge64
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 10 workplaces with 20 or more staff, 1,177 people in all. School districts come from the Common Core of Data (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- Heat wavesRelatively high
- Inland floodingRelatively high
- Cold wavesRelatively high
- LightningRelatively high
- Ice stormsRelatively high
- HurricanesRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms across Providence County, against the rest of the country; all of them together, relatively moderate. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Providence County and the Providence-Warwick, RI-MA metro.
North Smithfield home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- North Smithfield$519,270
- Rhode Island$508,507
- United States$366,157
Sellers are cutting prices on about 1 in 4 North Smithfield listings — the market is roughly in balance.
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Share of listings with a price cut
The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.
- North Smithfield27.72%
- United States26.90%
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- North Smithfield37
New listings per month
Sellers arriving at the market.
- North Smithfield15
Zip codes with a North Smithfield address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls North Smithfield — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.