Oak Park, California.
Typical home $1,119,432 (+1.5% in a year), asking rent $2,914 (+3.5%). Oxnard-Thousand Oaks-Ventura, CA metro.
to buy the typical home at today's mortgage rate — +$3,036 (+107%) since Jan 2020.
- 1 year
- Up $16,177 +1%
- $1,103,255$1,119,432 since Sep 2025
- 5 years
- Up $197,143 +21%
- $922,289$1,119,432 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Oak Park$5,876
- California$3,997
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 18 years.
Typical home values in Oak Park, CA rose 1.5% over the past year — faster than the nation's +1.2%.
Asking rents in Oak Park, CA rose 3.5% over the past year — faster than the nation's +2.7%.
Owning the typical home in Oak Park runs $4,792/mo more than renting one. The gap peaked at $4,923 in May 2024.
That is $7,706 a month against $2,914 rent: a $5,876 mortgage payment, plus $632 property tax and $1,198 insurance & upkeep.
Owning vs renting — Oak Park
The owning line is the typical home's monthly payment at that month's rate, plus property tax and insurance & upkeep; the renting line is the typical asking rent; the grey line is the mortgage payment on its own. Same homes, same months, both ways of paying for a roof.
- Owning all in$7,706
- Renting$2,914
- Mortgage only$5,876
Property tax · $632/mo 0.68% of value a year — the ACS 2020-2024 median bill over the median home value for Ventura County, CA
Insurance & upkeep · $1,198/mo insurance, maintenance and repairs together, from the BLS Consumer Expenditure Survey — the national figure for mortgaged homeowners, scaled to this market's home value. BLS publishes the three bundled and they cannot be split.
Both are priced off the same month's home value, so they rise with the market. Neither is a quote — a specific home's bill depends on its assessment, its age and its insurer.
Living in Oak Park, Ventura County, California
Oak Park, in Ventura County, had 13,898 people in the 2020 census. Half its households earn more than $163,085 a year and half less, against $109,797 across Ventura County; 4% of its people live below the poverty line. 72% of its homes are lived in by their owners and 28% are rented. Unemployment in Ventura County was 5.0% in August 2026, and the county had 0.1% fewer jobs in 2025 than the year before. The most residents work in professional services, then schools and health care.
Written by AI Claude Sonnet 5.5 wrote this on 24 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Oak Park is a community in Ventura County where most homes are lived in by their owners, and residents tend to be somewhat older than in many towns. Household incomes run well above the county's, and relatively few people live below the poverty line. A large majority of adults hold a four-year degree, and home values and rents are on the high side.
Work. Residents work mainly in professional and business services, in schools, hospitals and social care, in banks, insurance and property, and in shops. Across Ventura County, some of the largest workplaces are Amgen, Amazon and Ventura County Medical Center. The typical commute is a fairly long one, and a good many people work from home.
Things to do. The Ronald Reagan Presidential Library, a museum, is a short drive away, and so is the Los Angeles River. A longer drive brings you to the Getty Center, a museum, and to the Hollywood Bowl, a theatre. Winters are mild with little or no snow, summers get hot, and rain is modest through the year.
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- 5,099households
- 63%of adults have a degree
- 4%below the poverty line
- 31 mintypical commute
- 31%work from home
What residents work in
Employed residents by industry, from the Census survey. Ventura County had 335,864 jobs in 2025, 0.1% fewer than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in December, with highs near 69° and lows near 42°; warmest in August, with highs near 97° and lows near 61°. About 16 inches of rain a year, and little or no snow.
Average daily high and low, 1991–2020, at the Woodland Hills Pierce College weather station, 11 miles away (NOAA).
Largest workplaces in Ventura County
- Amgen Inc. (Thousand Oaks, CA)Pharmaceutical preparations manufacturing5,033
- Amgen Remote WorkersPharmaceutical preparations manufacturing4,146
- Amgen USA (Sales - Flex workers)Durable goods agents and brokers, wholesale trade3,050
- AmazonGeneral warehousing and storage2,852
- Compass Family EnterprisesCompanion services for disabled persons, the elderly, and persons diagnosed with intellectual and developmental disabilities2,572
- Ventura County Medical CenterGeneral hospital2,284FTE
- City of OxnardExecutive offices, federal, state, and local2,018
- CMH of San BuenaventuraGeneral hospital1,749FTE
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 628 workplaces with 20 or more staff, 98,498 people in all across the county; Oak Park has none of its own. Hospitals come from their Medicare cost reports (CMS, 2023); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- EarthquakesRelatively high
- Inland floodingRelatively high
- Wildfirerelatively high in parts of Oak ParkRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Oak Park’s census tracts, against the rest of the country; all of them together, relatively high. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Ventura County and the Oxnard-Thousand Oaks-Ventura, CA metro.
Oak Park home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Oak Park$1,119,432
- California$761,538
- United States$366,157
Sellers are cutting prices on about 1 in 3 Oak Park listings — the market is cooling.
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Share of listings with a price cut
The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.
- Oak Park36.45%
- United States26.90%
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Oak Park62
New listings per month
Sellers arriving at the market.
- Oak Park15
Zip codes with a Oak Park address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Oak Park — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.