States · New York · Suffolk County

Oakdale, New York.

Typical home $727,321 (+8.1% in a year). New York-Newark-Jersey City, NY-NJ-PA metro.

What it costs per month · Oakdale $3,818/mo

to buy the typical home at today's mortgage rate — +$2,090 (+121%) since Jan 2020.

What the home itself did
1 year
Up $54,764 +8%
$672,556$727,321 since Sep 2025
5 years
Up $180,674 +33%
$546,647$727,321 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$1,000 $2,000 $3,000 $4,000 2002 2006 2010 2014 2018 2022 2026 Oakdale $3,818 New York $2,755 United States $1,922
$1,000 $2,000 $3,000 $4,000 2002 2010 2018 2026
  • Oakdale$3,818
  • New York$2,755
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 12 years.

Typical home values in Oakdale, NY rose 8.1% over the past year — faster than the nation's +1.2%.

Living in Oakdale, Suffolk County, New York

Oakdale, in Suffolk County, had 7,430 people in the 2020 census. Half its households earn more than $118,958 a year and half less, against $130,686 across Suffolk County; 7% of its people live below the poverty line. 81% of its homes are lived in by their owners and 19% are rented. Unemployment in Suffolk County was 4.1% in August 2026, and the county had 1.5% more jobs in 2025 than the year before. The most residents work in schools and health care, then restaurants and hotels.

People 7,430 in the 2020 census
Household income $118,958 the median, give or take $26,320 · Suffolk County: $130,686
Unemployment 4.1% Suffolk County, August 2026; 4.0% a year before
Homes 81% lived in by their owners; 19% rented

Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.

What it’s like

The place. Oakdale is a small community on the south shore of Long Island, in Suffolk County, where most homes are lived in by their owners. Household incomes run somewhat below the county's, and a good share of adults hold a four-year degree. Winters are cold, with January highs and lows around freezing and a little below, summers are warm, and the year brings a fair amount of rain and melted snow.

Work. Residents work mostly in schools, hospitals and social care, with many others in restaurants, hotels and entertainment, the building trades and shops. Among the larger workplaces in Oakdale are J.R. Fuel Oil, Elite Parking Area Maintenance and Lidl US. The typical commute is a fairly long one, and some people work from home.

Things to do. Heckscher State Park and the Connetquot River State Park Preserve are protected areas in or beside town, and Bayard Cutting Arboretum State Park, a botanical garden, is close by as well. The Long Island Maritime Museum is also in or beside town. Fire Island National Seashore is a short drive away.

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  • 2,761households
  • 47%of adults have a degree
  • 7%below the poverty line
  • 28 mintypical commute
  • 10%work from home

What residents work in

  • Schools, hospitals and social care32%
  • Restaurants, hotels and entertainment15%
  • Building trades11%
  • Shops (retail)10%
  • Professional and business services7%
  • Government7%

Employed residents by industry, from the Census survey. Suffolk County had 689,858 jobs in 2025, 1.5% more than the year before (Bureau of Labor Statistics).

Weather through the year

Average daily high and low for each month: coldest in January, 39° and 26°; warmest in August, 80° and 69° 20° 40° 60° 80° J 39° 26° F M A M J J A 80° 69° S O N D
Average daily high and low for each month: coldest in January, 39° and 26°; warmest in August, 80° and 69° 20° 40° 60° 80° J 39° 26° F M A M J J A 80° 69° S O N D

Coldest in January, with highs near 39° and lows near 26°; warmest in August, with highs near 80° and lows near 69°. About 50 inches of rain and melted snow a year.

Average daily high and low, 1991–2020, at the Molloy Cercom weather station, 3 miles away (NOAA).

Largest workplaces in Oakdale

  1. J.R. Fuel OilAir-conditioner, window, repair and maintenance services71
  2. Elite Parking Area MaintenanceConcrete paving, residential and commercial driveway and parking area25
  3. Lidl USRetail20

Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 3 workplaces with 20 or more staff, 116 people in all. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.

Natural hazards

  1. Coastal floodingRelatively high
  2. Winter weatherRelatively moderate

FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Oakdale’s census tracts, against the rest of the country; all of them together, very low. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.

From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Suffolk County and the New York-Newark-Jersey City, NY-NJ-PA metro.

Oakdale home values

Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.

$250,000 $500,000 $750,000 2018 2020 2022 2024 2026 Oakdale $727,321 New York $524,942 United States $366,157
$250,000 $500,000 $750,000 2018 2022 2026
  • Oakdale$727,321
  • New York$524,942
  • United States$366,157

Sellers are cutting prices on about 1 in 4 Oakdale listings — the market is roughly in balance.

When this market ran hot

Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.

JFMAMJJASOND
2026
2025
2024
2023
2022
2021
2020
2019
2018
falling flat warming hot overheating runaway

Market heat, inside the city limits

Share of listings with a price cut

The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.

15% 20% 25% 2026 Oakdale 23.20% United States 26.90%
15% 20% 25% 2026
  • Oakdale23.20%
  • United States26.90%

Homes for sale

Active for-sale inventory. More supply hands power to buyers.

20 30 40 50 2020 2021 2022 2023 2024 2025 2026 Oakdale 31
20 30 40 50 2020 2022 2024 2026
  • Oakdale31

New listings per month

Sellers arriving at the market.

6 8 10 12 2026 Oakdale 11
6 8 10 12 2026
  • Oakdale11

Zip codes with a Oakdale address

A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Oakdale — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.

Zip codes in Oakdale