Oakland, Kentucky.
Typical home $285,972 (+3.1% in a year). Bowling Green, KY metro.
to buy the typical home at today's mortgage rate — +$849 (+130%) since Jan 2020.
- 1 year
- Up $8,636 +3%
- $277,337$285,972 since Sep 2025
- 5 years
- Up $62,136 +28%
- $223,837$285,972 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Oakland$1,501
- Kentucky$1,212
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 14 years.
Typical home values in Oakland, KY rose 3.1% over the past year — faster than the nation's +1.2%.
Living in Oakland, Warren County, Kentucky
Oakland is a city of 198 people in Warren County. 93% of its homes are lived in by their owners and 7% are rented. Unemployment in Warren County was 3.9% in August 2026, and the county had 1.5% more jobs in 2025 than the year before. The most people in Warren County work in schools and health care, then manufacturing.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Oakland is a very small city in Warren County, Kentucky, where nearly all homes are lived in by their owners. Home values run well above what many older homeowners elsewhere in the state might expect, and the town keeps a quiet, settled feel as a result. Winters are cool with only a little snow, summers turn hot, and rain and melted snow add up to a good deal over the year.
Work. Residents work mostly in schools, hospitals and social care, manufacturing, shops, and restaurants, hotels and entertainment. Across Warren County, some of the largest workplaces are Western Kentucky University, Warren County Schools and THE Medical Center. Incomes in the county are fairly steady, and unemployment has eased a little over the past year.
Things to do. The National Corvette Museum and Beech Bend Park, an amusement park, are both a short drive away. For a day out, Mammoth Cave National Park is a longer drive away and is among the best known places in the region. Lost River Cave, a protected area, is also a longer drive away.
Report a mistake
- 8%work from home
What people in Warren County work in
Employed residents by industry, from the Census survey. Warren County had 71,839 jobs in 2025, 1.5% more than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 48° and lows near 29°; warmest in July, with highs near 91° and lows near 68°. About 4 inches of snow and 53 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Mammoth Cave weather station, 8 miles away (NOAA).
Largest workplaces in Warren County
- Western Kentucky UniversityUniversity or college2,325
- Warren County SchoolsSchool district2,324FTE
- THE Medical CenterGeneral hospital1,837FTE
- Magna Bowling Green MetalformingFlatbed trailers, commercial, manufacturing1,388
- Bowling Green AssemblyAssembly plants, passenger car, on chassis of own manufacture1,213
- Kobelco Aluminum Automotive ProductsAutomobile suspension springs, heavy gauge metal, manufacturing788
- Scotty's Contracting & StoneHighway construction650
- Bowling Green Independent SchoolsSchool district642FTE
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 187 workplaces with 20 or more staff, 26,692 people in all across the county; Oakland has none of its own. Colleges come from IPEDS (NCES, 2023–24), school districts from the Common Core of Data (NCES, 2023–24) and hospitals from their Medicare cost reports (CMS, 2023); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- HailVery high
- TornadoesVery high
- Ice stormsRelatively high
- Strong windRelatively high
- Inland floodingRelatively high
- LightningRelatively high
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Oakland’s census tracts, against the rest of the country; all of them together, relatively high. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Warren County and the Bowling Green, KY metro.
Oakland home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Oakland$285,972
- Kentucky$230,909
- United States$366,157
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Oakland6
Zip codes with a Oakland address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Oakland — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.