States · Tennessee · Obion County

Obion, Tennessee.

Typical home $163,138 (+7.6% in a year). Union City, TN metro.

What it costs per month · Obion $856/mo

to buy the typical home at today's mortgage rate — +$462 (+117%) since Jan 2020.

What the home itself did
1 year
Up $11,539 +8%
$151,599$163,138 since Sep 2025
5 years
Up $34,759 +27%
$128,379$163,138 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 Obion $856 Tennessee $1,737 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • Obion$856
  • Tennessee$1,737
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 14 years.

Typical home values in Obion, TN rose 7.6% over the past year — faster than the nation's +1.2%.

Living in Obion, Obion County, Tennessee

Obion is a town of 991 people in Obion County. Unemployment in Obion County was 3.6% in August 2026, and the county had 2.3% fewer jobs in 2025 than the year before. The most people in Obion County work in manufacturing, then schools and health care.

People 991 in the 2020 census
Household income Too few homes in Obion for the Census survey to measure.
Unemployment 3.6% Obion County, August 2026; 3.6% a year before
Homes Too few homes in Obion for the Census survey to measure.

Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.

What it’s like

The place. Obion is a very small town in northwest Tennessee, and life here moves at a small-town pace. Few adults hold a four-year degree, and most people drive some distance to work. Winters are cold, with a little snow most years, and summers are hot, with plenty of rain through the year.

Work. Residents work mostly in manufacturing, in schools, hospitals and social care, in shops, and in restaurants and hotels. Across Obion County, some of the largest workplaces are Tyson Farms, Obion County Schools and Walmart. The county has fewer jobs than it did a year ago, though unemployment there is unchanged from last year.

Things to do. Reelfoot Lake, the best known of the nearby places, is a lake a longer drive away, as is Reelfoot Lake State Park on its shores. Discovery Park of America is a museum, also a longer drive away, and a good choice for a day indoors. Big Oak Tree State Park is another protected area a longer drive from town.

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  • 496households
  • 8%of adults have a degree
  • 27 mintypical commute
  • 3%work from home

What people in Obion County work in

  • Manufacturing23%
  • Schools, hospitals and social care22%
  • Shops (retail)12%
  • Restaurants, hotels and entertainment8%
  • Building trades6%
  • Transport, warehouses and utilities6%

Employed residents by industry, from the Census survey. Obion County had 11,923 jobs in 2025, 2.3% fewer than the year before (Bureau of Labor Statistics).

Weather through the year

Average daily high and low for each month: coldest in January, 44° and 27°; warmest in July, 88° and 69° 20° 40° 60° 80° J 44° 27° F M A M J J 88° 69° A S O N D
Average daily high and low for each month: coldest in January, 44° and 27°; warmest in July, 88° and 69° 20° 40° 60° 80° J 44° 27° F M A M J J 88° 69° A S O N D

Coldest in January, with highs near 44° and lows near 27°; warmest in July, with highs near 88° and lows near 69°. About 6 inches of snow and 54 inches of rain and melted snow a year.

Average daily high and low, 1991–2020, at the Union City weather station, 13 miles away (NOAA).

Largest workplaces in Obion County

  1. Tyson FarmsPoultry processing1,722
  2. Obion County SchoolsSchool district532FTE
  3. WalmartWarehouse clubs and supercenters343
  4. Williams Sausage CompanyMeat processed from carcasses303
  5. Baptist MEM Hospital Union CityGeneral hospital279FTE
  6. Kohler CoGlass products made from purchased glass278
  7. Union City SchoolsSchool district226FTE
  8. Turner HealthcareNursing homes213

Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 26 workplaces with 20 or more staff, 4,351 people in all across the county; Obion has none of its own. School districts come from the Common Core of Data (NCES, 2023–24) and hospitals from their Medicare cost reports (CMS, 2023); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.

Natural hazards

  1. Ice stormsVery high
  2. Cold wavesVery high
  3. EarthquakesVery high
  4. LightningRelatively high
  5. Strong windRelatively high
  6. Winter weatherRelatively high

FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Obion’s census tracts, against the rest of the country; all of them together, relatively high. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.

From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Obion County and the Union City, TN metro.

Obion home values

Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.

$100,000 $200,000 $300,000 2018 2020 2022 2024 2026 Obion $163,138 Tennessee $330,844 United States $366,157
$100,000 $200,000 $300,000 2018 2022 2026
  • Obion$163,138
  • Tennessee$330,844
  • United States$366,157

When this market ran hot

Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.

JFMAMJJASOND
2026
2025
2024
2023
2022
2021
2020
2019
2018
falling flat warming hot overheating runaway

Market heat, inside the city limits

Homes for sale

Active for-sale inventory. More supply hands power to buyers.

5 6 7 8 2026 Obion 6
5 6 7 8 2026
  • Obion6

Zip codes with a Obion address

A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Obion — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.

Zip codes in Obion