Ocean Gate, New Jersey.
Typical home $453,994 (+4.7% in a year). New York-Newark-Jersey City, NY-NJ-PA metro.
to buy the typical home at today's mortgage rate — +$1,537 (+182%) since Jan 2020.
- 1 year
- Up $20,581 +5%
- $433,412$453,994 since Sep 2025
- 5 years
- Up $141,269 +45%
- $312,724$453,994 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Ocean Gate$2,383
- New Jersey$3,019
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 9 years.
Typical home values in Ocean Gate, NJ rose 4.7% over the past year — faster than the nation's +1.2%.
Living in Ocean Gate, Ocean County, New Jersey
Ocean Gate is a borough of 1,932 people in Ocean County. Unemployment in Ocean County was 4.6% in August 2026, and the county had 1.5% more jobs in 2025 than the year before. The most residents work in schools and health care, then professional services.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Ocean Gate is a small borough on the Jersey Shore, a place where neighbors tend to know one another. Homes here are valued well above what is typical for much of the country, and a smaller share of people live below the poverty line than the national average would suggest. Winters are cold, with January the coldest month, summers are warm and July is the hottest, and the year brings a fair amount of rain and melted snow.
Work. Many residents work in schools, hospitals and social care, with others in professional and business services, restaurants, hotels and entertainment, and transport, warehouses and utilities. Across Ocean County, some of the largest workplaces are the Toms River Regional School District, Community Medical Center and HMH-Ocean University Medical Center. Unemployment across the county has eased compared with a year earlier, and the county has added jobs over the past year. Commutes are fairly long, and only a small share of people work from home.
Things to do. Island Beach State Park, a protected area, and Cattus Island Park are both a short drive away for time outdoors. Casino Pier, an amusement park, is also a short drive, as is the Toms River. For a longer outing, Six Flags Great Adventure is a longer drive away.
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- 710households
- 34%of adults have a degree
- 6%below the poverty line
- 28 mintypical commute
- 8%work from home
What residents work in
Employed residents by industry, from the Census survey. Ocean County had 192,715 jobs in 2025, 1.5% more than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 42° and lows near 22°; warmest in July, with highs near 86° and lows near 64°. About 52 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Toms River weather station, 5 miles away (NOAA).
Largest workplaces in Ocean County
- Toms River Regional School DistrictSchool district2,145FTE
- Community Medical CenterGeneral hospital1,986FTE
- HMH -ocean University Medical CenterGeneral hospital1,810FTE
- Brick Township Public School DistrictSchool district1,434FTE
- Jackson Township School DistrictSchool district1,357FTE
- Lakewood Township School DistrictSchool district1,285FTE
- Above and Beyond ABA CorporateOffices of mental health practitioners except physicians1,250
- Southern Ocean Medical CenterGeneral hospital888FTE
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 235 workplaces with 20 or more staff, 31,195 people in all across the county; Ocean Gate has one of its own. School districts come from the Common Core of Data (NCES, 2023–24) and hospitals from their Medicare cost reports (CMS, 2023); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- Coastal floodingRelatively high
- Strong windRelatively high
- Winter weatherRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Ocean Gate’s census tracts, against the rest of the country; all of them together, relatively low. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Ocean County and the New York-Newark-Jersey City, NY-NJ-PA metro.
Ocean Gate home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Ocean Gate$453,994
- New Jersey$575,123
- United States$366,157
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Ocean Gate11
New listings per month
Sellers arriving at the market.
- Ocean Gate4
Zip codes with a Ocean Gate address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Ocean Gate — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.