States · Wisconsin · Oconto County

Oconto, Wisconsin.

Typical home $252,985 (+7.7% in a year). Green Bay, WI metro.

What it costs per month · Oconto $1,328/mo

to buy the typical home at today's mortgage rate — +$827 (+165%) since Jan 2020.

What the home itself did
1 year
Up $17,989 +8%
$234,996$252,985 since Sep 2025
5 years
Up $77,680 +44%
$175,305$252,985 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 Oconto $1,328 Wisconsin $1,770 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • Oconto$1,328
  • Wisconsin$1,770
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 9 years.

Typical home values in Oconto, WI rose 7.7% over the past year — faster than the nation's +1.2%.

Living in Oconto, Oconto County, Wisconsin

Oconto is a city of 4,609 people in Oconto County. Half its households earn more than $61,506 a year and half less, against $75,049 across Oconto County; 12% of its people live below the poverty line. 63% of its homes are lived in by their owners and 37% are rented. Unemployment in Oconto County was 3.4% in August 2026, and the county had 0.4% fewer jobs in 2025 than the year before. The most residents work in manufacturing, then schools and health care.

People 4,609 in the 2020 census; median age 50.7
Household income $61,506 the median, give or take $10,996 · Oconto County: $75,049
Unemployment 3.4% Oconto County, August 2026; 2.9% a year before
Homes 63% lived in by their owners; 37% rented

Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.

What it’s like

The place. Oconto is a small city on the shore of Green Bay, where the Oconto River runs through town. Residents tend to be older than in most places, and most homes are lived in by their owners. Incomes run below the county's, and a four-year degree is less common among adults here than across much of the country. Winters are cold and snowy, with January the coldest month, while July brings warm summer days.

Work. Many residents work in manufacturing, in schools, hospitals and social care, in shops, and in restaurants, hotels and entertainment. Among the largest workplaces in Oconto are Cruisers Yachts, which builds boats, Oconto Hospital & Medical Center, and the Oconto Unified School District. The drive to work is a fairly typical one, and few people work from home.

Things to do. Within town or right beside it, the Oconto River is open for walks along its banks, and Copper Culture State Park preserves an archaeological site. A longer drive away are Lambeau Field, one of the best known stadiums in the country, and Lake Noquebay, a lake for time on the water.

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  • 2,135households
  • 12%of adults have a degree
  • 12%below the poverty line
  • 24 mintypical commute
  • 6%work from home

What residents work in

  • Manufacturing27%
  • Schools, hospitals and social care17%
  • Shops (retail)12%
  • Restaurants, hotels and entertainment8%
  • Building trades8%
  • Professional and business services6%

Employed residents by industry, from the Census survey. Oconto County had 9,091 jobs in 2025, 0.4% fewer than the year before (Bureau of Labor Statistics).

Weather through the year

Average daily high and low for each month: coldest in January, 26° and 9°; warmest in July, 80° and 58° 0° 20° 40° 60° 80° J 26° 9° F M A M J J 80° 58° A S O N D
Average daily high and low for each month: coldest in January, 26° and 9°; warmest in July, 80° and 58° 0° 20° 40° 60° 80° J 26° 9° F M A M J J 80° 58° A S O N D

Coldest in January, with highs near 26° and lows near 9°; warmest in July, with highs near 80° and lows near 58°. About 52 inches of snow and 34 inches of rain and melted snow a year.

Average daily high and low, 1991–2020, at the Oconto West weather station, 4 miles away (NOAA).

Largest workplaces in Oconto

  1. Cruisers Yachts / Pecor StreetBoat yards205
  2. Unlimited ServicesWire products, iron or steel, made in wire drawing plants174
  3. Oconto Hospital & Medical CenterCritical access hospital156FTE
  4. Oconto Unified School DistrictSchool district141FTE
  5. GmspNapkins, table, made from purchased paper128
  6. LeTourneau PlasticsBuilding panels, corrugated and flat, plastics, manufacturing60
  7. Cruisers Yachts INC / Charles StreetYacht building, not done in shipyards46
  8. Oconto Health and RehabilitationSkilled nursing facilities44

Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 8 workplaces with 20 or more staff, 834 people in all. Hospitals come from their Medicare cost reports (CMS, 2023) and school districts from the Common Core of Data (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.

Natural hazards

  1. LightningRelatively high
  2. Cold wavesRelatively moderate
  3. HailRelatively moderate
  4. Strong windRelatively moderate

FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms across Oconto County, against the rest of the country; all of them together, relatively low. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.

From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Oconto County and the Green Bay, WI metro.

Oconto home values

Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.

$150,000 $200,000 $250,000 $300,000 $350,000 2018 2020 2022 2024 2026 Oconto $252,985 Wisconsin $337,196 United States $366,157
$150,000 $200,000 $250,000 $300,000 $350,000 2018 2022 2026
  • Oconto$252,985
  • Wisconsin$337,196
  • United States$366,157
Property tax, 2026 roll $2,280/yr median bill inside Oconto, effective 1.14% of estimated value — current assessment rolls, AssessorSearch Data Lab, quality-gated against the county's official figures

Levy by levy, and a check of one home’s own bill, the site covers Ohio’s property tax.

Sellers are cutting prices on about 1 in 5 Oconto listings — the market is roughly in balance.

When this market ran hot

Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.

JFMAMJJASOND
2026
2025
2024
2023
2022
2021
2020
2019
2018
falling flat warming hot overheating runaway

Market heat, inside the city limits

Share of listings with a price cut

The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.

10% 15% 20% 25% 2026 Oconto 20.29% United States 26.90%
10% 15% 20% 25% 2026
  • Oconto20.29%
  • United States26.90%

Homes for sale

Active for-sale inventory. More supply hands power to buyers.

20 40 60 2018 2019 2020 2021 2022 2023 2024 2025 2026 Oconto 31
20 40 60 2018 2022 2026
  • Oconto31

New listings per month

Sellers arriving at the market.

5 8 10 2025 2026 Oconto 9
5 8 10 2025 2026
  • Oconto9

Zip codes with a Oconto address

A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Oconto — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.

Zip codes in Oconto