Ogden, Utah.
Typical home $390,773 (-0.7% in a year), asking rent $1,316 (+2.2%). Ogden-Clearfield, UT metro.
to buy the typical home at today's mortgage rate — +$1,180 (+136%) since Jan 2020.
- 1 year
- Down $2,682 -1%
- $393,455$390,773 since Sep 2025
- 5 years
- Up $48,153 +14%
- $342,620$390,773 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Ogden$2,051
- Utah$2,797
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 26 years.
Typical home values in Ogden, UT fell 0.7% over the past year — slower than the nation's +1.2%.
Asking rents in Ogden, UT rose 2.2% over the past year — slower than the nation's +2.7%.
Owning the typical home in Ogden runs $1,349/mo more than renting one. The gap peaked at $1,415 in Jan 2025.
That is $2,665 a month against $1,316 rent: a $2,051 mortgage payment, plus $195 property tax and $418 insurance & upkeep.
Owning vs renting — Ogden
The owning line is the typical home's monthly payment at that month's rate, plus property tax and insurance & upkeep; the renting line is the typical asking rent; the grey line is the mortgage payment on its own. Same homes, same months, both ways of paying for a roof.
- Owning all in$2,665
- Renting$1,316
- Mortgage only$2,051
Property tax · $195/mo 0.60% of value a year — the ACS 2020-2024 median bill over the median home value for Weber County, UT
Insurance & upkeep · $418/mo insurance, maintenance and repairs together, from the BLS Consumer Expenditure Survey — the national figure for mortgaged homeowners, scaled to this market's home value. BLS publishes the three bundled and they cannot be split.
Both are priced off the same month's home value, so they rise with the market. Neither is a quote — a specific home's bill depends on its assessment, its age and its insurer.
Living in Ogden, Weber County, Utah
Ogden is a city of 87,321 people in Weber County. Half its households earn more than $72,575 a year and half less, against $90,005 across Weber County; 14% of its people live below the poverty line. 61% of its homes are lived in by their owners and 39% are rented. Unemployment in Ogden was 4.1% in August 2026, and Weber County had 1.2% more jobs in 2025 than the year before. The most residents work in schools and health care, then manufacturing.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Ogden is a city in Weber County with a fairly young population, and incomes that run below the county's as a whole. Most homes are lived in by their owners, though a good number of households rent. A minority of adults have a four-year degree, and winters are cold, with summers that turn properly hot.
Work. Many residents work in schools, hospitals and social care, with manufacturing, shops and the building trades also employing a good share. Among the largest workplaces in Ogden are the Internal Revenue Service, Weber State University and Mckay-dee Hospital. Unemployment is about where it stood a year ago, and the county has added a few more jobs over the past year. A typical commute is moderate, and a modest group of residents work from home.
Things to do. Snowbasin, a ski area, is a short drive away, and so is the Hill Aerospace Museum. In or beside town, the Utah Cowboy and Western Heritage Museum is a place to learn about the region's past. For a longer outing, Antelope Island State Park is a longer drive away.
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- 33,508households
- 26%of adults have a degree
- 14%below the poverty line
- 22 mintypical commute
- 12%work from home
What residents work in
Employed residents by industry, from the Census survey. Weber County had 123,268 jobs in 2025, 1.2% more than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 38° and lows near 22°; warmest in July, with highs near 92° and lows near 64°. About 22 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Ogden Pioneer Ph weather station, 2 miles away (NOAA).
Largest workplaces in Ogden
- Internal Revenue ServiceFederal government · Department of the Treasury6,226
- Weber State UniversityUniversity or college2,157
- Mckay-dee HospitalGeneral hospital1,848FTE
- Fresenius Medical Care OgdenOphthalmic instruments and apparatus manufacturing1,430
- Williams InternationalGas turbines, aircraft, manufacturing981
- Ogden CityGeneral services departments, government866
- INWPharmaceutical preparations manufacturing700
- TreehousefoodsFrozen waffles manufacturing676
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 76 workplaces with 20 or more staff, 13,416 people in all. Federal offices come from OPM's federal workforce data (2026), colleges from IPEDS (NCES, 2023–24) and hospitals from their Medicare cost reports (CMS, 2023); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- AvalanchesRelatively high
- EarthquakesRelatively high
- LightningRelatively high
- Winter weatherrelatively high in parts of OgdenRelatively moderate
- Strong windRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Ogden’s census tracts, against the rest of the country; all of them together, relatively low. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Weber County and the Ogden-Clearfield, UT metro.
Ogden home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Ogden$390,773
- Utah$532,920
- United States$366,157
Levy by levy, and a check of one home’s own bill, the site covers Ohio’s property tax.
Sellers are cutting prices on about 1 in 3 Ogden listings, and the typical home goes pending in 27 days — the market is roughly in balance.
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Share of listings with a price cut
The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.
- Ogden37.62%
- United States26.90%
Days to pending
How long the typical listing takes to go under contract.
- Ogden27
- United States27
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Ogden454
New listings per month
Sellers arriving at the market.
- Ogden130
Median sale price
What buyers actually paid — closed sales, not asking prices.
- Ogden$382,471
- United States$371,407
Sale-to-list ratio
Above 100%, homes sell over asking; below, buyers negotiate wins.
- Ogden99.17%
Zip codes with a Ogden address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Ogden — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.
Zip codes in Ogden
| Zip activate to sort by Zip | Place activate to sort by Place | Population sorted descending, activate to sort ascending | Rent activate to sort by Rent | Home value activate to sort by Home value |
|---|---|---|---|---|
| 84404 | Ogden | 66,587 | $1,695 | $425,067 |
| 84401 | Ogden | 48,303 | $1,421 | $430,719 |
| 84403 | Ogden | 37,721 | $1,514 | $434,577 |