States · Kansas · Johnson County

Olathe, Kansas.

Typical home $433,091 (+4.6% in a year), asking rent $1,809 (+3.1%). Kansas City, MO-KS metro.

What it costs per month · Olathe $2,273/mo

to buy the typical home at today's mortgage rate — +$1,239 (+120%) since Jan 2020.

What the home itself did
1 year
Up $19,165 +5%
$413,926$433,091 since Sep 2025
5 years
Up $94,378 +28%
$338,713$433,091 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 Olathe $2,273 Kansas $1,291 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • Olathe$2,273
  • Kansas$1,291
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 14 years.

Typical home values in Olathe, KS rose 4.6% over the past year — faster than the nation's +1.2%.

Asking rents in Olathe, KS rose 3.1% over the past year — faster than the nation's +2.7%.

Owning the typical home in Olathe runs $1,338/mo more than renting one. The gap peaked at $1,385 in Oct 2023.

That is $3,147 a month against $1,809 rent: a $2,273 mortgage payment, plus $410 property tax and $464 insurance & upkeep.

Owning vs renting — Olathe

The owning line is the typical home's monthly payment at that month's rate, plus property tax and insurance & upkeep; the renting line is the typical asking rent; the grey line is the mortgage payment on its own. Same homes, same months, both ways of paying for a roof.

$1,000 $2,000 $3,000 2018 2020 2022 2024 2026 Owning all in $3,147 Renting $1,809 Mortgage only $2,273
$1,000 $2,000 $3,000 2018 2022 2026
  • Owning all in$3,147
  • Renting$1,809
  • Mortgage only$2,273

Property tax · $410/mo 1.14% of value a year — the ACS 2020-2024 median bill over the median home value for Johnson County, KS

Insurance & upkeep · $464/mo insurance, maintenance and repairs together, from the BLS Consumer Expenditure Survey — the national figure for mortgaged homeowners, scaled to this market's home value. BLS publishes the three bundled and they cannot be split.

Both are priced off the same month's home value, so they rise with the market. Neither is a quote — a specific home's bill depends on its assessment, its age and its insurer.

Living in Olathe, Johnson County, Kansas

Olathe is a city of 141,290 people in Johnson County. Half its households earn more than $114,009 a year and half less, against $109,208 across Johnson County; 6% of its people live below the poverty line. 75% of its homes are lived in by their owners and 25% are rented. Unemployment in Olathe was 3.9% in August 2026, and Johnson County had 0.3% more jobs in 2025 than the year before. The most residents work in schools and health care, then professional services.

People 141,290 in the 2020 census; median age 37.2
Household income $114,009 the median, give or take $2,589 · Johnson County: $109,208
Unemployment 3.9% Olathe, August 2026; 3.7% a year before
Homes 75% lived in by their owners; 25% rented

Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.

What it’s like

The place. Olathe is a large city in Johnson County, part of the Kansas City area. Households here have higher incomes than across the county, and most homes are lived in by their owners. A four-year degree is common among adults, and winters are cold with some snow while summers turn warm.

Work. Many residents work in schools, hospitals and social care, in professional and business services, in shops, and in manufacturing. Among the largest workplaces in Olathe are Garmin International, Olathe Schools and Olathe Medical Center. A typical commute is fairly short, and a good number of people work from home.

Things to do. Mahaffie House is a park in or beside town, and it is the nearest of the places worth knowing. A longer drive away are the Nelson-Atkins Museum of Art, a museum, and Arrowhead Stadium, one of the best known stadiums in the region. The Kansas City Zoo is also a longer drive away.

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  • 53,072households
  • 50%of adults have a degree
  • 6%below the poverty line
  • 21 mintypical commute
  • 21%work from home

What residents work in

  • Schools, hospitals and social care23%
  • Professional and business services15%
  • Shops (retail)10%
  • Manufacturing10%
  • Banks, insurance and property9%
  • Restaurants, hotels and entertainment7%

Employed residents by industry, from the Census survey. Johnson County had 372,167 jobs in 2025, 0.3% more than the year before (Bureau of Labor Statistics).

Weather through the year

Average daily high and low for each month: coldest in January, 39° and 20°; warmest in July, 88° and 69° 20° 40° 60° 80° J 39° 20° F M A M J J 88° 69° A S O N D
Average daily high and low for each month: coldest in January, 39° and 20°; warmest in July, 88° and 69° 20° 40° 60° 80° J 39° 20° F M A M J J 88° 69° A S O N D

Coldest in January, with highs near 39° and lows near 20°; warmest in July, with highs near 88° and lows near 69°. About 14 inches of snow and 41 inches of rain and melted snow a year.

Average daily high and low, 1991–2020, at the Olathe 3E weather station, 3 miles away (NOAA).

Largest workplaces in Olathe

  1. Garmin International - OlatheAeronautical systems and instruments manufacturing7,881
  2. Olathe SchoolsSchool district4,220FTE
  3. Olathe Medical CenterGeneral hospital1,271FTE
  4. TVH Parts Co. America's HQIndustrial machinery and equipment merchant wholesalers846
  5. Honeywell-HSEMSAcceleration indicators and systems components, aerospace type, manufacturing625
  6. FedExCourier and express delivery services548
  7. MidAmerica Nazarene UniversityUniversity or college501
  8. Sysco Kansas CityGeneral-line groceries merchant wholesalers501

Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 110 workplaces with 20 or more staff, 21,613 people in all. School districts come from the Common Core of Data (NCES, 2023–24), hospitals from their Medicare cost reports (CMS, 2023) and colleges from IPEDS (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.

Natural hazards

  1. Winter weatherVery high
  2. Heat wavesRelatively high
  3. TornadoesRelatively high
  4. Cold wavesRelatively high
  5. LightningRelatively high
  6. Ice stormsrelatively high in parts of OlatheRelatively moderate

FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Olathe’s census tracts, against the rest of the country; all of them together, relatively low. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.

From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Johnson County and the Kansas City, MO-KS metro.

Olathe home values

Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.

$200,000 $300,000 $400,000 2018 2020 2022 2024 2026 Olathe $433,091 Kansas $246,055 United States $366,157
$200,000 $300,000 $400,000 2018 2022 2026
  • Olathe$433,091
  • Kansas$246,055
  • United States$366,157
Property tax, 2026 roll $5,010/yr median bill inside Olathe, effective 1.09% of estimated value — current assessment rolls, AssessorSearch Data Lab, quality-gated against the county's official figures

Levy by levy, and a check of one home’s own bill, the site covers Ohio’s property tax.

Sellers are cutting prices on about 1 in 3 Olathe listings, and the typical home goes pending in 5 days — the market is roughly in balance.

When this market ran hot

Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.

JFMAMJJASOND
2026
2025
2024
2023
2022
2021
2020
2019
2018
falling flat warming hot overheating runaway

Market heat, inside the city limits

Share of listings with a price cut

The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.

10% 20% 30% 2018 2019 2020 2021 2022 2023 2024 2025 2026 Olathe 28.63% United States 26.90%
10% 20% 30% 2018 2022 2026
  • Olathe28.63%
  • United States26.90%

Days to pending

How long the typical listing takes to go under contract.

10 20 30 40 2018 2019 2020 2021 2022 2023 2024 2025 2026 Olathe 5 United States 27
10 20 30 40 2018 2022 2026
  • Olathe5
  • United States27

Homes for sale

Active for-sale inventory. More supply hands power to buyers.

200 400 600 800 2018 2019 2020 2021 2022 2023 2024 2025 2026 Olathe 349
200 400 600 800 2018 2022 2026
  • Olathe349

New listings per month

Sellers arriving at the market.

100 200 300 2018 2019 2020 2021 2022 2023 2024 2025 2026 Olathe 187
100 200 300 2018 2022 2026
  • Olathe187

Median sale price

What buyers actually paid — closed sales, not asking prices.

$250,000 $300,000 $350,000 $400,000 $450,000 2018 2019 2020 2021 2022 2023 2024 2025 2026 Olathe $434,093 United States $371,407
$250,000 $300,000 $350,000 $400,000 $450,000 2018 2022 2026
  • Olathe$434,093
  • United States$371,407

Sale-to-list ratio

Above 100%, homes sell over asking; below, buyers negotiate wins.

100.0% 102.5% 105.0% 107.5% 2018 2019 2020 2021 2022 2023 2024 2025 2026 Olathe 101.03%
100.0% 102.5% 105.0% 107.5% 2018 2022 2026
  • Olathe101.03%

Zip codes with a Olathe address

A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Olathe — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.

Zip codes in Olathe