Old Tappan, New Jersey.
Typical home $1,341,154 (+8.0% in a year). New York-Newark-Jersey City, NY-NJ-PA metro.
to buy the typical home at today's mortgage rate — +$3,833 (+120%) since Jan 2020.
- 1 year
- Up $98,954 +8%
- $1,242,200$1,341,154 since Sep 2025
- 5 years
- Up $345,513 +35%
- $995,641$1,341,154 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Old Tappan$7,039
- New Jersey$3,019
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 12 years.
Typical home values in Old Tappan, NJ rose 8.0% over the past year — faster than the nation's +1.2%.
Living in Old Tappan, Bergen County, New Jersey
Old Tappan is a borough of 5,888 people in Bergen County. Half its households earn more than $205,385 a year and half less, against $124,884 across Bergen County; 2% of its people live below the poverty line. 94% of its homes are lived in by their owners and 6% are rented. Unemployment in Bergen County was 4.0% in August 2026, and the county had 0.3% fewer jobs in 2025 than the year before. The most residents work in schools and health care, then professional services.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Old Tappan is a small borough in Bergen County where almost everyone owns the home they live in. Household incomes run well above the county's, very few residents live below the poverty line, and a large majority of adults hold a four-year degree. The population skews somewhat older than many places, and homes here are valued far above what is typical across the country. Winters are cold and snowy, with January the coldest month, while July brings warm summer highs, and the year brings plenty of rain and melted snow.
Work. Residents work mostly in schools, hospitals and social care, followed by professional and business services, banks, insurance and property, and shops. Within the borough, the largest workplaces are the Old Tappan Public School District, RoadRunner Logistics and Sunrise of OLD Tappan. Commutes are fairly long, and a good number of residents work from home.
Things to do. The city's best-known sights are all a longer drive away. Among the closest to the top of the list are the Statue of Liberty, a famous tourist attraction, and the Metropolitan Museum of Art, one of the great museums. Central Park, a large garden in the middle of the city, is also a longer drive away, as is the Hudson River.
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- 1,938households
- 77%of adults have a degree
- 2%below the poverty line
- 34 mintypical commute
- 20%work from home
What residents work in
Employed residents by industry, from the Census survey. Bergen County had 437,006 jobs in 2025, 0.3% fewer than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 40° and lows near 23°; warmest in July, with highs near 86° and lows near 64°. About 33 inches of snow and 51 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Dobbs Ferry-ardsley weather station, 8 miles away (NOAA).
Largest workplaces in Old Tappan
- Old Tappan Public School DistrictSchool district124FTE
- RoadRunner LogisticsDelivery service116
- Sunrise Senior Living, LLC.Assisted living70
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 2 workplaces with 20 or more staff, 186 people in all. School districts come from the Common Core of Data (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- Inland floodingRelatively high
- Winter weatherRelatively high
- HurricanesRelatively moderate
- Strong windRelatively moderate
- Heat wavesRelatively moderate
- LightningRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Old Tappan’s census tracts, against the rest of the country; all of them together, relatively moderate. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Bergen County and the New York-Newark-Jersey City, NY-NJ-PA metro.
Old Tappan home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Old Tappan$1,341,154
- New Jersey$575,123
- United States$366,157
Sellers are cutting prices on about 1 in 6 Old Tappan listings — the market is roughly in balance.
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Share of listings with a price cut
The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.
- Old Tappan15.93%
- United States26.90%
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Old Tappan25
New listings per month
Sellers arriving at the market.
- Old Tappan8
Zip codes with a Old Tappan address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Old Tappan — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.
Zillow publishes no zip-level series with this city on the address.