Oneida, Tennessee.
Typical home $205,116 (+4.1% in a year).
to buy the typical home at today's mortgage rate — +$591 (+122%) since Jan 2020.
- 1 year
- Up $8,008 +4%
- $197,108$205,116 since Sep 2025
- 5 years
- Up $35,860 +21%
- $169,256$205,116 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Oneida$1,077
- Tennessee$1,737
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 18 years.
Typical home values in Oneida, TN rose 4.1% over the past year — faster than the nation's +1.2%.
Living in Oneida, Scott County, Tennessee
Oneida is a town of 3,787 people in Scott County. Half its households earn more than $48,622 a year and half less, against $44,711 across Scott County. 65% of its homes are lived in by their owners and 35% are rented. Unemployment in Scott County was 4.4% in August 2026, and the county had 2.1% fewer jobs in 2025 than the year before. The most residents work in schools and health care, then construction.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Oneida is a small town in Scott County, Tennessee, where most homes are lived in by their owners. Household incomes run a little above the county's, and the typical home is valued at a level that many longtime owners would find within reach. Few adults hold a four-year degree, and the commute to work is moderate, with most people travelling to a job rather than working from home. Winters are cold, with January highs well below the temperatures of most of the country, summers are warm, light snow falls most years, and rain is plentiful through the seasons.
Work. Many residents work in schools, hospitals and social care, followed by the building trades, manufacturing and other services. Among the largest workplaces in Oneida are Walmart, BIG South Fork Medical Center and the National Park Service. Jobs across Scott County have slipped slightly over the past year, and unemployment in the county is a little higher than it was a year earlier.
Things to do. Clear Fork, a river, is a short drive away. A longer drive brings you to Cumberland Falls, a waterfall, and to Big South Fork National River and Recreation Area, a large protected area for hiking and time outdoors. Also a longer drive away is the Big South Fork Scenic Railway, a museum devoted to the region's railroad history.
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- 1,411households
- 15%of adults have a degree
- 25 mintypical commute
- 5%work from home
What residents work in
Employed residents by industry, from the Census survey. Scott County had 5,743 jobs in 2025, 2.1% fewer than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 45° and lows near 24°; warmest in July, with highs near 85° and lows near 64°. About 6 inches of snow and 58 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Oneida weather station, a mile away (NOAA).
Largest workplaces in Oneida
- WalmartWarehouse clubs and supercenters266
- Big South Fork Medical CenterCritical access hospital82FTE
- National Park ServiceFederal government · Department of the Interior64
- ThermoidPlastics and rubber belts and hoses manufacturing60
- OneidaMail and parcel delivery23
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 3 workplaces with 20 or more staff, 349 people in all. Hospitals come from their Medicare cost reports (CMS, 2023) and federal offices from OPM's federal workforce data (2026); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- LightningRelatively high
- Winter weatherRelatively high
- Cold wavesRelatively high
- Strong windRelatively high
- TornadoesRelatively high
- LandslidesRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Oneida’s census tracts, against the rest of the country; all of them together, relatively low. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Scott County.
Oneida home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Oneida$205,116
- Tennessee$330,844
- United States$366,157
Sellers are cutting prices on about 1 in 3 Oneida listings — the market is cooling.
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Share of listings with a price cut
The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.
- Oneida32.15%
- United States26.90%
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Oneida86
New listings per month
Sellers arriving at the market.
- Oneida14
Zip codes with a Oneida address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Oneida — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.