Opheim, Montana.
Typical home $192,033 (+17.9% in a year).
to buy the typical home at today's mortgage rate — +$595 (+144%) since Jan 2020.
- 1 year
- Up $29,121 +18%
- $162,912$192,033 since Sep 2025
- 5 years
- Up $36,736 +24%
- $155,297$192,033 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Opheim$1,008
- Montana$2,453
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 16 years.
Typical home values in Opheim, MT rose 17.9% over the past year — faster than the nation's +1.2%.
Living in Opheim, Valley County, Montana
Opheim is a town of 75 people in Valley County. Unemployment in Valley County was 2.5% in August 2026, and the county had 3.2% fewer jobs in 2025 than the year before. The most people in Valley County work in schools and health care, then farming.
Written by AI Claude Haiku 5.5 wrote this on 22 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Opheim is a small town in Valley County in northeastern Montana, close to the Canadian border and set among wide, open country. Winters are long and bitter, with plenty of snow, and summers are warm and dry enough for outdoor work. Neighbors tend to know one another well, as they do in towns this size.
Work. Many residents work in schools, hospitals and social care, or in farming, forestry and mining, while others work in local shops or in transport, warehouses and utilities. Across the county, jobs have dipped slightly in the past year, though fewer people are out of work than a year earlier.
Things to do. Opheim is a quiet town where much of daily life centers on home, church and neighbors. Those who want more to see or do will usually find it in the broader open landscape of northeastern Montana.
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What people in Valley County work in
Employed residents by industry, from the Census survey. Valley County had 2,826 jobs in 2025, 3.2% fewer than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 22° and lows near 1°; warmest in August, with highs near 81° and lows near 49°. About 33 inches of snow and 14 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Opheim North weather station, 10 miles away (NOAA).
Largest workplaces in Valley County
- Frances Mahon Deaconess HospitalCritical access hospital203FTE
- Glasgow K-12 SchoolsSchool district119FTE
- Valley View HomeNursing homes77
- AlbertsonsSupermarkets and other grocery stores76
- Prairie Ridge VillageNursing homes55
- Nashua K-12 SchoolsSchool district30FTE
- NEMT Stat Air CoopAir ambulance services23
- Border Plains Equipment - GlasgowAgricultural implements merchant wholesalers22
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 6 workplaces with 20 or more staff, 525 people in all across the county; Opheim has none of its own. Hospitals come from their Medicare cost reports (CMS, 2023) and school districts from the Common Core of Data (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- Cold wavesVery high
- HailVery high
- Winter weatherRelatively high
- Inland floodingRelatively high
- Strong windRelatively high
- WildfireRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Opheim’s census tracts, against the rest of the country; all of them together, relatively high. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Valley County.
Opheim home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Opheim$192,033
- Montana$467,275
- United States$366,157
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Zip codes with a Opheim address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Opheim — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.