Oregon City, Oregon.
Typical home $591,081 (+0.5% in a year), asking rent $2,006 (+2.8%). Portland-Vancouver-Hillsboro, OR-WA metro.
to buy the typical home at today's mortgage rate — +$1,537 (+98%) since Jan 2020.
- 1 year
- Up $2,665 +0%
- $588,416$591,081 since Sep 2025
- 5 years
- Up $51,925 +10%
- $539,156$591,081 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Oregon City$3,102
- Oregon$2,586
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 38 years.
Typical home values in Oregon City, OR rose 0.5% over the past year — slower than the nation's +1.2%.
Asking rents in Oregon City, OR rose 2.8% over the past year — in step with the nation.
Owning the typical home in Oregon City runs $2,147/mo more than renting one. The gap peaked at $2,366 in Oct 2023.
That is $4,152 a month against $2,006 rent: a $3,102 mortgage payment, plus $417 property tax and $633 insurance & upkeep.
Owning vs renting — Oregon City
The owning line is the typical home's monthly payment at that month's rate, plus property tax and insurance & upkeep; the renting line is the typical asking rent; the grey line is the mortgage payment on its own. Same homes, same months, both ways of paying for a roof.
- Owning all in$4,152
- Renting$2,006
- Mortgage only$3,102
Property tax · $417/mo 0.85% of value a year — the ACS 2020-2024 median bill over the median home value for Clackamas County, OR
Insurance & upkeep · $633/mo insurance, maintenance and repairs together, from the BLS Consumer Expenditure Survey — the national figure for mortgaged homeowners, scaled to this market's home value. BLS publishes the three bundled and they cannot be split.
Both are priced off the same month's home value, so they rise with the market. Neither is a quote — a specific home's bill depends on its assessment, its age and its insurer.
Living in Oregon City, Clackamas County, Oregon
Oregon City is a city of 37,572 people in Clackamas County. Half its households earn more than $97,829 a year and half less, against $103,517 across Clackamas County; 7% of its people live below the poverty line. 65% of its homes are lived in by their owners and 35% are rented. Unemployment in Oregon City was 4.6% in August 2026, and Clackamas County had 0.3% more jobs in 2025 than the year before. The most residents work in schools and health care, then construction.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Oregon City is a mid-sized city where household incomes run a little below the county's, and most homes are lived in by their owners. Typical home values and rents are high, and a smaller share of adults hold a four-year degree than in many cities of its size. Winters are cool and wet, summers warm, and the year brings a good deal of rain and melted snow.
Work. Many residents work in schools, hospitals and social care, the building trades, shops and manufacturing. Among the largest workplaces in town are Clackamas County, the Oregon City school district and Clackamas Community College. A fair number of people work from home, and the typical commute is a moderate one.
Things to do. Willamette Falls, the McLoughlin Promenade and the Clackamas River are all in or beside town, so waterfalls, a riverside park and river views are close at hand. The Molalla River is a short drive away. For a bigger outing, the Portland Art Museum and Multnomah Falls are each a longer drive away.
Report a mistake
- 13,944households
- 33%of adults have a degree
- 7%below the poverty line
- 26 mintypical commute
- 15%work from home
What residents work in
Employed residents by industry, from the Census survey. Clackamas County had 174,819 jobs in 2025, 0.3% more than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in December, with highs near 47° and lows near 36°; warmest in August, with highs near 84° and lows near 58°. About 45 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Oregon City weather station, a mile away (NOAA).
Largest workplaces in Oregon City
- Clackamas CountyGeneral public administration2,659
- Oregon City SD 62School district858FTE
- Clackamas Community CollegeTwo-year college776
- Benchmade Knife CompanyKnives manufacturing457
- Fred Meyer StoresWarehouse clubs and supercenters306
- SafewaySupermarkets and other grocery stores156
- Coffman ExcavationBackfilling, construction153
- Winco FoodsStore115
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 22 workplaces with 20 or more staff, 4,692 people in all. School districts come from the Common Core of Data (NCES, 2023–24) and colleges from IPEDS (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- EarthquakesRelatively high
- AvalanchesRelatively moderate
- Cold wavesrelatively high in parts of Oregon CityRelatively moderate
- Ice stormsRelatively moderate
- Heat wavesRelatively moderate
- Strong windRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Oregon City’s census tracts, against the rest of the country; all of them together, relatively high. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Clackamas County and the Portland-Vancouver-Hillsboro, OR-WA metro.
Oregon City home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Oregon City$591,081
- Oregon$492,753
- United States$366,157
Levy by levy, and a check of one home’s own bill, the site covers Ohio’s property tax.
Sellers are cutting prices on about 1 in 3 Oregon City listings, and the typical home goes pending in 19 days — the market is cooling.
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Share of listings with a price cut
The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.
- Oregon City32.93%
- United States26.90%
Days to pending
How long the typical listing takes to go under contract.
- Oregon City19
- United States27
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Oregon City213
New listings per month
Sellers arriving at the market.
- Oregon City67
Median sale price
What buyers actually paid — closed sales, not asking prices.
- Oregon City$579,309
- United States$371,407
Sale-to-list ratio
Above 100%, homes sell over asking; below, buyers negotiate wins.
- Oregon City100.25%
Zip codes with a Oregon City address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Oregon City — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.