States · Illinois · Ogle County

Oregon, Illinois.

Typical home $237,477 (+8.1% in a year). Rochelle, IL metro.

What it costs per month · Oregon $1,246/mo

to buy the typical home at today's mortgage rate — +$712 (+133%) since Jan 2020.

What the home itself did
1 year
Up $17,769 +8%
$219,708$237,477 since Sep 2025
5 years
Up $63,717 +37%
$173,760$237,477 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 Oregon $1,246 Illinois $1,553 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • Oregon$1,246
  • Illinois$1,553
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 11 years.

Typical home values in Oregon, IL rose 8.1% over the past year — faster than the nation's +1.2%.

Living in Oregon, Ogle County, Illinois

Oregon is a city of 3,604 people in Ogle County. 59% of its homes are lived in by their owners and 41% are rented. Unemployment in Ogle County was 3.6% in August 2026, and the county had 3.4% fewer jobs in 2025 than the year before. The most residents work in schools and health care, then manufacturing.

People 3,604 in the 2020 census
Household income Too few homes in Oregon for the Census survey to measure.
Unemployment 3.6% Ogle County, August 2026; 4.6% a year before
Homes 59% lived in by their owners; 41% rented

Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.

What it’s like

The place. Oregon is a small city in Ogle County, Illinois, where most homes are lived in by their owners and typical home values sit at a modest level. Fewer adults hold a four-year degree than is usual across the country, and a larger share of residents live below the poverty line than you might expect. The commute to work is an ordinary one, and only a small number of people work from home.

Work. Residents work mostly in schools, hospitals and social care, with manufacturing, the building trades and shops close behind. Among the largest workplaces in Oregon are the school district, Oregon Living & Rehabilitation Center and Coilcraft, which makes electronic capacitors. Across Ogle County, unemployment has eased over the past year, though there are fewer jobs than there were a year earlier.

Things to do. Lowden State Park sits in or beside town, a protected area along the Rock River bluffs, and the Kyte River runs close by as well. A short drive away is White Pines Forest State Park, another protected area, a good place for a walk among the trees. Winters are cold, with January the coldest month, while July brings warm days, and the year brings a fair amount of rain and melted snow.

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  • 1,773households
  • 19%of adults have a degree
  • 15%below the poverty line
  • 22 mintypical commute
  • 5%work from home

What residents work in

  • Schools, hospitals and social care23%
  • Manufacturing17%
  • Building trades15%
  • Shops (retail)12%
  • Government8%
  • Professional and business services6%

Employed residents by industry, from the Census survey. Ogle County had 14,427 jobs in 2025, 3.4% fewer than the year before (Bureau of Labor Statistics).

Weather through the year

Average daily high and low for each month: coldest in January, 30° and 13°; warmest in July, 84° and 62° 20° 40° 60° 80° J 30° 13° F M A M J J 84° 62° A S O N D
Average daily high and low for each month: coldest in January, 30° and 13°; warmest in July, 84° and 62° 20° 40° 60° 80° J 30° 13° F M A M J J 84° 62° A S O N D

Coldest in January, with highs near 30° and lows near 13°; warmest in July, with highs near 84° and lows near 62°. About 40 inches of rain and melted snow a year.

Average daily high and low, 1991–2020, at the Polo 5NW weather station, 14 miles away (NOAA).

Largest workplaces in Oregon

  1. Oregon CUSD 220School district168FTE
  2. Oregon Living & Rehabilitation CenterNursing homes124
  3. Coilcraft, OregonCapacitors, electronic, fixed and variable, manufacturing62
  4. City of OregonLocal government37
  5. F.N. SmithWrapping machinery manufacturing35
  6. Kunes Country of OregonAutomobile dealers, new only or new and used29

Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 5 workplaces with 20 or more staff, 287 people in all. School districts come from the Common Core of Data (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.

Natural hazards

  1. Cold wavesVery high
  2. Inland floodingRelatively high
  3. HailRelatively high
  4. Strong windRelatively high
  5. TornadoesRelatively high
  6. Ice stormsRelatively moderate

FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Oregon’s census tracts, against the rest of the country; all of them together, relatively high. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.

From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Ogle County and the Rochelle, IL metro.

Oregon home values

Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.

$150,000 $200,000 $250,000 $300,000 $350,000 2018 2020 2022 2024 2026 Oregon $237,477 Illinois $295,943 United States $366,157
$150,000 $200,000 $250,000 $300,000 $350,000 2018 2022 2026
  • Oregon$237,477
  • Illinois$295,943
  • United States$366,157
Property tax, 2026 roll $4,334/yr median bill inside Oregon, effective 2.11% of estimated value — current assessment rolls, AssessorSearch Data Lab, quality-gated against the county's official figures

Levy by levy, and a check of one home’s own bill, the site covers Ohio’s property tax.

Sellers are cutting prices on about 1 in 4 Oregon listings — the market is roughly in balance.

When this market ran hot

Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.

JFMAMJJASOND
2026
2025
2024
2023
2022
2021
2020
2019
2018
falling flat warming hot overheating runaway

Market heat, inside the city limits

Share of listings with a price cut

The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.

22% 24% 26% 2026 Oregon 22.26% United States 26.90%
22% 24% 26% 2026
  • Oregon22.26%
  • United States26.90%

Homes for sale

Active for-sale inventory. More supply hands power to buyers.

20 40 60 80 2018 2019 2020 2021 2022 2023 2024 2025 2026 Oregon 23
20 40 60 80 2018 2022 2026
  • Oregon23

New listings per month

Sellers arriving at the market.

2 5 8 10 12 2026 Oregon 12
2 5 8 10 12 2026
  • Oregon12

Zip codes with a Oregon address

A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Oregon — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.

Zip codes in Oregon