States · Kansas · Miami County

Osawatomie, Kansas.

Typical home $201,215 (+1.4% in a year). Kansas City, MO-KS metro.

What it costs per month · Osawatomie $1,056/mo

to buy the typical home at today's mortgage rate — +$642 (+155%) since Jan 2020.

What the home itself did
1 year
Up $2,808 +1%
$198,406$201,215 since Sep 2025
5 years
Up $54,875 +37%
$146,339$201,215 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 Osawatomie $1,056 Kansas $1,291 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • Osawatomie$1,056
  • Kansas$1,291
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 11 years.

Typical home values in Osawatomie, KS rose 1.4% over the past year — faster than the nation's +1.2%.

Living in Osawatomie, Miami County, Kansas

Osawatomie is a city of 4,255 people in Miami County. Half its households earn more than $66,991 a year and half less, against $89,000 across Miami County; 17% of its people live below the poverty line. Unemployment in Miami County was 4.2% in August 2026, and the county had 2.2% more jobs in 2025 than the year before. The most people in Miami County work in schools and health care, then shops.

People 4,255 in the 2020 census
Household income $66,991 the median, give or take $14,538 · Miami County: $89,000
Unemployment 4.2% Miami County, August 2026; 3.9% a year before
Homes Too few homes in Osawatomie for the Census survey to measure.

Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.

What it’s like

The place. Osawatomie is a small Kansas city in Miami County, where households earn less than across the county as a whole and a larger share of residents live below the poverty line than most people would expect in a county this size. Homes here are priced modestly, and most adults do not hold a four-year degree. Winters are cold, with January the coldest month, and summers turn hot by July, with a little snow each year and a fair amount of rain through the seasons.

Work. Many residents work in schools, hospitals and social care, in shops, in professional and business services, and in the building trades. Across Miami County, some of the largest workplaces are Paola Schools, Osawatomie State Hospital and Walmart. Joblessness in the county is a little higher than a year ago, though the county has added jobs over the past year, and the typical commute is a fairly long one.

Things to do. For a short outing, New Georgia's Fort and Paola's post are both old fort sites a short drive away. Hillsdale Lake, a reservoir, is a longer drive away and gives room for time on the water. The Marais des Cygnes National Wildlife Refuge, also a longer drive, is a protected area for walking and watching birds.

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  • 1,537households
  • 12%of adults have a degree
  • 17%below the poverty line
  • 30 mintypical commute

What people in Miami County work in

  • Schools, hospitals and social care23%
  • Shops (retail)10%
  • Professional and business services10%
  • Building trades10%
  • Manufacturing9%
  • Banks, insurance and property8%

Employed residents by industry, from the Census survey. Miami County had 9,287 jobs in 2025, 2.2% more than the year before (Bureau of Labor Statistics).

Weather through the year

Average daily high and low for each month: coldest in January, 40° and 19°; warmest in July, 89° and 68° 20° 40° 60° 80° J 40° 19° F M A M J J 89° 68° A S O N D
Average daily high and low for each month: coldest in January, 40° and 19°; warmest in July, 89° and 68° 20° 40° 60° 80° J 40° 19° F M A M J J 89° 68° A S O N D

Coldest in January, with highs near 40° and lows near 19°; warmest in July, with highs near 89° and lows near 68°. About 8 inches of snow and 39 inches of rain and melted snow a year.

Average daily high and low, 1991–2020, at the Osawatomie weather station, under a mile away (NOAA).

Largest workplaces in Miami County

  1. Paola SchoolsSchool district499FTE
  2. Osawatomie State HospitalPsychiatric hospital380FTE
  3. WalmartWarehouse clubs and supercenters236
  4. Louisburg SchoolsSchool district223FTE
  5. Taylor Forge Engineered SystemsPipe made from purchased iron or steel187
  6. Osawatomie SchoolsSchool district181FTE
  7. Miami County Medical CenterGeneral hospital104FTE
  8. Queen EnterprisesGrocery - retail75

Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 20 workplaces with 20 or more staff, 1,241 people in all across the county; Osawatomie has one of its own. School districts come from the Common Core of Data (NCES, 2023–24) and hospitals from their Medicare cost reports (CMS, 2023); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.

Natural hazards

  1. Winter weatherVery high
  2. Strong windVery high
  3. TornadoesVery high
  4. HailRelatively high
  5. Ice stormsRelatively high
  6. Heat wavesRelatively high

FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Osawatomie’s census tracts, against the rest of the country; all of them together, relatively high. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.

From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Miami County and the Kansas City, MO-KS metro.

Osawatomie home values

Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.

$100,000 $200,000 $300,000 2018 2020 2022 2024 2026 Osawatomie $201,215 Kansas $246,055 United States $366,157
$100,000 $200,000 $300,000 2018 2022 2026
  • Osawatomie$201,215
  • Kansas$246,055
  • United States$366,157

Sellers are cutting prices on about 1 in 3 Osawatomie listings — the market is heating up.

When this market ran hot

Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.

JFMAMJJASOND
2026
2025
2024
2023
2022
2021
2020
2019
2018
falling flat warming hot overheating runaway

Market heat, inside the city limits

Share of listings with a price cut

The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.

20% 30% 40% 2023 2024 2025 2026 Osawatomie 29.06% United States 26.90%
20% 30% 40% 2023 2024 2025 2026
  • Osawatomie29.06%
  • United States26.90%

Homes for sale

Active for-sale inventory. More supply hands power to buyers.

20 30 40 2018 2019 2020 2021 2022 2023 2024 2025 2026 Osawatomie 32
20 30 40 2018 2022 2026
  • Osawatomie32

New listings per month

Sellers arriving at the market.

8 9 10 2026 Osawatomie 9
8 9 10 2026
  • Osawatomie9

Zip codes with a Osawatomie address

A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Osawatomie — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.

Zip codes in Osawatomie