Osseo, Michigan.
Typical home $202,403 (+7.0% in a year). Hillsdale, MI metro.
to buy the typical home at today's mortgage rate — +$555 (+109%) since Jan 2020.
- 1 year
- Up $13,178 +7%
- $189,225$202,403 since Sep 2025
- 5 years
- Up $32,946 +19%
- $169,456$202,403 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Osseo$1,062
- Michigan$1,384
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 20 years.
Typical home values in Osseo, MI rose 7.0% over the past year — faster than the nation's +1.2%.
Living in Osseo, Hillsdale County, Michigan
The Census does not count Osseo on its own, so the figures here are Hillsdale County's. Half the county's households earn more than $64,242 a year and half less; 14% of the county's people live below the poverty line. 82% of the county's homes are lived in by their owners and 18% are rented. Unemployment in Hillsdale County was 4.7% in August 2026, and the county had 3.1% fewer jobs in 2025 than the year before. The most people in Hillsdale County work in schools and health care, then manufacturing.
Written by AI Claude Haiku 5.5 wrote this on 22 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Osseo is a small community in Hillsdale County, in south-central Michigan. Across the county, most homes are lived in by their owners, and the typical home is valued well below what many buyers pay in larger cities. Winters are colder and snowier than in most of the country, while summers are warm and the year is fairly wet.
Work. Many residents work in schools, hospitals and social care, or in manufacturing. Shops, restaurants, hotels and entertainment venues also employ a good number of people. Jobs across the county fell over the past year, though unemployment has eased compared with a year earlier.
Things to do. The St. Joseph River is a river a short drive away, good for a quiet afternoon outdoors. Slayton Arboretum, a botanical garden also a short drive away, offers walks among plantings. For a day trip, the Michigan International Speedway, a race track, is a longer drive away.
Report a mistake
- 17,860households
- 43.1median age
- 21%of adults have a degree
- 14%below the poverty line
- 24 mintypical commute
- 8%work from home
What people in Hillsdale County work in
Employed residents by industry, from the Census survey. Hillsdale County had 12,461 jobs in 2025, 3.1% fewer than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 31° and lows near 15°; warmest in July, with highs near 82° and lows near 60°. About 44 inches of snow and 40 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Hillsdale weather station, 8 miles away (NOAA).
Largest workplaces in Hillsdale County
- Hillsdale CollegeUniversity or college1,029
- Martinrea INC JonesvilleJob stampings, automotive, metal, manufacturing680
- Tenneco 929 Anderson Road, LitchfieldExhaust systems and parts, automotive, truck, and bus, manufacturing350
- Hillsdale HospitalGeneral hospital331FTE
- Conagra BrandsMeat processed from carcasses300
- WalmartWarehouse clubs and supercenters278
- Hillsdale Community SchoolsSchool district186FTE
- Jonesville Community SchoolsSchool district149FTE
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 28 workplaces with 20 or more staff, 3,446 people in all. Colleges come from IPEDS (NCES, 2023–24), hospitals from their Medicare cost reports (CMS, 2023) and school districts from the Common Core of Data (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- TornadoesRelatively moderate
- LightningRelatively moderate
- HailRelatively moderate
- Strong windRelatively moderate
- Ice stormsRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms across Hillsdale County, against the rest of the country; all of them together, relatively low. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Hillsdale County and the Hillsdale, MI metro.
Osseo home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Osseo$202,403
- Michigan$263,760
- United States$366,157
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Osseo10
Zip codes with a Osseo address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Osseo — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.