Osseo, Minnesota.
Typical home $303,298 (+1.6% in a year). Minneapolis-St. Paul-Bloomington, MN-WI metro.
to buy the typical home at today's mortgage rate — +$733 (+85%) since Jan 2020.
- 1 year
- Up $4,758 +2%
- $298,540$303,298 since Sep 2025
- 5 years
- Up $29,472 +11%
- $273,826$303,298 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Osseo$1,592
- Minnesota$1,831
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 34 years.
Typical home values in Osseo, MN rose 1.6% over the past year — faster than the nation's +1.2%.
Living in Osseo, Hennepin County, Minnesota
Osseo is a city of 2,688 people in Hennepin County. Half its households earn more than $62,119 a year and half less, against $97,653 across Hennepin County; 10% of its people live below the poverty line. 44% of its homes are lived in by their owners and 56% are rented. Unemployment in Hennepin County was 4.6% in August 2026, and the county had 0.2% more jobs in 2025 than the year before. The most residents work in schools and health care, then shops.
Written by AI Claude Sonnet 5.5 wrote this on 24 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Osseo is a small city in Hennepin County, and one of the smaller places in the Minneapolis area. Incomes here run well below the county's, and fewer homes are lived in by their owners than across the county, so renting is common. A four-year degree is held by a minority of adults, and winters are cold, with January highs staying below freezing and lows near zero, while July brings warm days and the year's rain and melted snow add up to a moderate amount.
Work. Residents work mostly in schools, hospitals and social care, in shops, in restaurants, hotels and entertainment, and in professional and business services. In Osseo itself, some of the largest workplaces are Rochon, a commercial and institutional building contractor, Steeple Pointe Living Community, a nursing home, and Matrics, which makes electronic hearing aids. Unemployment across Hennepin County has risen a little over the past year, and the typical commute is a moderate one, with some residents working from home.
Things to do. The bigger attractions are a longer drive away in the Minneapolis area. Lake Minnetonka is a large lake, and Saint Anthony Falls is a waterfall on the Mississippi River. For museums, the Minneapolis Institute of Art and the Walker Art Center are both a longer drive away, and sports fans can head to Target Field, a stadium.
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- 1,208households
- 32%of adults have a degree
- 10%below the poverty line
- 21 mintypical commute
- 11%work from home
What residents work in
Employed residents by industry, from the Census survey. Hennepin County had 919,062 jobs in 2025, 0.2% more than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 24° and lows near 7°; warmest in July, with highs near 83° and lows near 62°. About 31 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Mpls Crystal Airport weather station, 4 miles away (NOAA).
Largest workplaces in Osseo
- RochonAddition, alteration and renovation general contractors, commercial and institutional building44
- Steeple Pointe Living CommunityNursing homes43
- Minnesota ExteriorsResidential construction, single-family, general contractors42
- MatricsHearing aids, electronic, manufacturing30
- Osseo Gardens Assisted LivingAssisted living facility for the elderly23
- North Country DistributorsHome centers, building materials21
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 6 workplaces with 20 or more staff, 203 people in all. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- HailRelatively high
- Cold wavesRelatively high
- TornadoesRelatively high
- Heat wavesRelatively moderate
- Inland floodingRelatively moderate
- Strong windRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Osseo’s census tracts, against the rest of the country; all of them together, relatively moderate. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Hennepin County and the Minneapolis-St. Paul-Bloomington, MN-WI metro.
Osseo home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Osseo$303,298
- Minnesota$348,778
- United States$366,157
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Osseo6
Zip codes with a Osseo address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Osseo — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.
Zillow publishes no zip-level series with this city on the address.