Ossipee, New Hampshire.
Typical home $426,957 (+3.0% in a year).
to buy the typical home at today's mortgage rate — +$1,439 (+179%) since Jan 2020.
- 1 year
- Up $12,573 +3%
- $414,384$426,957 since Sep 2025
- 5 years
- Up $115,802 +37%
- $311,155$426,957 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Ossipee$2,241
- New Hampshire$2,682
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 11 years.
Typical home values in Ossipee, NH rose 3.0% over the past year — faster than the nation's +1.2%.
Living in Ossipee, Carroll County, New Hampshire
Ossipee is a town of 4,372 people in Carroll County. Half its households earn more than $90,521 a year and half less, against $86,463 across Carroll County; 8% of its people live below the poverty line. 82% of its homes are lived in by their owners and 18% are rented. Unemployment in Carroll County was 2.3% in August 2026, and the county had 2.0% more jobs in 2025 than the year before. The most residents work in schools and health care, then shops.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Ossipee is a small town where residents are older than in most of the country, and nearly everyone owns the home they live in. Household incomes run a little above the county's, and a typical home is worth a good deal. Winters are cold and snowy, with January the coldest month, while summers are mild and July brings the warmest days. Precipitation is steady across the year.
Work. Many residents work in schools, hospitals and social care, in shops, in the building trades, and in professional and business services. Among the largest workplaces across Carroll County are the Governor Wentworth Regional School District, Huggins Hospital and Memorial Hospital. Commutes are fairly long, and few people work from home.
Things to do. Water is the main draw here. Ossipee Lake is a short drive away, as is Broad Bay, and the Dan Hole River runs in or beside town. A longer drive leads to Lake Winnipesaukee, one of the best known lakes in the state, and to the White Mountain National Forest for time outdoors.
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- 1,529households
- 25%of adults have a degree
- 8%below the poverty line
- 33 mintypical commute
- 5%work from home
What residents work in
Employed residents by industry, from the Census survey. Carroll County had 20,096 jobs in 2025, 2.0% more than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 29° and lows near 8°; warmest in July, with highs near 78° and lows near 55°. About 83 inches of snow and 52 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Tamworth weather station, 10 miles away (NOAA).
Largest workplaces in Carroll County
- Governor Wentworth Regional School DistrictSchool district490FTE
- Huggins HospitalCritical access hospital427FTE
- Memorial HospitalCritical access hospital337FTE
- Demoulas Super Markets286
- WalmartWarehouse clubs and supercenters260
- Conway School DistrictSchool district258FTE
- New Hampshire GroupCasinos159
- CM ResortFour season ski resorts without accommodations157
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 33 workplaces with 20 or more staff, 3,811 people in all across the county; Ossipee has one of its own. School districts come from the Common Core of Data (NCES, 2023–24) and hospitals from their Medicare cost reports (CMS, 2023); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- Winter weatherRelatively high
- Ice stormsRelatively high
- HurricanesRelatively moderate
- Inland floodingRelatively moderate
- LightningRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms across Carroll County, against the rest of the country; all of them together, relatively low. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Carroll County.
Ossipee home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Ossipee$426,957
- New Hampshire$510,937
- United States$366,157
Sellers are cutting prices on about 1 in 3 Ossipee listings — the market is roughly in balance.
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Share of listings with a price cut
The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.
- Ossipee30.52%
- United States26.90%
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Ossipee38
New listings per month
Sellers arriving at the market.
- Ossipee11
Zip codes with a Ossipee address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Ossipee — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.
Zip codes in Ossipee
| Zip activate to sort by Zip | Place activate to sort by Place | Population sorted descending, activate to sort ascending | Rent activate to sort by Rent | Home value activate to sort by Home value |
|---|---|---|---|---|
| 03814 | Center Ossipee | 2,324 | — | $455,564 |
| 03864 | Ossipee | 2,131 | — | $412,175 |
| 03890 | West Ossipee | 164 | — | $373,423 |