States · Minnesota · Fillmore County

Ostrander, Minnesota.

Typical home $283,774 (+5.6% in a year). Rochester, MN metro.

What it costs per month · Ostrander $1,489/mo

to buy the typical home at today's mortgage rate — +$840 (+129%) since Jan 2020.

What the home itself did
1 year
Up $15,024 +6%
$268,750$283,774 since Sep 2025
5 years
Up $71,356 +34%
$212,418$283,774 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 Ostrander $1,489 Minnesota $1,831 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • Ostrander$1,489
  • Minnesota$1,831
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 12 years.

Typical home values in Ostrander, MN rose 5.6% over the past year — faster than the nation's +1.2%.

Living in Ostrander, Fillmore County, Minnesota

Ostrander is a city of 231 people in Fillmore County. Half its households earn more than $74,063 a year and half less, against $77,512 across Fillmore County; 14% of its people live below the poverty line. Unemployment in Fillmore County was 3.9% in August 2026, and the county had 1.0% fewer jobs in 2025 than the year before. The most people in Fillmore County work in schools and health care, then manufacturing.

People 231 in the 2020 census
Household income $74,063 the median, give or take $13,306 · Fillmore County: $77,512
Unemployment 3.9% Fillmore County, August 2026; 3.2% a year before
Homes Too few homes in Ostrander for the Census survey to measure.

Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.

What it’s like

The place. Ostrander is a very small city in Fillmore County, in the hills of southeastern Minnesota. Household incomes run somewhat below the county's, and a share of residents live below the poverty line. Winters are cold and snowy, with January the coldest month, while July brings the warmest days, and the year is fairly wet overall.

Work. Residents work mostly in schools, hospitals and social care, with manufacturing, shops and the building trades also employing many people. Across Fillmore County, some of the largest workplaces are Semcac, Chosen Valley Care Center and Strongwell. Unemployment across the county is a little higher than it was a year ago, and the county has fewer jobs than the year before.

Things to do. Forestville/Mystery Cave State Park, a protected area, is a short drive away, as is Lake Louise State Park, another protected area. Farther afield, a longer drive takes you to the Spam Museum, one of the better-known stops in the region.

Report a mistake
  • 14%below the poverty line

What people in Fillmore County work in

  • Schools, hospitals and social care31%
  • Manufacturing11%
  • Shops (retail)10%
  • Building trades9%
  • Farming, forestry and mining8%
  • Restaurants, hotels and entertainment6%

Employed residents by industry, from the Census survey. Fillmore County had 6,170 jobs in 2025, 1.0% fewer than the year before (Bureau of Labor Statistics).

Weather through the year

Average daily high and low for each month: coldest in January, 21° and 5°; warmest in July, 79° and 59° 0° 20° 40° 60° 80° J 21° 5° F M A M J J 79° 59° A S O N D
Average daily high and low for each month: coldest in January, 21° and 5°; warmest in July, 79° and 59° 0° 20° 40° 60° 80° J 21° 5° F M A M J J 79° 59° A S O N D

Coldest in January, with highs near 21° and lows near 5°; warmest in July, with highs near 79° and lows near 59°. About 51 inches of snow and 37 inches of rain and melted snow a year.

Average daily high and low, 1991–2020, at the Grand Meadow weather station, 9 miles away (NOAA).

Largest workplaces in Fillmore County

  1. SemcacSocial service advocacy organizations264
  2. Chosen Valley Care CenterSkilled nursing facilities183
  3. Good Shepherd Lutheran HomeNursing homes138
  4. StrongwellSeptic tanks, plastics or fiberglass, manufacturing129
  5. ISDSchool districts, elementary or secondary111
  6. EZ FabricatingPlate work, fabricated metal, manufacturing106
  7. Spring Valley Living106
  8. Fillmore Central SchoolsSchool district104FTE

Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 23 workplaces with 20 or more staff, 1,913 people in all across the county; Ostrander has one of its own. School districts come from the Common Core of Data (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.

Natural hazards

  1. TornadoesRelatively high
  2. Cold wavesRelatively high
  3. Inland floodingRelatively high
  4. Winter weatherRelatively high
  5. HailRelatively moderate
  6. Strong windRelatively moderate

FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Ostrander’s census tracts, against the rest of the country; all of them together, relatively moderate. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.

From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Fillmore County and the Rochester, MN metro.

Ostrander home values

Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.

$150,000 $200,000 $250,000 $300,000 $350,000 2018 2020 2022 2024 2026 Ostrander $283,774 Minnesota $348,778 United States $366,157
$150,000 $200,000 $250,000 $300,000 $350,000 2018 2022 2026
  • Ostrander$283,774
  • Minnesota$348,778
  • United States$366,157

When this market ran hot

Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.

JFMAMJJASOND
2026
2025
2024
2023
2022
2021
2020
2019
2018
falling flat warming hot overheating runaway

Zip codes with a Ostrander address

A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Ostrander — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.

Zip codes in Ostrander