Oswegatchie, New York.
Typical home $96,904 (+9.0% in a year). Ogdensburg-Massena, NY metro.
to buy the typical home at today's mortgage rate — +$282 (+124%) since Jan 2020.
- 1 year
- Up $7,980 +9%
- $88,924$96,904 since Sep 2025
- 5 years
- Up $17,375 +22%
- $79,529$96,904 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Oswegatchie$509
- New York$2,755
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 18 years.
Typical home values in Oswegatchie, NY rose 9.0% over the past year — faster than the nation's +1.2%.
Living in Oswegatchie, St. Lawrence County, New York
The Census does not count Oswegatchie on its own, so the figures here are St. Lawrence County's. Half the county's households earn more than $62,850 a year and half less; 17% of the county's people live below the poverty line. 72% of the county's homes are lived in by their owners and 28% are rented. Unemployment in St. Lawrence County was 5.2% in August 2026, and the county had 0.1% fewer jobs in 2025 than the year before. The most people in St. Lawrence County work in schools and health care, then shops.
Written by AI Claude Haiku 5.5 wrote this on 22 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Oswegatchie is a town in northern New York, within St. Lawrence County. Across the county, winters are long and cold, summers are mild and warm, and rain and melted snow fall steadily through the year. Most homes are lived in by their owners, which gives the area a settled, residential feel.
Work. Across St. Lawrence County, many residents work in schools, hospitals and social care, in shops, in restaurants, hotels and entertainment, and in manufacturing. The county's unemployment rate is a little higher than it was a year earlier, and its job count dipped only slightly last year. A minority of adults hold a college degree, and few people work from home, so most residents commute to their jobs.
Things to do. Sucker Lake is in or beside town, so it is the easiest to reach. Otter Pond and Brown's Falls Reservoir are each a short drive away. High Falls, a waterfall a longer drive away, is the best known of the places nearby.
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- 41,666households
- 39.3median age
- 25%of adults have a degree
- 17%below the poverty line
- 21 mintypical commute
- 7%work from home
What people in St. Lawrence County work in
Employed residents by industry, from the Census survey. St. Lawrence County had 34,712 jobs in 2025, 0.1% fewer than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 29° and lows near 5°; warmest in July, with highs near 79° and lows near 55°. About 43 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Wanakena Rngr School weather station, 11 miles away (NOAA).
Largest workplaces in St. Lawrence County
- Canton-potsdam HospitalGeneral hospital1,143FTE
- Clarkson UniversityUniversity or college765
- St Lawrence UniversityUniversity or college756
- SUNY College at PotsdamUniversity or college673
- Claxton Hepburn Medical CenterGeneral hospital535FTE
- SUNY College of Technology at CantonUniversity or college507
- Alcoa USAPrimary aluminum production and manufacturing aluminum shapes483
- Massena Central School DistrictSchool district475FTE
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 74 workplaces with 20 or more staff, 8,291 people in all. Hospitals come from their Medicare cost reports (CMS, 2023), colleges from IPEDS (NCES, 2023–24) and school districts from the Common Core of Data (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- Ice stormsRelatively high
- Winter weatherRelatively high
- Cold wavesRelatively moderate
- Inland floodingRelatively moderate
- LightningRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms across St. Lawrence County, against the rest of the country; all of them together, relatively low. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on St. Lawrence County and the Ogdensburg-Massena, NY metro.
Oswegatchie home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Oswegatchie$96,904
- New York$524,942
- United States$366,157
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Zip codes with a Oswegatchie address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Oswegatchie — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.