Otoe, Nebraska.
Typical home $175,063 (+3.0% in a year).
to buy the typical home at today's mortgage rate — +$485 (+112%) since Jan 2020.
- 1 year
- Up $5,134 +3%
- $169,928$175,063 since Sep 2025
- 5 years
- Up $36,382 +26%
- $138,681$175,063 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Otoe$919
- Nebraska$1,461
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 15 years.
Typical home values in Otoe, NE rose 3.0% over the past year — faster than the nation's +1.2%.
Living in Otoe, Otoe County, Nebraska
Otoe is a village of 161 people in Otoe County. Half its households earn more than $44,375 a year and half less, against $82,188 across Otoe County. Unemployment in Otoe County was 2.5% in August 2026, and the county had 0.9% more jobs in 2025 than the year before. The most people in Otoe County work in schools and health care, then manufacturing.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Otoe is a very small village, with a population that could gather easily in one place and household incomes well below the county's. Homes here are priced modestly, and the town sits in farm country in southeastern Nebraska. Winters are cold, with a good deal of snow, and summers turn properly hot, with the year's moisture spread across rain and melted snow.
Work. Most people who live in Otoe work in schools, hospitals and social care, in manufacturing, in transport, warehouses and utilities, or in shops. Across Otoe County, some of the largest workplaces are Honeywell - American Meter, which makes meters, Cargill Protein & Salt, a meat processor, and Nebraska City Public Schools. Unemployment in the county is low and no higher than a year ago, and the number of jobs there has edged up. A few residents work from home.
Things to do. The Strategic Air and Space Museum is the best known place nearby, and it is a longer drive away. Lee G. Simmons Wildlife Safari Park, a zoo, is also a longer drive, as is Platte River State Park, a protected area for walking and time outdoors. Each makes a day out rather than a quick trip.
Report a mistake
- 4%work from home
What people in Otoe County work in
Employed residents by industry, from the Census survey. Otoe County had 6,278 jobs in 2025, 0.9% more than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 34° and lows near 13°; warmest in July, with highs near 88° and lows near 65°. About 26 inches of snow and 32 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Syracuse weather station, 5 miles away (NOAA).
Largest workplaces in Otoe County
- Honeywell - American MeterConsumption meters manufacturing601
- Cargill Protein & SaltCooked meats made from purchased carcasses542
- Lied Lodge at Arbor Day FarmResort hotels without casinos223
- WalmartWarehouse clubs and supercenters204
- Nebraska City Public SchoolsSchool district179FTE
- CommonSpirit HealthGeneral medical and surgical hospitals155
- Syracuse Area HealthCritical access hospital144FTE
- Palmyra District O R 1School district114FTE
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 12 workplaces with 20 or more staff, 2,045 people in all across the county; Otoe has none of its own. School districts come from the Common Core of Data (NCES, 2023–24) and hospitals from their Medicare cost reports (CMS, 2023); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- HailRelatively high
- Strong windRelatively high
- Ice stormsRelatively high
- TornadoesRelatively high
- DroughtRelatively moderate
- WildfireRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Otoe’s census tracts, against the rest of the country; all of them together, relatively moderate. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Otoe County.
Otoe home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Otoe$175,063
- Nebraska$278,299
- United States$366,157
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Zip codes with a Otoe address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Otoe — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.