States · Ohio · Lucas County

Ottawa Hills, Ohio.

Typical home $398,178 (+1.3% in a year), asking rent $2,000 . Toledo, OH metro.

Property tax and schools in Ottawa Hills

Ottawa Hills’ own tax page → what a home here pays, who charges it, its levies and ballot, and its schools.

Ottawa Hills is in Lucas County, where its property tax is set. Its homes there are in 3 school districts: Ottawa Hills Local, Sylvania Schools and Toledo City. Check your own bill.

What it costs per month · Ottawa Hills $2,090/mo

to buy the typical home at today's mortgage rate — +$1,126 (+117%) since Jan 2020.

What the home itself did
1 year
Up $5,201 +1%
$392,977$398,178 since Sep 2025
5 years
Up $80,416 +25%
$317,762$398,178 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 Ottawa Hills $2,090 Ohio $1,291 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • Ottawa Hills$2,090
  • Ohio$1,291
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 15 years.

Typical home values in Ottawa Hills, OH rose 1.3% over the past year — in step with the nation.

Living in Ottawa Hills, Lucas County, Ohio

Ottawa Hills is a village of 4,790 people in Lucas County. Half its households earn more than $167,917 a year and half less, against $62,224 across Lucas County; 3% of its people live below the poverty line. 88% of its homes are lived in by their owners and 12% are rented. Unemployment in Lucas County was 4.7% in August 2026, and the county had 0.1% more jobs in 2025 than the year before. The most residents work in schools and health care, then professional services.

People 4,790 in the 2020 census; median age 40.6
Household income $167,917 the median, give or take $34,441 · Lucas County: $62,224
Unemployment 4.7% Lucas County, August 2026; 5.7% a year before
Homes 88% lived in by their owners; 12% rented

Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.

What it’s like

The place. Ottawa Hills is a small village in Lucas County, and most homes in it are lived in by their owners. Incomes run well above the county's, and very few residents live below the poverty line. The population is somewhat older than in many places, and a large majority of adults hold a four-year degree. Winters are cold and snowy, with January the coldest month, while July brings warm summer days and the year is fairly wet.

Work. Residents most often work in schools, hospitals and social care, followed by professional and business services, shops and manufacturing. Across Lucas County, some of the biggest employers are THE Toledo Hospital, the University of Toledo and Toledo City Schools. A typical commute is a short one, and a fair number of people work from home. Unemployment in the county is lower than a year ago, and job numbers have stayed roughly level.

Things to do. Wildwood Preserve Metropark, a protected area, lies in or beside town, and so does the Toledo Botanical Garden. A short drive away are the Toledo Museum of Art and the Toledo Zoo. The Maumee River is also a short drive away for those who like to be near the water.

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  • 1,766households
  • 68%of adults have a degree
  • 3%below the poverty line
  • 20 mintypical commute
  • 17%work from home

What residents work in

  • Schools, hospitals and social care33%
  • Professional and business services15%
  • Shops (retail)13%
  • Manufacturing12%
  • Restaurants, hotels and entertainment11%
  • Banks, insurance and property7%

Employed residents by industry, from the Census survey. Lucas County had 194,976 jobs in 2025, 0.1% more than the year before (Bureau of Labor Statistics).

Weather through the year

Average daily high and low for each month: coldest in January, 35° and 20°; warmest in July, 86° and 64° 20° 40° 60° 80° J 35° 20° F M A M J J 86° 64° A S O N D
Average daily high and low for each month: coldest in January, 35° and 20°; warmest in July, 86° and 64° 20° 40° 60° 80° J 35° 20° F M A M J J 86° 64° A S O N D

Coldest in January, with highs near 35° and lows near 20°; warmest in July, with highs near 86° and lows near 64°. About 37 inches of snow and 35 inches of rain and melted snow a year.

Average daily high and low, 1991–2020, at the Toledo Express Airport weather station, 10 miles away (NOAA).

Largest employers in Lucas County

  1. Promedica Health Systems8,331
  2. University of Toledo6,248
  3. Stellantis - Toledo North Plant; Toledo South Plant5,564
  4. Mercy Health Partners5,300
  5. Toledo Public Schools3,920
  6. Lucas County3,202
  7. City of Toledo2,791
  8. Kroger2,300

From Lucas County’s annual financial report for 2024, its schedule of principal employers (its source: “ReferenceUSA database (Toledo Public Library), Ohio Labor Market Information website, and contact with Employer”), as Ohio’s Auditor of State publishes it: the report. Employees as the report counts them.

Natural hazards

  1. Inland floodingRelatively high
  2. Ice stormsRelatively moderate
  3. HailRelatively moderate
  4. TornadoesRelatively moderate
  5. Cold wavesRelatively moderate

FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Ottawa Hills’ census tracts, against the rest of the country; all of them together, relatively low. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.

From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Lucas County and the Toledo, OH metro.

Ottawa Hills home values

Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.

$200,000 $300,000 $400,000 2018 2020 2022 2024 2026 Ottawa Hills $398,178 Ohio $245,982 United States $366,157
$200,000 $300,000 $400,000 2018 2022 2026
  • Ottawa Hills$398,178
  • Ohio$245,982
  • United States$366,157

Sellers are cutting prices on about 1 in 3 Ottawa Hills listings — the market is roughly in balance.

When this market ran hot

Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.

JFMAMJJASOND
2026
2025
2024
2023
2022
2021
2020
2019
2018
falling flat warming hot overheating runaway

Market heat, inside the city limits

Share of listings with a price cut

The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.

25% 30% 35% 2026 Ottawa Hills 29.69% United States 26.90%
25% 30% 35% 2026
  • Ottawa Hills29.69%
  • United States26.90%

Homes for sale

Active for-sale inventory. More supply hands power to buyers.

10 20 30 2025 2026 Ottawa Hills 24
10 20 30 2025 2026
  • Ottawa Hills24

New listings per month

Sellers arriving at the market.

5 8 10 12 2026 Ottawa Hills 6
5 8 10 12 2026
  • Ottawa Hills6

Zip codes with a Ottawa Hills address

A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Ottawa Hills — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.

Zillow publishes no zip-level series with this city on the address.