Oxford, Iowa.
Typical home $373,373 (+1.9% in a year). Iowa City, IA metro.
to buy the typical home at today's mortgage rate — +$1,011 (+107%) since Jan 2020.
- 1 year
- Up $6,996 +2%
- $366,377$373,373 since Sep 2025
- 5 years
- Up $74,111 +25%
- $299,262$373,373 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Oxford$1,960
- Iowa$1,242
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 16 years.
Typical home values in Oxford, IA rose 1.9% over the past year — faster than the nation's +1.2%.
Living in Oxford, Johnson County, Iowa
Oxford is a city of 722 people in Johnson County. Unemployment in Johnson County was 3.0% in August 2026, and the county had 2.2% more jobs in 2025 than the year before. The most people in Johnson County work in schools and health care, then shops.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Oxford is a very small Iowa city, with far fewer people than the typical American town. Homes here are valued well above what is usual for the state, and fewer residents live below the poverty line than in most places. Winters are cold and snowy, with January the coldest month, while July brings warm summer days. Rain and melted snow fall steadily through the year.
Work. Many residents work in schools, hospitals and social care, with others in shops, restaurants and hotels, and in professional and business services. Across Johnson County, the biggest workplaces include the University of Iowa, University of Iowa Health Care Medic and the Iowa City Comm School District. The county has been adding jobs, and unemployment there is about where it was a year ago. A typical commute is a moderate one, and fewer adults hold a four-year degree than in many university-area communities.
Things to do. Bradley Creek and Swisher Creek are both streams a short drive away, good for a quiet walk along the water. For a longer outing, Kinnick Stadium is a stadium a longer drive away, and the Herbert Hoover Presidential Library and Museum is a museum, also a longer drive away. Hickory Hill Park, a protected area, is another longer drive for those who like to spend time outdoors.
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- 21%of adults have a degree
- 3%below the poverty line
- 25 mintypical commute
What people in Johnson County work in
Employed residents by industry, from the Census survey. Johnson County had 85,623 jobs in 2025, 2.2% more than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 28° and lows near 10°; warmest in July, with highs near 84° and lows near 63°. About 28 inches of snow and 38 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Williamsburg 1E weather station, 11 miles away (NOAA).
Largest workplaces in Johnson County
- University of IowaUniversity or college11,501
- University of Iowa Health Care MedicGeneral hospital10,020FTE
- Iowa City Comm School DistrictSchool district2,481FTE
- Veterans Health AdministrationFederal government · Department of Veterans Affairs1,669
- Heartland Express CorporateTrucking, general freight, long-distance, truckload1,331
- Integrated DNA TechnologiesAll other basic organic chemical manufacturing871
- City of Iowa CityGeneral services departments, government728
- Procter & Gamble Hair Care CompanyHair preparations manufacturing619
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 142 workplaces with 20 or more staff, 49,603 people in all across the county; Oxford has none of its own. Colleges come from IPEDS (NCES, 2023–24), hospitals from their Medicare cost reports (CMS, 2023), school districts from the Common Core of Data (NCES, 2023–24) and federal offices from OPM's federal workforce data (2026); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- TornadoesVery high
- Strong windVery high
- HailRelatively high
- Cold wavesRelatively high
- Winter weatherRelatively high
- Heat wavesRelatively high
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Oxford’s census tracts, against the rest of the country; all of them together, relatively high. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Johnson County and the Iowa City, IA metro.
Oxford home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Oxford$373,373
- Iowa$236,623
- United States$366,157
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Oxford6
New listings per month
Sellers arriving at the market.
Not enough data to draw this yet.
Zip codes with a Oxford address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Oxford — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.