Oxford, Nebraska.
Typical home $128,265 (-2.6% in a year).
to buy the typical home at today's mortgage rate — +$226 (+51%) since Jan 2020.
- 1 year
- Down $3,362 -3%
- $131,626$128,265 since Sep 2025
- 5 years
- Down $24,725 -16%
- $152,989$128,265 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Oxford$673
- Nebraska$1,461
- United States$1,922
At the last five years' pace, prices here aren't rising.
Typical home values in Oxford, NE fell 2.6% over the past year — slower than the nation's +1.2%.
Living in Oxford, Furnas County, Nebraska
Oxford is a village of 718 people in Furnas County. Unemployment in Furnas County was 2.5% in August 2026, and the county had 0.6% more jobs in 2025 than the year before. The most people in Furnas County work in schools and health care, then farming.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Oxford is a small village in Furnas County, in south-central Nebraska, with a population that is among the smaller ones in the state. Homes here are priced modestly, and household incomes across Furnas County sit somewhat below what is typical for the state. Winters are cold, with January highs only a little above freezing and lows well below it, and snow falls on a good number of days; summers are hot, especially in July.
Work. Residents work mostly in schools, hospitals and social care, followed by farming, shops and manufacturing. Across Furnas County, the largest workplaces include Southern Valley Schools, Arapahoe Public Schools and Industrial Performance Group, which builds horse trailers. Unemployment across the county is low and has changed little over the past year, commutes are short, and very few people work from home.
Things to do. Beaver Creek, a river, is a short drive away and is the closest place to get out on the water or along a bank. Harlan County Reservoir is a longer drive, and a reservoir of that size draws people for fishing and boating. Medicine Creek, another river, is also a longer drive away.
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- 260households
- 20%of adults have a degree
- 21%below the poverty line
- 18 mintypical commute
- 3%work from home
What people in Furnas County work in
Employed residents by industry, from the Census survey. Furnas County had 1,758 jobs in 2025, 0.6% more than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 38° and lows near 13°; warmest in July, with highs near 89° and lows near 63°. About 24 inches of snow and 24 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Oxford 6NNW weather station, 5 miles away (NOAA).
Largest workplaces in Furnas County
- Southern Valley SchoolsSchool district82FTE
- Arapahoe Public SchoolsSchool district60FTE
- Cambridge Public SchoolsSchool district56FTE
- Industrial Performance GroupHorse trailers, fifth-wheel-type, manufacturing26
- Twin Valleys Public Power DistrictElectric power distribution systems24
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 2 workplaces with 20 or more staff, 50 people in all across the county; Oxford has none of its own. School districts come from the Common Core of Data (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- HailVery high
- Strong windVery high
- DroughtVery high
- Winter weatherVery high
- TornadoesVery high
- LightningVery high
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Oxford’s census tracts, against the rest of the country; all of them together, very high. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Furnas County.
Oxford home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Oxford$128,265
- Nebraska$278,299
- United States$366,157
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Oxford5
Zip codes with a Oxford address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Oxford — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.
Zillow publishes no zip-level series with this city on the address.