Oxnard, California.
Typical home $758,052 (+1.3% in a year), asking rent $2,894 (+0.4%). Oxnard-Thousand Oaks-Ventura, CA metro.
to buy the typical home at today's mortgage rate — +$2,024 (+104%) since Jan 2020.
- 1 year
- Up $9,848 +1%
- $748,204$758,052 since Sep 2025
- 5 years
- Up $103,446 +16%
- $654,606$758,052 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Oxnard$3,979
- California$3,997
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 24 years.
Typical home values in Oxnard, CA rose 1.3% over the past year — in step with the nation.
Asking rents in Oxnard, CA rose 0.4% over the past year — slower than the nation's +2.7%.
Owning the typical home in Oxnard runs $2,325/mo more than renting one. The gap peaked at $2,546 in May 2024.
That is $5,218 a month against $2,894 rent: a $3,979 mortgage payment, plus $428 property tax and $812 insurance & upkeep.
Owning vs renting — Oxnard
The owning line is the typical home's monthly payment at that month's rate, plus property tax and insurance & upkeep; the renting line is the typical asking rent; the grey line is the mortgage payment on its own. Same homes, same months, both ways of paying for a roof.
- Owning all in$5,218
- Renting$2,894
- Mortgage only$3,979
Property tax · $428/mo 0.68% of value a year — the ACS 2020-2024 median bill over the median home value for Ventura County, CA
Insurance & upkeep · $812/mo insurance, maintenance and repairs together, from the BLS Consumer Expenditure Survey — the national figure for mortgaged homeowners, scaled to this market's home value. BLS publishes the three bundled and they cannot be split.
Both are priced off the same month's home value, so they rise with the market. Neither is a quote — a specific home's bill depends on its assessment, its age and its insurer.
Living in Oxnard, Ventura County, California
Oxnard is a city of 202,063 people in Ventura County. Half its households earn more than $96,212 a year and half less, against $109,797 across Ventura County; 11% of its people live below the poverty line. 54% of its homes are lived in by their owners and 46% are rented. Unemployment in Oxnard was 6.1% in August 2026, and Ventura County had 0.1% fewer jobs in 2025 than the year before. The most residents work in schools and health care, then farming.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Oxnard is a city on the Ventura County coast, home to a younger population than much of the country. Household incomes run below the county's, and more homes are rented than across the county as a whole, with typical rents and home values that are high. Winters are mild and summers are cool, with little rain, and the coldest month is February.
Work. Many residents work in schools, hospitals and social care, and a good number in farming, manufacturing and shops. Among the largest workplaces in Oxnard are the City of Oxnard, Oxnard Schools and St. Johns Regional Medical Center. Few people work from home, and the typical commute is a moderate one.
Things to do. Oxnard State Beach and Mandalay State Beach are both in or beside town, and Emma Wood State Beach is a short drive away. For a quieter afternoon, the Carnegie Art Museum is also in or beside town. The Ronald Reagan Presidential Library is a museum a longer drive away.
Report a mistake
- 52,828households
- 20%of adults have a degree
- 11%below the poverty line
- 25 mintypical commute
- 7%work from home
What residents work in
Employed residents by industry, from the Census survey. Ventura County had 335,864 jobs in 2025, 0.1% fewer than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in February, with highs near 65° and lows near 48°; warmest in August, with highs near 74° and lows near 61°. About 13 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Oxnard Ventura County Airport weather station, under a mile away (NOAA).
Largest workplaces in Oxnard
- City of OxnardExecutive offices, federal, state, and local2,018
- Oxnard SchoolsSchool district1,547FTE
- St. Johns Regional Medical CenterGeneral hospital1,515FTE
- Reiter BrothersBerry farming1,349
- Oxnard Union High SchoolsSchool district1,342FTE
- Laguna FarmsBerry farming1,200
- Ventura County Health Care Agency Ambulatory CareCommunity health programs administration1,083
- Ventura County Behavioral HealthMental health program administration713
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 134 workplaces with 20 or more staff, 22,843 people in all. School districts come from the Common Core of Data (NCES, 2023–24) and hospitals from their Medicare cost reports (CMS, 2023); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- EarthquakesRelatively high
- Inland floodingrelatively high in parts of OxnardRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Oxnard’s census tracts, against the rest of the country; all of them together, relatively moderate. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Ventura County and the Oxnard-Thousand Oaks-Ventura, CA metro.
Oxnard home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Oxnard$758,052
- California$761,538
- United States$366,157
Levy by levy, and a check of one home’s own bill, the site covers Ohio’s property tax.
Sellers are cutting prices on about 1 in 4 Oxnard listings, and the typical home goes pending in 22 days — the market is heating up.
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Share of listings with a price cut
The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.
- Oxnard24.79%
- United States26.90%
Days to pending
How long the typical listing takes to go under contract.
- Oxnard22
- United States27
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Oxnard274
New listings per month
Sellers arriving at the market.
- Oxnard81
Median sale price
What buyers actually paid — closed sales, not asking prices.
- Oxnard$783,349
- United States$371,407
Sale-to-list ratio
Above 100%, homes sell over asking; below, buyers negotiate wins.
- Oxnard99.43%
Zip codes with a Oxnard address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Oxnard — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.
Zip codes in Oxnard
| Zip activate to sort by Zip | Place activate to sort by Place | Population sorted descending, activate to sort ascending | Rent activate to sort by Rent | Home value activate to sort by Home value |
|---|---|---|---|---|
| 93033 | Oxnard | 78,737 | $2,733 | $704,468 |
| 93030 | Oxnard | 58,192 | $2,825 | $770,350 |
| 93036 | Oxnard | 49,394 | $2,993 | $781,687 |
| 93035 | Oxnard | 26,853 | $3,008 | $891,739 |