States · South Carolina · Cherokee County

Pacolet, South Carolina.

Typical home $162,730 (+0.8% in a year). Gaffney, SC metro.

What it costs per month · Pacolet $854/mo

to buy the typical home at today's mortgage rate — +$476 (+126%) since Jan 2020.

What the home itself did
1 year
Up $1,281 +1%
$161,450$162,730 since Sep 2025
5 years
Up $24,097 +17%
$138,633$162,730 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 Pacolet $854 South Carolina $1,597 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • Pacolet$854
  • South Carolina$1,597
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 22 years.

Typical home values in Pacolet, SC rose 0.8% over the past year — slower than the nation's +1.2%.

Living in Pacolet, Cherokee County, South Carolina

Pacolet is a town of 2,274 people in Cherokee County. 72% of its homes are lived in by their owners and 28% are rented. Unemployment in Cherokee County was 5.4% in August 2026, and the county had 0.9% more jobs in 2025 than the year before. The most people in Cherokee County work in manufacturing, then schools and health care.

People 2,274 in the 2020 census
Household income Too few homes in Pacolet for the Census survey to measure.
Unemployment 5.4% Cherokee County, August 2026; 6.2% a year before
Homes 72% lived in by their owners; 28% rented

Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.

What it’s like

The place. Pacolet is a small South Carolina town where most homes are lived in by their owners, and typical home values sit at a modest level. Incomes across Cherokee County run below the national picture, and a fair number of residents live below the poverty line. Winters are cool and short, with snow a rarity, and summers get hot, with rain spread through the year.

Work. Residents work mostly in manufacturing, in schools, hospitals and social care, in shops, and in professional and business services. Across Cherokee County, the largest workplaces include Cherokee 01 Schools, Freightliner Custom Chassis and Nestle USA. The county's job count has edged up over the past year, though unemployment there is lower than it was a year earlier, and the typical commute is a fairly short drive.

Things to do. Croft State Park, a protected area, is a short drive away and the nearest place to get outdoors. Farther afield, a longer drive brings you to Sumter National Forest, another protected area, and to Cowpens National Battlefield, a historic site that recalls the Revolutionary War. The Pacolet River also runs through the area for those who like to be near water.

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  • 1,052households
  • 18%of adults have a degree
  • 15%below the poverty line
  • 27 mintypical commute
  • 6%work from home

What people in Cherokee County work in

  • Manufacturing23%
  • Schools, hospitals and social care20%
  • Shops (retail)10%
  • Professional and business services8%
  • Restaurants, hotels and entertainment8%
  • Building trades8%

Employed residents by industry, from the Census survey. Cherokee County had 18,221 jobs in 2025, 0.9% more than the year before (Bureau of Labor Statistics).

Weather through the year

Average daily high and low for each month: coldest in January, 54° and 32°; warmest in July, 90° and 69° 40° 60° 80° 100° J 54° 32° F M A M J J 90° 69° A S O N D
Average daily high and low for each month: coldest in January, 54° and 32°; warmest in July, 90° and 69° 40° 60° 80° 100° J 54° 32° F M A M J J 90° 69° A S O N D

Coldest in January, with highs near 54° and lows near 32°; warmest in July, with highs near 90° and lows near 69°. About 1 inches of snow and 50 inches of rain and melted snow a year.

Average daily high and low, 1991–2020, at the Spartanburg Sse weather station, 8 miles away (NOAA).

Largest workplaces in Cherokee County

  1. Cherokee 01 SchoolsSchool district1,253FTE
  2. Freightliner Custom ChassisChassis, heavy truck, with or without cabs, manufacturing1,118
  3. Nestle USAFrozen food entrees, packaged, manufacturing953
  4. DC11 DC11 CowpensGeneral warehousing and storage601
  5. DHL Supply ChainMotor freight transportation and warehousing417
  6. Limestone UniversityUniversity or college390
  7. Cherokee County CouncilCounty commissioners374
  8. Limestone Charters Association SchoolsSchool district372FTE

Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 56 workplaces with 20 or more staff, 9,608 people in all across the county; Pacolet has none of its own. School districts come from the Common Core of Data (NCES, 2023–24) and colleges from IPEDS (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.

Natural hazards

  1. Ice stormsRelatively high
  2. LightningRelatively high
  3. Cold wavesRelatively moderate
  4. TornadoesRelatively moderate
  5. Strong windRelatively moderate

FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Pacolet’s census tracts, against the rest of the country; all of them together, relatively low. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.

From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Cherokee County and the Gaffney, SC metro.

Pacolet home values

Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.

$100,000 $200,000 $300,000 2018 2020 2022 2024 2026 Pacolet $162,730 South Carolina $304,319 United States $366,157
$100,000 $200,000 $300,000 2018 2022 2026
  • Pacolet$162,730
  • South Carolina$304,319
  • United States$366,157

When this market ran hot

Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.

JFMAMJJASOND
2026
2025
2024
2023
2022
2021
2020
2019
2018
falling flat warming hot overheating runaway

Market heat, inside the city limits

Homes for sale

Active for-sale inventory. More supply hands power to buyers.

8 10 12 15 18 2022 2023 2024 2025 2026 Pacolet 15
8 10 12 15 18 2022 2024 2026
  • Pacolet15

New listings per month

Sellers arriving at the market.

4 4 5 2026 Pacolet 5
4 4 5 2026
  • Pacolet5

Zip codes with a Pacolet address

A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Pacolet — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.

Zip codes in Pacolet