States · Tennessee · Grundy County

Palmer, Tennessee.

Typical home $136,403 (-5.1% in a year).

What it costs per month · Palmer $716/mo

to buy the typical home at today's mortgage rate — +$230 (+47%) since Feb 2022.

What the home itself did
1 year
Down $7,268 -5%
$143,671$136,403 since Sep 2025

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 Palmer $716 Tennessee $1,737 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • Palmer$716
  • Tennessee$1,737
  • United States$1,922

Typical home values in Palmer, TN fell 5.1% over the past year — slower than the nation's +1.2%.

Living in Palmer, Grundy County, Tennessee

Palmer is a town of 551 people in Grundy County. Half its households earn more than $56,447 a year and half less, against $47,593 across Grundy County. Unemployment in Grundy County was 4.0% in August 2026, and the county had 2.4% more jobs in 2025 than the year before. The most people in Grundy County work in schools and health care, then manufacturing.

People 551 in the 2020 census
Household income $56,447 the median, give or take $2,455 · Grundy County: $47,593
Unemployment 4.0% Grundy County, August 2026; 4.2% a year before
Homes Too few homes in Palmer for the Census survey to measure.

Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.

What it’s like

The place. Palmer is a very small town in Grundy County, Tennessee, with a population that puts it among the smallest places on most maps. Household incomes run higher than across the county as a whole, and homes are priced at a level many buyers would find modest. Winters are cool and summers are warm, with only a little snow in an ordinary year and plenty of rain through the seasons.

Work. Residents work mostly in schools, hospitals and social care, with manufacturing, shops and professional and business services also employing many people. Across Grundy County, the largest workplaces include Grundy County Schools and Signature Healthcare. Few residents work from home, and the typical drive to work is a long one, so most people travel out of town each day. Jobs across the county grew a little over the past year, and unemployment has changed little from a year earlier.

Things to do. The outdoors is the main draw, and most of it is a longer drive away. Fall Creek Falls is a waterfall that many in the region count among their favorites, and Russell Cave National Monument is a protected area with a long human history. For a day in the city, the Tennessee Aquarium is an aquarium and the Hunter Museum of American Art is a museum, both also a longer drive away.

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  • 7%of adults have a degree
  • 40 mintypical commute
  • 4%work from home

What people in Grundy County work in

  • Schools, hospitals and social care20%
  • Manufacturing19%
  • Shops (retail)11%
  • Professional and business services10%
  • Transport, warehouses and utilities10%
  • Government8%

Employed residents by industry, from the Census survey. Grundy County had 2,120 jobs in 2025, 2.4% more than the year before (Bureau of Labor Statistics).

Weather through the year

Average daily high and low for each month: coldest in January, 49° and 32°; warmest in August, 88° and 67° 30° 40° 50° 60° 70° 80° 90° J 49° 32° F M A M J J A 88° 67° S O N D
Average daily high and low for each month: coldest in January, 49° and 32°; warmest in August, 88° and 67° 30° 40° 50° 60° 70° 80° 90° J 49° 32° F M A M J J A 88° 67° S O N D

Coldest in January, with highs near 49° and lows near 32°; warmest in August, with highs near 88° and lows near 67°. About 3 inches of snow and 64 inches of rain and melted snow a year.

Average daily high and low, 1991–2020, at the Whitwell-sequatchie Vly weather station, 7 miles away (NOAA).

Largest workplaces in Grundy County

  1. Grundy County SchoolsSchool district318FTE
  2. Signature HealthcareSkilled nursing facilities68

Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 1 workplace with 20 or more staff, 68 people in all across the county; Palmer has none of its own. School districts come from the Common Core of Data (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.

Natural hazards

  1. TornadoesVery high
  2. Cold wavesVery high
  3. Strong windRelatively high
  4. Winter weatherRelatively high
  5. WildfireRelatively moderate
  6. LightningRelatively moderate

FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Palmer’s census tracts, against the rest of the country; all of them together, relatively moderate. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.

From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Grundy County.

Palmer home values

Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.

$150,000 $200,000 $250,000 $300,000 $350,000 2022 2023 2024 2025 2026 Palmer $136,403 Tennessee $330,844 United States $366,157
$150,000 $200,000 $250,000 $300,000 $350,000 2022 2024 2026
  • Palmer$136,403
  • Tennessee$330,844
  • United States$366,157

When this market ran hot

Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.

JFMAMJJASOND
2026
2025
2024
2023
falling flat warming hot overheating runaway

Market heat, inside the city limits

Homes for sale

Active for-sale inventory. More supply hands power to buyers.

4 4 4 2026 Palmer 4
4 4 4 2026
  • Palmer4

Zip codes with a Palmer address

A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Palmer — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.

Zip codes in Palmer