Pana, Illinois.
Typical home $111,221 (+2.9% in a year). Taylorville, IL metro.
to buy the typical home at today's mortgage rate — +$288 (+97%) since Jan 2020.
- 1 year
- Up $3,153 +3%
- $108,068$111,221 since Sep 2025
- 5 years
- Up $25,065 +29%
- $86,155$111,221 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Pana$584
- Illinois$1,553
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 14 years.
Typical home values in Pana, IL rose 2.9% over the past year — faster than the nation's +1.2%.
Living in Pana, Christian County, Illinois
Pana is a city of 5,199 people in Christian County. Half its households earn more than $46,168 a year and half less, against $62,611 across Christian County; 13% of its people live below the poverty line. 65% of its homes are lived in by their owners and 35% are rented. Unemployment in Christian County was 3.5% in August 2026, and the county had 0.8% fewer jobs in 2025 than the year before. The most residents work in schools and health care, then shops.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Pana is a small city in Christian County where most homes are lived in by their owners, and typical home values are modest. Household incomes run well below the county's, and relatively few adults hold a four-year degree. Winters are cold, with January the coldest month and a fair amount of snow, while July brings hot summer days and the year is fairly wet overall.
Work. Many residents work in schools, hospitals and social care, with shops, manufacturing, and transport and warehouse work also employing a good share. Among the largest workplaces in Pana are Pana CUSD 8, Pana Community Hospital and Pana Health and Rehab Center. The typical trip to work is short, and some people work from home. The county has seen a slight dip in jobs over the past year, and unemployment there has eased compared with a year earlier.
Things to do. Kitchell Park, a protected area in or beside town, is the nearest spot for time outdoors. A longer drive brings you to Hidden Springs State Forest, a protected area, and to Lake Taylorville, a reservoir. Lake Shelbyville, another reservoir, is also a longer drive away and a good option for a day by the water.
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- 2,178households
- 16%of adults have a degree
- 13%below the poverty line
- 19 mintypical commute
- 10%work from home
What residents work in
Employed residents by industry, from the Census survey. Christian County had 9,275 jobs in 2025, 0.8% fewer than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 37° and lows near 19°; warmest in July, with highs near 87° and lows near 65°. About 14 inches of snow and 42 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Pana weather station, 2 miles away (NOAA).
Largest workplaces in Pana
- Pana CUSD 8School district218FTE
- Pana Community HospitalCritical access hospital151FTE
- Pana Health and Rehab CenterNursing homes88
- City of PanaMunicipality42
- Niemann Foods41
- Pana CUSD #8 - Bus GarageSchool bus services32
- Pana Save-A-LotFood stores30
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 6 workplaces with 20 or more staff, 572 people in all. School districts come from the Common Core of Data (NCES, 2023–24) and hospitals from their Medicare cost reports (CMS, 2023); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- Cold wavesRelatively high
- EarthquakesRelatively moderate
- HailRelatively moderate
- Heat wavesRelatively moderate
- Strong windRelatively moderate
- LightningRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Pana’s census tracts, against the rest of the country; all of them together, relatively low. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Christian County and the Taylorville, IL metro.
Pana home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Pana$111,221
- Illinois$295,943
- United States$366,157
Sellers are cutting prices on about 1 in 4 Pana listings — the market is cooling.
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Share of listings with a price cut
The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.
- Pana24.85%
- United States26.90%
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Pana36
New listings per month
Sellers arriving at the market.
- Pana9
Zip codes with a Pana address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Pana — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.