Park City, Montana.
Typical home $512,987 (+10.7% in a year). Billings, MT metro.
to buy the typical home at today's mortgage rate — +$1,690 (+169%) since Jan 2020.
- 1 year
- Up $49,415 +11%
- $463,572$512,987 since Sep 2025
- 5 years
- Up $133,629 +35%
- $379,358$512,987 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Park City$2,693
- Montana$2,453
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 11 years.
Typical home values in Park City, MT rose 10.7% over the past year — faster than the nation's +1.2%.
Living in Park City, Stillwater County, Montana
Park City, in Stillwater County, had 1,023 people in the 2020 census. Unemployment in Stillwater County was 2.8% in August 2026, and the county had 13.8% fewer jobs in 2025 than the year before. The most people in Stillwater County work in farming, then schools and health care.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Park City is a very small community in Stillwater County, Montana, where daily life is shaped by open country and a long, cold season. Winters are cold and snowy, with December the coldest month, and summers are warm in July, while the year as a whole is fairly dry. Fewer adults here hold a four-year degree than in many places, and homes are priced well above what the local incomes might suggest.
Work. Residents work mostly in farming, forestry and mining, in schools, hospitals and social care, in professional and business services, and in shops. Across Stillwater County, some of the largest workplaces are the Stillwater Mining Company Base Metals Smelter, the Columbus Elem Schools district and Stillwater Billings Clinic. Very few people work from home, and the typical commute is fairly long, which fits a place where jobs are spread across the county. Unemployment in the county has risen a little over the past year, and the county has fewer jobs than it did the year before.
Things to do. Rock Creek, a river, is a short drive away and is the nearest of the local waters. A longer drive brings you to the Stillwater River and to Pryor Mountains National Forest, a protected area for time outdoors. For an afternoon indoors, the Western Heritage Center, a museum, is also a longer drive away.
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- 13%of adults have a degree
- 10%below the poverty line
- 29 mintypical commute
- 1%work from home
What people in Stillwater County work in
Employed residents by industry, from the Census survey. Stillwater County had 2,931 jobs in 2025, 13.8% fewer than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in December, with highs near 36° and lows near 11°; warmest in July, with highs near 86° and lows near 50°. About 51 inches of snow and 15 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Joliet weather station, 12 miles away (NOAA).
Largest workplaces in Stillwater County
- Stillwater Mining Company Base Metals SmelterPlatinum refining, primary71
- Columbus Elem SchoolsSchool district58FTE
- Stillwater Billings ClinicCritical access hospital42FTE
- Park City Elem SchoolsSchool district36FTE
- Columbus H S SchoolsSchool district35FTE
- Stillwater Mining Company Analytical LaboratoryMetallurgical testing laboratories or services28
- Absarokee Elem SchoolsSchool district25FTE
- Stillwater Mining Company Base Metals RefineryPlatinum refining, primary24
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 4 workplaces with 20 or more staff, 223 people in all across the county; Park City has one of its own. School districts come from the Common Core of Data (NCES, 2023–24) and hospitals from their Medicare cost reports (CMS, 2023); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- LightningVery high
- Winter weatherRelatively high
- Cold wavesRelatively high
- Inland floodingRelatively high
- WildfireRelatively moderate
- HailRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Park City’s census tracts, against the rest of the country; all of them together, relatively moderate. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Stillwater County and the Billings, MT metro.
Park City home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Park City$512,987
- Montana$467,275
- United States$366,157
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Park City12
Zip codes with a Park City address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Park City — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.