Patterson, New York.
. New York-Newark-Jersey City, NY-NJ-PA metro.
to buy the typical home at today's mortgage rate — +$1,478 (+116%) since Jan 2020.
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- New York$2,755
- United States$1,922
Living in Patterson, Putnam County, New York
Patterson is a town of 11,541 people in Putnam County. Half its households earn more than $102,149 a year and half less, against $126,257 across Putnam County; 18% of its people live below the poverty line. 81% of its homes are lived in by their owners and 19% are rented. Unemployment in Putnam County was 3.5% in August 2026, and the county had 0.9% fewer jobs in 2025 than the year before. The most residents work in schools and health care, then government.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Patterson is a town in Putnam County, New York, where most homes are lived in by their owners. Incomes are somewhat below the county's, and the median age is in the middle range, so the town is neither especially young nor especially old. Winters are cold and snowy, with January the coldest month, and summers are warm, with July the warmest. Rain and melted snow fall steadily through the year.
Work. Many residents work in schools, hospitals and social care, with government, professional and business services, and retail close behind. Carmel Central School District, Clancy Relocation & Logistics and Acme Markets are among the largest workplaces in town. Commutes tend to be long, and a fair number of people work from home. Unemployment across Putnam County is low and steady, though the county has a few fewer jobs than a year earlier.
Things to do. Thunder Ridge Ski Area is in or beside town, which suits the cold, snowy winters. A short drive away are Pootatuck State Forest, a protected area, and East Branch Reservoir. For museums, the United States Military Academy and the Glass House are a longer drive away.
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- 3,698households
- 38%of adults have a degree
- 18%below the poverty line
- 37 mintypical commute
- 13%work from home
What residents work in
Employed residents by industry, from the Census survey. Putnam County had 26,879 jobs in 2025, 0.9% fewer than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 33° and lows near 16°; warmest in July, with highs near 78° and lows near 61°. About 50 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Carmel 4N weather station, 4 miles away (NOAA).
Largest workplaces in Patterson
- Carmel Central School DistrictSchool district805FTE
- Clancy Relocation & LogisticsTrucking used household, office, or institutional furniture and equipment148
- Acme MarketsSupermarkets and other grocery stores91
- George Apap Painting73
- MV TransportationOther urban transit systems54
- Tractor Supply Company StoreGeneral merchandise stores25
- Patterson LibraryLibraries20
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 7 workplaces with 20 or more staff, 1,470 people in all. School districts come from the Common Core of Data (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- Ice stormsRelatively moderate
- Strong windRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms across Putnam County, against the rest of the country; all of them together, very low. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Putnam County and the New York-Newark-Jersey City, NY-NJ-PA metro.
Patterson home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
Not enough data to draw this yet.
Levy by levy, and a check of one home’s own bill, the site covers Ohio’s property tax.
Sellers are cutting prices on about 1 in 4 Patterson listings — the market is roughly in balance.
Market heat, inside the city limits
Share of listings with a price cut
The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.
- Patterson27.34%
- United States26.90%
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Patterson26
New listings per month
Sellers arriving at the market.
- Patterson8
Zip codes with a Patterson address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Patterson — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.