Pauma Valley, California.
Typical home $810,727 (+3.4% in a year). San Diego-Chula Vista-Carlsbad, CA metro.
to buy the typical home at today's mortgage rate — +$2,305 (+118%) since Jan 2020.
- 1 year
- Up $26,836 +3%
- $783,892$810,727 since Sep 2025
- 5 years
- Up $125,843 +18%
- $684,884$810,727 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Pauma Valley$4,255
- California$3,997
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 21 years.
Typical home values in Pauma Valley, CA rose 3.4% over the past year — faster than the nation's +1.2%.
Living in Pauma Valley, San Diego County, California
The Census does not count Pauma Valley on its own, so the figures here are San Diego County's. Half the county's households earn more than $106,268 a year and half less; 10% of the county's people live below the poverty line. 55% of the county's homes are lived in by their owners and 45% are rented. Unemployment in San Diego County was 4.9% in August 2026, and the county had 0.1% fewer jobs in 2025 than the year before. The most people in San Diego County work in schools and health care, then professional services.
Written by AI Claude Haiku 5.5 wrote this on 22 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Pauma Valley sits inland in northern San Diego County, where winters are cool and summers are warm. Winters bring some snow and rain, and across the county most homes are lived in by their owners.
Work. Many residents work in schools, hospitals and social care, or in professional and business services, with others in restaurants, hotels and entertainment, and in manufacturing. Across the county, unemployment is a little lower than a year earlier, though the number of jobs has edged down slightly over the past year.
Things to do. The San Diego Zoo Safari Park, a zoo, is a longer drive away, and Lake Poway, a reservoir, is also a longer drive away. Cleveland National Forest, a protected area, is a short drive away for time outdoors.
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- 1,171,278households
- 37.3median age
- 43%of adults have a degree
- 10%below the poverty line
- 26 mintypical commute
- 19%work from home
What people in San Diego County work in
Employed residents by industry, from the Census survey. San Diego County had 1,535,067 jobs in 2025, 0.1% fewer than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in December, with highs near 51° and lows near 37°; warmest in August, with highs near 84° and lows near 64°. About 26 inches of snow and 30 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Palomar Mountain Obsy weather station, 8 miles away (NOAA).
Largest workplaces in San Diego County
- University of California-San DiegoUniversity or college18,717
- County of San DiegoSocial service agency18,392
- San Diego UnifiedSchool district11,195FTE
- Ucsd Medical CenterGeneral hospital10,244FTE
- National UniversityUniversity or college5,052
- illuminaBiotechnology research and development laboratories or services in the medical sciences4,687
- National UniversityColleges, universities, and professional schools4,649
- San Diego State UniversityUniversity or college4,229
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 2,263 workplaces with 20 or more staff, 408,395 people in all. Colleges come from IPEDS (NCES, 2023–24), school districts from the Common Core of Data (NCES, 2023–24) and hospitals from their Medicare cost reports (CMS, 2023); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- WildfireVery high
- Inland floodingVery high
- EarthquakesRelatively high
- LandslidesRelatively high
- Heat wavesRelatively high
- LightningRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms across San Diego County, against the rest of the country; all of them together, very high. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on San Diego County and the San Diego-Chula Vista-Carlsbad, CA metro.
Pauma Valley home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Pauma Valley$810,727
- California$761,538
- United States$366,157
Sellers are cutting prices on about 1 in 4 Pauma Valley listings — the market is roughly in balance.
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Share of listings with a price cut
The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.
- Pauma Valley25.40%
- United States25.56%
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Pauma Valley19
Zip codes with a Pauma Valley address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Pauma Valley — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.