Pecatonica, Illinois.
Typical home $239,065 (+9.1% in a year). Rockford, IL metro.
to buy the typical home at today's mortgage rate — +$767 (+157%) since Jan 2020.
- 1 year
- Up $19,983 +9%
- $219,083$239,065 since Sep 2025
- 5 years
- Up $82,949 +53%
- $156,116$239,065 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Pecatonica$1,255
- Illinois$1,553
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 8 years.
Typical home values in Pecatonica, IL rose 9.1% over the past year — faster than the nation's +1.2%.
Living in Pecatonica, Winnebago County, Illinois
Pecatonica is a village of 2,090 people in Winnebago County. Half its households earn more than $73,162 a year and half less, against $65,837 across Winnebago County; 7% of its people live below the poverty line. 80% of its homes are lived in by their owners and 20% are rented. Unemployment in Winnebago County was 4.6% in August 2026, and the county had 0.6% fewer jobs in 2025 than the year before. The most residents work in manufacturing, then schools and health care.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Pecatonica is a small village in Winnebago County where most homes are lived in by their owners, a good deal more than in many places. Household incomes run higher than across the county, and fewer residents live below the poverty line than one might expect. Winters are cold and snowy, with January the coldest month, while summers turn warm in July and rain and melted snow fall through the year.
Work. Residents work mainly in manufacturing, in schools, hospitals and social care, in shops, and in the building trades. The commute is a fair one for most people, and some work from home. Across Winnebago County, large workplaces include Rockford Schools, SwedishAmerican Hospital and Woodward, which makes aircraft engine parts. Jobs across the county have slipped slightly, and unemployment there is lower than it was a year ago.
Things to do. The Pecatonica River is the nearest named waterway on the list, a longer drive away. Anderson Japanese Gardens is one of the better known botanical gardens in the area, also a longer drive away, and White Pines Forest State Park offers a protected area of woods for walking, likewise a longer drive.
Report a mistake
- 939households
- 23%of adults have a degree
- 7%below the poverty line
- 30 mintypical commute
- 10%work from home
What residents work in
Employed residents by industry, from the Census survey. Winnebago County had 125,716 jobs in 2025, 0.6% fewer than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 28° and lows near 11°; warmest in July, with highs near 82° and lows near 62°. About 34 inches of snow and 38 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Freeport Waste Wtp weather station, 13 miles away (NOAA).
Largest workplaces in Winnebago County
- Rockford SD 205School district3,999FTE
- PCI Pharma ServicesPackaging services3,800
- UPSCouriers and express delivery services2,848
- Swedishamerican HospitalGeneral hospital2,731FTE
- SwedishAmerican Health System Clinics/PlGeneral medical and surgical hospital1,416
- Woodward - RCCAircraft engine and engine parts manufacturing1,336
- Saint Anthony Medical CenterGeneral hospital1,286FTE
- AmazonCouriers and express delivery services1,211
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 332 workplaces with 20 or more staff, 52,324 people in all across the county; Pecatonica has one of its own. School districts come from the Common Core of Data (NCES, 2023–24) and hospitals from their Medicare cost reports (CMS, 2023); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- HailRelatively high
- Cold wavesRelatively high
- Strong windRelatively high
- TornadoesRelatively high
- DroughtRelatively moderate
- Ice stormsRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Pecatonica’s census tracts, against the rest of the country; all of them together, relatively moderate. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Winnebago County and the Rockford, IL metro.
Pecatonica home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Pecatonica$239,065
- Illinois$295,943
- United States$366,157
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Pecatonica15
New listings per month
Sellers arriving at the market.
- Pecatonica8
Zip codes with a Pecatonica address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Pecatonica — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.