Pelham, New York.
Typical home $1,447,000 (+12.9% in a year), asking rent $4,325 . New York-Newark-Jersey City, NY-NJ-PA metro.
to buy the typical home at today's mortgage rate — +$4,722 (+164%) since Jan 2020.
- 1 year
- Up $165,729 +13%
- $1,281,271$1,447,000 since Sep 2025
- 5 years
- Up $520,384 +56%
- $926,615$1,447,000 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Pelham$7,595
- New York$2,755
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 8 years.
Typical home values in Pelham, NY rose 12.9% over the past year — faster than the nation's +1.2%.
Living in Pelham, Westchester County, New York
Pelham is a village of 7,326 people in Westchester County. Half its households earn more than $184,375 a year and half less, against $118,976 across Westchester County; 3% of its people live below the poverty line. 67% of its homes are lived in by their owners and 33% are rented. Unemployment in Westchester County was 4.0% in August 2026, and the county had 0.8% more jobs in 2025 than the year before. The most residents work in schools and health care, then professional services.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Pelham is a small village in Westchester County, and its households have incomes well above the county's, with very few living below the poverty line. Most homes are lived in by their owners, and typical home values and rents are high. Residents are mostly middle-aged or younger, and the great majority of adults hold a four-year degree. Winters are cold, with January the coldest month, and summers are warm, with July the warmest. Rain and melted snow fall steadily through the year.
Work. Many residents work in schools, hospitals and social care, and many more in professional and business services, banking, insurance and property, or in shops. Pelham Union Free School District is the largest workplace in the village, and Tiffany & Co. Pelham, which makes jewelry settings and mountings, is among the others. Commutes are fairly long, and a good number of people work from home. Unemployment across Westchester County is a little higher than a year ago, while the number of jobs has edged up.
Things to do. The Bronx Zoo and Yankee Stadium are both a short drive away, one a zoo and the other a stadium for baseball. A longer drive brings you to Central Park, a large city garden, and to the Metropolitan Museum of Art, one of the best known museums in the country. The Statue of Liberty, a famous tourist attraction, is also a longer drive away.
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- 2,291households
- 72%of adults have a degree
- 3%below the poverty line
- 38 mintypical commute
- 25%work from home
What residents work in
Employed residents by industry, from the Census survey. Westchester County had 433,070 jobs in 2025, 0.8% more than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 40° and lows near 27°; warmest in July, with highs near 86° and lows near 71°. About 50 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Bronx weather station, 6 miles away (NOAA).
Largest workplaces in Pelham
- Pelham Union Free School DistrictSchool district375FTE
- Component Assembly SystemsCarpentry, framing308
- Tiffany & Co. PelhamJewel settings and mountings, precious metal, manufacturing174
- PelhamMail and parcel delivery25
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 3 workplaces with 20 or more staff, 507 people in all. School districts come from the Common Core of Data (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- Strong windRelatively moderate
- Winter weatherRelatively moderate
- Inland floodingRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Pelham’s census tracts, against the rest of the country; all of them together, relatively low. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Westchester County and the New York-Newark-Jersey City, NY-NJ-PA metro.
Pelham home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Pelham$1,447,000
- New York$524,942
- United States$366,157
Sellers are cutting prices on about 1 in 10 Pelham listings — the market is roughly in balance.
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Share of listings with a price cut
The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.
- Pelham10.33%
- United States26.90%
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Pelham23
New listings per month
Sellers arriving at the market.
- Pelham7
Zip codes with a Pelham address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Pelham — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.