States · Tennessee · Grundy County

Pelham, Tennessee.

Typical home $248,757 (+8.3% in a year).

What it costs per month · Pelham $1,306/mo

to buy the typical home at today's mortgage rate — +$815 (+166%) since Jan 2020.

What the home itself did
1 year
Up $19,100 +8%
$229,657$248,757 since Sep 2025
5 years
Up $67,208 +37%
$181,550$248,757 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 Pelham $1,306 Tennessee $1,737 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • Pelham$1,306
  • Tennessee$1,737
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 11 years.

Typical home values in Pelham, TN rose 8.3% over the past year — faster than the nation's +1.2%.

Living in Pelham, Grundy County, Tennessee

Pelham, in Grundy County, had 371 people in the 2020 census. 94% of its homes are lived in by their owners and 6% are rented. Unemployment in Grundy County was 4.0% in August 2026, and the county had 2.4% more jobs in 2025 than the year before. The most people in Grundy County work in schools and health care, then manufacturing.

People 371 in the 2020 census
Household income Too few homes in Pelham for the Census survey to measure.
Unemployment 4.0% Grundy County, August 2026; 4.2% a year before
Homes 94% lived in by their owners; 6% rented

Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.

What it’s like

The place. Pelham is a very small community in Grundy County, Tennessee, where almost every home is lived in by its owner. Typical home values sit at a level that reflects the rural setting, and household incomes across the county run on the modest side. Winters are cold, with a little snow, and summers turn warm, with plenty of rain and melted snow through the year.

Work. Residents work mostly in schools, hospitals and social care, with others in manufacturing, shops and professional and business services. Across Grundy County, the largest workplaces are Grundy County Schools and Signature Healthcare, which runs skilled nursing facilities. The county has added jobs over the past year, and the typical commute is a fairly long one.

Things to do. The Elk River runs in or beside town, so water is close at hand. A short drive away is McGee Field, a stadium. Farther afield, a longer drive brings you to Old Stone Fort, an archaeological site, and to Fiery Gizzard Trail, a trail for walking.

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  • 28 mintypical commute

What people in Grundy County work in

  • Schools, hospitals and social care20%
  • Manufacturing19%
  • Shops (retail)11%
  • Professional and business services10%
  • Transport, warehouses and utilities10%
  • Government8%

Employed residents by industry, from the Census survey. Grundy County had 2,120 jobs in 2025, 2.4% more than the year before (Bureau of Labor Statistics).

Weather through the year

Average daily high and low for each month: coldest in January, 44° and 26°; warmest in July, 83° and 65° 20° 40° 60° 80° J 44° 26° F M A M J J 83° 65° A S O N D
Average daily high and low for each month: coldest in January, 44° and 26°; warmest in July, 83° and 65° 20° 40° 60° 80° J 44° 26° F M A M J J 83° 65° A S O N D

Coldest in January, with highs near 44° and lows near 26°; warmest in July, with highs near 83° and lows near 65°. About 5 inches of snow and 67 inches of rain and melted snow a year.

Average daily high and low, 1991–2020, at the Monteagle weather station, 8 miles away (NOAA).

Largest workplaces in Grundy County

  1. Grundy County SchoolsSchool district318FTE
  2. Signature HealthcareSkilled nursing facilities68

Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 1 workplace with 20 or more staff, 68 people in all across the county; Pelham has none of its own. School districts come from the Common Core of Data (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.

Natural hazards

  1. TornadoesRelatively high
  2. Cold wavesRelatively high
  3. Strong windRelatively high
  4. Winter weatherRelatively high
  5. DroughtRelatively moderate
  6. Inland floodingRelatively moderate

FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Pelham’s census tracts, against the rest of the country; all of them together, relatively low. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.

From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Grundy County.

Pelham home values

Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.

$100,000 $200,000 $300,000 2018 2020 2022 2024 2026 Pelham $248,757 Tennessee $330,844 United States $366,157
$100,000 $200,000 $300,000 2018 2022 2026
  • Pelham$248,757
  • Tennessee$330,844
  • United States$366,157

When this market ran hot

Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.

JFMAMJJASOND
2026
2025
2024
2023
2022
2021
2020
2019
2018
falling flat warming hot overheating runaway

Market heat, inside the city limits

Homes for sale

Active for-sale inventory. More supply hands power to buyers.

2 5 8 10 2022 2023 2024 2025 2026 Pelham 6
2 5 8 10 2022 2024 2026
  • Pelham6

Zip codes with a Pelham address

A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Pelham — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.

Zip codes in Pelham