Pembroke, Kentucky.
Typical home $270,420 (+2.0% in a year). Clarksville, TN-KY metro.
to buy the typical home at today's mortgage rate — +$846 (+148%) since Jan 2020.
- 1 year
- Up $5,236 +2%
- $265,185$270,420 since Sep 2025
- 5 years
- Up $76,718 +40%
- $193,703$270,420 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Pembroke$1,419
- Kentucky$1,212
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 10 years.
Typical home values in Pembroke, KY rose 2.0% over the past year — faster than the nation's +1.2%.
Living in Pembroke, Christian County, Kentucky
Pembroke is a city of 865 people in Christian County. Half its households earn more than $70,804 a year and half less, against $55,494 across Christian County; 14% of its people live below the poverty line. Unemployment in Christian County was 5.4% in August 2026, and the county had 1.1% fewer jobs in 2025 than the year before. The most people in Christian County work in schools and health care, then manufacturing.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Pembroke is a very small city in Christian County, Kentucky, where most people know one another by sight if not by name. Household incomes run well above the county's, and the typical home is worth a fair amount, though a real share of residents still live below the poverty line. Winters are cold but short on snow, summers are hot, and rain falls steadily through the year.
Work. Residents work mostly in schools, hospitals and social care, with manufacturing, shops, and professional and business services close behind. Across Christian County, some of the largest workplaces are Christian County Schools, Jennie Stuart Medical Center and Walmart. Most people drive a fair way to work, and only a small number do their jobs from home. Unemployment across the county is unchanged from a year ago, and the number of jobs there slipped slightly over the past year.
Things to do. The Jefferson Davis State Historic Site is a protected area a short drive away. Farther afield, a longer drive brings you to Dunbar Cave State Park, another protected area, and to the Don F. Pratt Memorial Museum. Those who like water and woods can also make the longer trip to Pennyrile State Forest.
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- 21%of adults have a degree
- 14%below the poverty line
- 24 mintypical commute
- 7%work from home
What people in Christian County work in
Employed residents by industry, from the Census survey. Christian County had 31,172 jobs in 2025, 1.1% fewer than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 44° and lows near 27°; warmest in July, with highs near 88° and lows near 70°. About 5 inches of snow and 52 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Hopkinsville weather station, 10 miles away (NOAA).
Largest workplaces in Christian County
- WalmartGeneral warehousing and storage1,190
- Christian County SchoolsSchool district1,179FTE
- Jennie Stuart Medical CenterGeneral hospital829FTE
- Proeza GroupChassis, light truck and utility, manufacturing800
- Martinrea of HopkinsvilleAutomotive, truck and bus steering assemblies and parts manufacturing500
- Churchill DownsCasino hotels402
- WalmartWarehouse clubs and supercenters350
- SIMOS Insourcing SolutionsStaffing335
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 72 workplaces with 20 or more staff, 10,259 people in all across the county; Pembroke has one of its own. School districts come from the Common Core of Data (NCES, 2023–24) and hospitals from their Medicare cost reports (CMS, 2023); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- TornadoesVery high
- Ice stormsRelatively high
- Winter weatherRelatively high
- EarthquakesRelatively high
- Strong windRelatively high
- LightningRelatively high
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Pembroke’s census tracts, against the rest of the country; all of them together, relatively high. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Christian County and the Clarksville, TN-KY metro.
Pembroke home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Pembroke$270,420
- Kentucky$230,909
- United States$366,157
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Zip codes with a Pembroke address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Pembroke — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.