Penfield, New York.
Typical home $391,164 (+5.0% in a year), asking rent $1,683 . Rochester, NY metro.
to buy the typical home at today's mortgage rate — +$314 (+18%) since Jan 2024.
- 1 year
- Up $18,602 +5%
- $372,562$391,164 since Sep 2025
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Penfield$2,053
- New York$2,755
- United States$1,922
Typical home values in Penfield, NY rose 5.0% over the past year — faster than the nation's +1.2%.
Living in Penfield, Monroe County, New York
Penfield is a town of 39,438 people in Monroe County. Half its households earn more than $119,154 a year and half less, against $76,382 across Monroe County; 5% of its people live below the poverty line. 81% of its homes are lived in by their owners and 19% are rented. Unemployment in Monroe County was 4.4% in August 2026, and the county had 1.2% more jobs in 2025 than the year before. The most residents work in schools and health care, then professional services.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Penfield is a town in Monroe County, New York, where most homes are lived in by their owners and incomes run well above the county's. Residents tend to be older than in many towns, and a large share of adults hold a four-year degree. Winters are cold and very snowy, with January the coldest month, and summers are warm in July, with a fair amount of rain and melted snow through the year.
Work. Many residents work in schools, hospitals and social care, followed by professional and business services, manufacturing, and banks, insurance and property. Penfield Central School District, Wegmans Food Markets and Walmart are among the largest workplaces in town. Commutes are fairly short, and a good number of people work from home.
Things to do. A short drive away are the George Eastman Museum and the Memorial Art Gallery, both museums in Rochester. High Falls, a waterfall, and Seneca Park Zoo are also a short drive off. For a day by the water, Canandaigua Lake is a longer drive away.
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- 15,699households
- 58%of adults have a degree
- 5%below the poverty line
- 20 mintypical commute
- 23%work from home
What residents work in
Employed residents by industry, from the Census survey. Monroe County had 386,911 jobs in 2025, 1.2% more than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 34° and lows near 17°; warmest in July, with highs near 81° and lows near 61°. About 86 inches of snow and 39 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Webster Northeast weather station, 7 miles away (NOAA).
Largest workplaces in Penfield
- Penfield Central School DistrictSchool district903FTE
- Wegmans Food MarketsRetail supermarkets527
- Wegmans Food MarketsRetail supermarkets444
- WalmartWarehouse clubs and supercenters360
- Eastside Family YMCACivic and social organizations331
- TargetDiscount department stores196
- Aaron Manor Nursing and RehabilitationHomes for the aged with nursing care177
- Bay View Family YMCACivic and social organizations153
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 20 workplaces with 20 or more staff, 3,045 people in all. School districts come from the Common Core of Data (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- Cold wavesRelatively high
- Inland floodingRelatively high
- Winter weatherRelatively high
- Ice stormsRelatively high
- Heat wavesRelatively moderate
- TornadoesRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms across Monroe County, against the rest of the country; all of them together, relatively moderate. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Monroe County and the Rochester, NY metro.
Penfield home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Penfield$391,164
- New York$524,942
- United States$366,157
Levy by levy, and a check of one home’s own bill, the site covers Ohio’s property tax.
Sellers are cutting prices on about 1 in 8 Penfield listings, and the typical home goes pending in 8 days — the market is roughly in balance.
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Share of listings with a price cut
The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.
- Penfield12.45%
- United States26.90%
Days to pending
How long the typical listing takes to go under contract.
- Penfield8
- United States27
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Penfield38
New listings per month
Sellers arriving at the market.
- Penfield24
Sale-to-list ratio
Above 100%, homes sell over asking; below, buyers negotiate wins.
- Penfield119.16%
Zip codes with a Penfield address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Penfield — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.