States · Wisconsin · Pepin County

Pepin, Wisconsin.

Typical home $286,511 (+9.9% in a year).

What it costs per month · Pepin $1,504/mo

to buy the typical home at today's mortgage rate — +$915 (+155%) since Jan 2020.

What the home itself did
1 year
Up $25,801 +10%
$260,710$286,511 since Sep 2025
5 years
Up $81,168 +40%
$205,343$286,511 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 Pepin $1,504 Wisconsin $1,770 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • Pepin$1,504
  • Wisconsin$1,770
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 10 years.

Typical home values in Pepin, WI rose 9.9% over the past year — faster than the nation's +1.2%.

Living in Pepin, Pepin County, Wisconsin

Pepin is a village of 731 people in Pepin County. 78% of its homes are lived in by their owners and 22% are rented. Unemployment in Pepin County was 2.8% in August 2026, and the county had 2.8% fewer jobs in 2025 than the year before. The most residents work in schools and health care, then manufacturing.

People 731 in the 2020 census
Household income Too few homes in Pepin for the Census survey to measure.
Unemployment 2.8% Pepin County, August 2026; 2.7% a year before
Homes 78% lived in by their owners; 22% rented

Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.

What it’s like

The place. Pepin is a small village on the Wisconsin side of Lake Pepin, a place where most neighbors live in homes they own. Winters are cold and snowy, with January the coldest month, and summers turn warm in July, with a fair amount of rain and melted snow across the year. A four-year degree is held by fewer adults than across much of the country, and a share of households live below the poverty line.

Work. Residents work mostly in schools, hospitals and social care, manufacturing, restaurants and hotels, and shops. Across Pepin County, some of the largest workplaces are the Durand-Arkansaw School District, AdventHealth Durand and the Eau Galle Cheese Factory. The commute is a fairly long one, and a good number of people work from home.

Things to do. Lake Pepin is a lake a short drive away, and Reads Landing Overlook, a tourist attraction, is also a short drive off. Fort Beauharnois, a fort, and Frontenac State Park, a protected area, are within a short drive too. For a longer outing, Crystal Cave, a tourist attraction, is a longer drive away.

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  • 315households
  • 25%of adults have a degree
  • 18%below the poverty line
  • 27 mintypical commute
  • 17%work from home

What residents work in

  • Schools, hospitals and social care33%
  • Manufacturing17%
  • Restaurants, hotels and entertainment14%
  • Shops (retail)8%
  • Building trades8%
  • Government5%

Employed residents by industry, from the Census survey. Pepin County had 2,394 jobs in 2025, 2.8% fewer than the year before (Bureau of Labor Statistics).

Weather through the year

Average daily high and low for each month: coldest in January, 24° and 4°; warmest in July, 83° and 60° 0° 20° 40° 60° 80° J 24° 4° F M A M J J 83° 60° A S O N D
Average daily high and low for each month: coldest in January, 24° and 4°; warmest in July, 83° and 60° 0° 20° 40° 60° 80° J 24° 4° F M A M J J 83° 60° A S O N D

Coldest in January, with highs near 24° and lows near 4°; warmest in July, with highs near 83° and lows near 60°. About 48 inches of snow and 35 inches of rain and melted snow a year.

Average daily high and low, 1991–2020, at the Theilman 1SSW weather station, 11 miles away (NOAA).

Largest workplaces in Pepin County

  1. Durand-Arkansaw School DistrictSchool district139FTE
  2. Bauer BuiltTire dealers, automotive84
  3. Adventhealth DurandCritical access hospital76FTE
  4. Black's Valley Ag SupplyAgricultural chemicals merchant wholesalers50
  5. EAU Galle Cheese FactoryCurds, cheese, made in a cheese plant, manufacturing45
  6. L&P NybergGrocery stores39
  7. Pepin Area School DistrictSchool district39FTE
  8. Bauer BuiltAutomotive tire dealers35

Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 11 workplaces with 20 or more staff, 454 people in all across the county; Pepin has one of its own. School districts come from the Common Core of Data (NCES, 2023–24) and hospitals from their Medicare cost reports (CMS, 2023); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.

Natural hazards

FEMA rates every natural hazard here relatively low or very low.

FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms across Pepin County, against the rest of the country; all of them together, very low. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.

From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Pepin County.

Pepin home values

Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.

$150,000 $200,000 $250,000 $300,000 $350,000 2018 2020 2022 2024 2026 Pepin $286,511 Wisconsin $337,196 United States $366,157
$150,000 $200,000 $250,000 $300,000 $350,000 2018 2022 2026
  • Pepin$286,511
  • Wisconsin$337,196
  • United States$366,157
Property tax, 2026 roll $3,924/yr median bill inside Pepin, effective 1.47% of estimated value — current assessment rolls, AssessorSearch Data Lab, quality-gated against the county's official figures

Levy by levy, and a check of one home’s own bill, the site covers Ohio’s property tax.

When this market ran hot

Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.

JFMAMJJASOND
2026
2025
2024
2023
2022
2021
2020
2019
2018
falling flat warming hot overheating runaway

Market heat, inside the city limits

Homes for sale

Active for-sale inventory. More supply hands power to buyers.

5 10 15 2026 Pepin 17
5 10 15 2026
  • Pepin17

Zip codes with a Pepin address

A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Pepin — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.

Zip codes in Pepin